Baloise Mietkaution review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Baloise Mietkaution is a rental deposit product from an insurer rather than a broker, which shapes who trusts it. It suits renters who want the deposit handled by the group legal entity, Baloise Holding AG, and want a wider book of cover alongside the deposit.

Key facts

Best for
Renters covering a deposit who want one insurer for the deposit and everyday personal cover.
Insurance types
Auto, Home, Life (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Legal entity
Baloise Holding AG (Source, checked September 26, 2026)
Headquarters
Switzerland (Source, checked September 26, 2026)
Founded
1863 to 1962 (Source, checked September 26, 2026)
Official website
baloise.com

Apps and profiles

Elsewhere
Wikidata

Pros and cons

Pros

  • Cover comes from an insurer, insurer, so the deposit sits with the group that carries the risk
  • A single group handles auto, home and life cover, so a renter can keep motor, home and life in one place
  • Backed by a long operating record, founded 1,863 to 1,962, and based in Switzerland
  • Broader line-up than a deposit-only provider, since Baloise also sells auto, home and life cover

Cons

  • The product is narrow: auto, home and life cover sits behind a deposit product, with no travel, health or pet lines
  • The legal entity is Baloise Holding AG, a holding company rather than a single named underwriting brand
Baloise Mietkaution

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Scored 9.4 / 10 by AssureCue.

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Who it suits

  • Renters who want deposit cover from the insurer itself, not a broker or comparison site
  • Households that want the deposit alongside auto, home and life cover in one group
  • Readers who value a long history and a Swiss base over a wide line-up

Who should look elsewhere

  • Readers wanting a rental deposit product bundled with health, pet or travel cover, where Hiscox UK adds home, renters and landlord
  • People who prefer a broker to pick the market, as Good Sam Insurance Agency places auto, home and renters through an agency rather than one insurer

Who runs it

The deposit product sits with Baloise Holding AG, the legal entity behind the brand, which operates as insurer rather than a broker or comparison site. The group is headquartered in Switzerland and has a long history, with a founding record stretching to 1,863 to 1,962. Its insurance lines are auto, home and life, so the deposit product is one part of a wider personal book rather than a stand-alone product.

How Baloise Mietkaution compares

Where Baloise Mietkaution is available

Available
Belgium, Germany, Liechtenstein, Luxembourg, Switzerland

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Baloise Mietkaution an insurer or a broker?+

It comes from an insurer. The group is listed as insurer, which means the deposit product is backed by the company that carries the risk rather than placed through a middleman. For a renter, that keeps the deposit and the claim on one relationship.

What sort of insurer is behind the deposit product?+

The legal entity is Baloise Holding AG, a holding company based in Switzerland. It operates as insurer and has a founding record reaching back to 1,863 to 1,962, so the name on the policy sits with a long established group.

Can I get other cover from the same group?+

Yes for the main personal lines. The group sells auto, home and life cover, so motor, home and life can be arranged alongside a deposit. Lines such as travel, health or pet are not part of that set.

What does the product not cover?+

The line-up is limited to auto, home and life cover, and the rental deposit is the focus. A renter who wants gadget, pet, health or travel protection would need to look at a provider whose range is wider than this.

How does this compare with a broker for a deposit?+

A broker places the cover on the market for you, while this product comes from insurer directly. Readers who prefer to have a single insurer write the policy rather than a broker choose the market may find that clearer to follow.

Is the deposit cover a good fit for expats or renters with one home?+

It suits people whose main need is securing a rental deposit, particularly where the group already handles their auto, home and life cover. Renters wanting a wider portfolio across a single property are better served by a range such as auto, home and renters.

Does the group also write landlord and tenant buildings cover?+

The group sells auto, home and life cover, which includes home. A landlord or renter wanting buildings and contents cover alongside the deposit can compare providers such as Hiscox UK, which lists home, renters and landlord including landlord and home emergency cover.

Sources

  • de.wikipedia.org/wiki/Baloise checked September 26, 2026

    Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity

    “Gruendung: 1863 (Basler Versicherungsgesellschaft gegen Feuerschaden), 1962 (Baloise Holding AG)”

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Baloise Mietkaution

Baloise Mietkaution

Renters covering a deposit who want one insurer for the deposit and everyday personal cover.

9.4/10See alternatives

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