La Banque Postale MRH review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
La Banque Postale MRH suits households in France who want a single monthly policy across home, car, health and gadget cover, and who value branch help. The entry premium of €11.33 sits above the site median of €8.37, so breadth is the trade.
Key facts
- Best for
- Households in France wanting monthly cover and post office branch help.
- Premium from
- €11.33 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Renters, Landlord, Health, Pet, Motorcycle, Critical-illness, Income-protection, Gadget (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Excess from
- €240 (Source, checked September 26, 2026)
- Claims channels
- Online, Phone, Post-office-branch (Source, checked September 26, 2026)
- Age range
- Subscription up to the 80th birthday, death cover up to the 85th birthday (Source, checked September 26, 2026)
- Legal entity
- La Banque Postale SA (Societe Anonyme a Directoire et Conseil de Surveillance), RCS Paris 421100645 (Source, checked September 26, 2026)
- Headquarters
- France (Source, checked September 26, 2026)
- Founded
- 2006 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Audience
- Seniors
- Pricing model
- Monthly
- Official website
- labanquepostale.fr
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Policies from auto, home and renters can sit with a single provider
- Claims can be started online, by phone or in a post office branch, per online, phone and post office branch
- Monthly payments are available, listed under monthly
- Listed on the OIAS official register of insurance and credit intermediaries under 07 023 424
Cons
- The entry premium of €11.33 sits above the site median of €8.37
- The home excess starts at €240, so smaller claims stay with you
- As a broker (broker), the bank places cover with insurers, so the risk sits elsewhere
Who it suits
- Seniors, the stated seniors for this range
- People in France who want claims help in a post office branch, per online, phone and post office branch
- Households bundling home, car, health and gadget cover under a single provider
Who should look elsewhere
- Buyers chasing the lowest entry price, since €11.33 is above €8.37
- Good Sam Insurance Agency, whose auto, home and renters range adds life and travel cover
- EuroAsia Insurance, a single market provider quoting at UZS 60,000
Safety and regulation
La Banque Postale MRH sells as a broker rather than a risk carrier, and appears on the OIAS official register of insurance and credit intermediaries under 07 023 424. Broker status means the cover is placed with insurers, with this intermediary handling the sale and the claims.
Who runs it
The operation is La Banque Postale SA, a societe anonyme with a directoire and conseil de surveillance, registered in Paris and headquartered in France. It has traded since 2006. Support runs on phone and help centre, a phone line and a help centre.
How La Banque Postale MRH compares
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Bezpieczny.pl
Where La Banque Postale MRH is available
- Available
- France
- Licence in France
- ORIAS (official register of insurance and credit intermediaries) (07 023 424), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the cheapest La Banque Postale MRH policy cost?+
The lowest premium listed is €11.33 on home cover. That is above the site median of €8.37 and below the upper quartile of €29.72, so the entry point is mid range rather than budget.
Can I pay monthly instead of yearly?+
Yes. Monthly payments are available and monthly lists monthly as the payment model. The whole range is sold this way, so an annual plan is not the only route in.
What kinds of insurance can I buy?+
The range covers auto, home and renters, spanning motor, home, renters, landlord, health, pet, motorcycle, critical illness, income protection and gadget cover from a single provider, all on the monthly model.
Is La Banque Postale MRH regulated?+
It sells as a broker and is listed on the OIAS official register of insurance and credit intermediaries under 07 023 424. The register entry is the number to quote when checking the intermediary.
Is there an excess to pay on a claim?+
There is an excess, and it starts at €240 on home cover. Claims above that limit are what the insurer pays, so the excess is the part that lands on you.
How do I make a claim?+
Claims can be started through online, phone and post office branch, meaning online, by phone, or face to face in a post office branch, which suits anyone who prefers not to handle a claim alone.
Sources
- labanquepostale.fr checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity, Licences
“Born in 2006, our bank has grown with you”
- labanquepostale.fr/particulier/assurer/assurances-logemen... checked September 26, 2026
Backs: Claims channels, Excess from, Pricing model, Monthly payments, Premium from, Support channels
“Your claim declaration accessible online in a few clicks ... 02.28.09.43.60 ... You can also get your quote in your Post Office”
- labanquepostale.fr/particulier/emprunter/assurance-de-fin... checked September 26, 2026
Backs: Age range, Audience
“subscription possible up to the 80th birthday with death cover up to the 85th birthday”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
La Banque Postale MRH
Households in France wanting monthly cover and post office branch help.