K&H Bank review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

K&H Bank underwrites its own policies as an insurer, with auto, home, travel and life cover and a starting premium of HUF 409. It suits Hungarian households that want several policies from the same provider, and readers who prefer the insurer itself to a broker.

Key facts

Best for
Auto, home, travel and life cover from the same insurer in Hungary.
Premium from
HUF 409 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Travel, Life (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Claims channels
Online, Email, Phone (Source, checked September 26, 2026)
Legal entity
K&H Bank Zrt. (Source, checked September 26, 2026)
Headquarters
Hungary (Source, checked September 26, 2026)
Founded
1987 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Official website
kh.hu

Apps and profiles

Elsewhere
WikidataWikipediaLinkedIn

Pros and cons

Pros

  • Underwrites as an insurer rather than a broker, so auto, home and travel cover comes from the same provider.
  • Claims can be opened on online, email and phone, so you are not tied to a single route.
  • Support runs on phone, email and help centre, with a help centre as well as phone and email.
  • Trading since 1987 and registered as K&H Bank Zrt..

Cons

  • Cover stops at auto, home and travel, so health, pet and motorcycle policies need another provider.
  • Support runs on phone, email and help centre only, with no live chat listed.
  • The starting premium of HUF 409 places it at 35 of 252 brands on price, well away from the low end.
K&H Bank

Ready to try K&H Bank?

Scored 9.5 / 10 by AssureCue.

See alternatives

Who it suits

  • Households in HU that want auto, home, travel and life policies from the same insurer.
  • People who would rather deal with the insurer directly, since K&H Bank is an insurer and not a broker.
  • Existing banking customers of K&H Bank Zrt. who prefer their money and their policies to sit with the same institution.

Who should look elsewhere

  • Anyone after health, pet or motorcycle cover: Good Sam Insurance Agency lists auto, home and renters.
  • Price-led shoppers at the low end: bunq quotes a premium from €0.
  • Readers who want a far higher entry point in local terms: Euroasia Insurance lists UZS 60,000.

How K&H Bank compares

Where K&H Bank is available

Available
Hungary

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the cover start at?+

The entry point is HUF 409. On this comparison that price ranks at position 35 of the 252 brands ranked on premium from, so treat K&H Bank as a mid-range starting price rather than a budget price. Your own quote depends on the policy you pick.

What kinds of insurance does it sell?+

K&H Bank sells auto, home and travel cover, which is the bulk of what most households need from a personal insurer. Health, pet and motorcycle policies sit outside that range, so those would need a different provider.

Am I dealing with an insurer or a broker?+

An insurer. K&H Bank is listed as an insurer, so the policies are underwritten by the company itself rather than passed to another carrier. Contracts are issued by K&H Bank Zrt., which is headquartered in Hungary.

How do I make a claim?+

Claims can be opened on online, email and phone. You are not locked into a single route, since you can report online, by email or by phone. Claims handled directly by the insurer also keep the conversation in the same place as your policy.

How do I get help?+

Support runs on phone, email and help centre. Phone, email and a help centre answer most questions, and the same channels appear for claims, so the contacts stay the same after you buy. That saves hunting for a separate claims team.

Who is it for?+

It suits people in HU who want auto, home, travel and life policies from the same provider, and existing banking customers of K&H Bank Zrt. who prefer their money and their cover to sit with the same institution. It helps less if you need health, pet or motorcycle policies.

How does it score here?+

The profile gives an overall score of 8.6, and the cost part of it is 8.6. Those figures come from published price and cover data, so read them next to the detail of each policy rather than treating the number as a recommendation.

Sources

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

K&H Bank

K&H Bank

Auto, home, travel and life cover from the same insurer in Hungary.

9.5/10See alternatives

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