LV= review

The listed insurance types are auto, home, pet, travel and life, auto, home and pet. That is the full personal range on offer, and the provider type is insurer, insurer, so the contract runs with the company carrying the risk rather than through an intermediary.

Trading began in 1843, and the policies are issued by Liverpool Victoria Financial Services Ltd. The head office sits in the UK, GB, so the operation is based in the British market and the contract is held with a named company there.

The audience is listed as seniors, seniors, so the products are aimed at older customers. If you want a provider whose personal lines are built around later life rather than the whole market, that focus is the reason to look here.

The provider type is insurer, insurer. The legal entity behind the policies is Liverpool Victoria Financial Services Ltd, which means the risk is carried by the company named on the contract rather than passed to a panel of providers for placement.

These are category figures across the listings rather than LV= specific prices. The median starting premium is €8.50 for home insurance and €8.72 for car insurance, with a lower quartile of €3.90 and an upper quartile of €47.13 in home.

Monthly options are common on the listings here, with 88.9% of brands offering them against 11.1% that do not. That is the market picture, so ask for the payment terms on LV= cover directly, whichever of its auto, home and pet you need.

The listed insurance types are auto, home, pet, travel and life, auto, home and pet, so health, income protection and critical illness sit outside the range. If you need one of those, a provider whose types include them, such as Good Sam Insurance Agency with auto, home and renters, is the place to look.