Allstate review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Allstate is a US insurer that underwrites its own cover, so a household can put auto, home, motorcycle, renters and landlord policies with the same company instead of a broker's panel. It suits people who want a single insurer across personal lines, and it has traded since 1931.

Key facts

Best for
Households wanting auto, home, motorcycle, renters and landlord cover from the same provider (auto, home and motorcycle).
Insurance types
Auto, Home, Motorcycle, Renters, Landlord (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Legal entity
The Allstate Corporation (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Founded
1931 (Source, checked September 26, 2026)
Official website
allstate.com

Apps and profiles

Pros and cons

Pros

  • The lines in auto, home and motorcycle let a household place a car, home, motorcycle, renters or landlord policy with the same provider.
  • It is an insurer under The Allstate Corporation, so the underwriter is named on the policy rather than sitting behind a wider panel.
  • Trading since 1931 gives it a long operating record in the United States.
  • Allstate's auto, home and motorcycle includes motorcycle cover, a line Hiscox UK's home, renters and landlord does not list.

Cons

  • Cover runs to the lines in auto, home and motorcycle, with no travel, life, health or pet policies among them.
  • It is an insurer based in the United States, so the policy is written for a single market rather than for a UK or European risk.
  • Good Sam Insurance Agency lists life, health, travel and pet cover alongside car and home (auto, home and renters), a wider mix than the lines in auto, home and motorcycle.
Allstate

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Scored 9.5 / 10 by AssureCue.

Who it suits

  • Households insuring a car and a home who want both from the same provider.
  • Renters and landlords who prefer their policy to sit with their auto insurer.
  • Motorcycle owners who want bike cover alongside a car policy under the same name.

Who should look elsewhere

  • Anyone after life, health, travel or pet cover: Good Sam Insurance Agency lists those lines (auto, home and renters).
  • Buyers wanting landlord or home emergency cover in the UK: Hiscox UK lists home, renters, landlord, auto and home emergency (home, renters and landlord), while Allstate is based in the United States.
  • Shoppers who want gadget or travel cover quoted: Euroasia Insurance writes those lines (auto, home and travel) alongside auto and home.

Who runs it

Allstate trades as The Allstate Corporation, and The Allstate Corporation is the legal entity behind the policies. It is an insurer with its headquarters in the United States, founded in 1931. Because it underwrites its own personal lines, the company named on the policy is the company that settles the claim, so the contract stays with a single corporate entity rather than passing to an underwriter you never see.

How Allstate compares

Where Allstate is available

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Who runs Allstate?+

Allstate trades as The Allstate Corporation, the legal entity named behind the policies. It is an insurer, so the company that quotes your cover is the company that issues it rather than a broker passing the risk on. Its headquarters sit in US and it has been trading since 1931.

What kinds of insurance does Allstate offer?+

The lines in auto, home and motorcycle cover auto, home, motorcycle, renters and landlord. That mix suits a household that wants a car policy, a home policy and a renters or landlord policy handled by the same provider, with all of them issued by The Allstate Corporation.

Which market does Allstate write for?+

Allstate is headquartered in the United States and is listed as an insurer there, so the cover in auto, home and motorcycle is written for a single market. If the property or vehicle you want insured sits elsewhere, the wording of those policies is the first thing to check.

How long has Allstate been trading?+

Allstate was founded in 1931 and trades as The Allstate Corporation. Length of trading is worth weighing next to the range in auto, home and motorcycle: a long record tells you the provider has been around to settle claims, not how quickly a claim would be settled.

Is Allstate an insurer or a broker?+

Allstate is an insurer, not a broker or a comparison site. That matters for what you are buying, because there is no wider panel to draw an alternative quote from: the company behind The Allstate Corporation underwrites every line listed in auto, home and motorcycle.

Does Allstate cover renters and landlord properties?+

Renters and landlord cover both appear in auto, home and motorcycle, alongside auto, home and motorcycle. A renters or landlord policy would therefore sit with the same provider as a car or home policy, which is the usual reason households pick a single name for personal lines.

How does Allstate compare with Hiscox UK?+

Hiscox UK lists home, renters and landlord, pairing home and landlord cover with auto and home emergency. Allstate's range, auto, home and motorcycle, adds motorcycle cover that is absent from the Hiscox list, but it comes from a company based in the United States rather than a UK one.

Sources

  • en.wikipedia.org/wiki/Allstate checked September 26, 2026

    Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity

    “The Allstate Corporation is an American insurance company”

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Allstate

Allstate

Households wanting auto, home, motorcycle, renters and landlord cover from the same provider (auto, home and motorcycle).

9.5/10See alternatives