Banco Lafise review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Banco Lafise is an insurer rather than a broker, so the company that sells the policy is the company that carries the risk. It suits people who want car, home, life and gadget cover from the same insurer founded in 1985, and who are content to manage the account through email, phone or chat.

Key facts

Best for
Personal car, home, life and gadget cover from the firm that writes the policy.
Insurance types
Auto, Home, Life, Gadget (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Claims channels
Web-form, Phone, Whatsapp (Source, checked September 26, 2026)
Age range
18+ (admission from 18 years) (Source, checked September 26, 2026)
Founded
1985 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre, Chat (Source, checked September 26, 2026)
Official website
lafise.com

Business insurance

Provider type
Insurer (Source, checked September 26, 2026)
Founded
1985 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre, Chat (Source, checked September 26, 2026)

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Being an insurer rather than a broker, insurer puts the risk with the company that sells the cover.
  • auto, home and life gives one provider car, home, life and gadget policies.
  • Support runs on email, phone and help centre, so help is reachable by email, phone, a help centre or chat.
  • Claims can be opened on web form, phone and whatsapp, including a web form and WhatsApp for written detail.

Cons

  • auto, home and life stops at car, home, life and gadget, so health, travel, pet and motorcycle sit elsewhere.
  • Life cover admits from a minimum age on 18+ (admission from 18 years), which puts younger applicants outside the standard entry route.
Banco Lafise

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Who it suits

  • People who want car, home, life and gadget cover with the same insurer: auto, home and life.
  • Adults taking out life cover, since admission runs from a minimum age under 18+ (admission from 18 years).
  • Customers content to log a claim by web form, phone or WhatsApp, the channels on web form, phone and whatsapp.

Who should look elsewhere

  • Good Sam Insurance Agency, whose auto, home and renters adds health, travel, pet and motorcycle lines.
  • Hiscox UK, where home, renters and landlord is built around home, renters, landlord and home emergency.
  • EuroAsia Insurance, whose auto, home and travel pairs car and home cover with travel.

Who runs it

Banco Lafise has been in business since 1985, so there is a long operating record behind the policies rather than a recent launch. Customers deal with the company itself, and the same support routes are open for a quote, a change to cover or a question about a claim. Support runs on email, phone and help centre: email, phone, a help centre and chat.

How Banco Lafise compares

Where Banco Lafise is available

Available
Costa Rica, Honduras, Nicaragua

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Banco Lafise an insurer or a broker?+

It is an insurer, and the entity kind recorded is insurer. The policy is written and carried by Banco Lafise itself rather than passed to an outside underwriter, so the same firm answers questions, pays claims and sets the terms. Nothing sits between the customer and the risk.

When was Banco Lafise founded, and why does that matter?+

The founding year on the profile is 1985. That date marks the start of the business behind the policies, and it is the only figure of its kind attached to the company. Age of the firm matters because the risk stays inside it: a claim is handled by the same business that set the terms.

What kinds of insurance does Banco Lafise sell?+

The lines listed are auto, home and life. Those are personal policies for car, home, life and gadget rather than business risks, so a household can keep motor, property, life and device cover with the same provider. Shared renewal dates and one contact point for a claim simplify running several policies.

Who can take out life cover with Banco Lafise?+

Life cover admits from a minimum age, recorded as 18+ (admission from 18 years). That entry age is the qualifying limit on the policy, so anyone under it sits outside the standard admission route. Motor, home and gadget cover are listed separately on the profile.

How do I reach Banco Lafise for a quote or a change?+

Support runs on email, phone and help centre: email, a phone line, a help centre and live chat. A question can go out in writing or be picked up on a call, and the same routes cover quotes, changes to cover and existing policies. Nothing in the mix needs an appointment.

How do I make a claim with Banco Lafise?+

Claims are opened on web form, phone and whatsapp: a web form, a phone call or WhatsApp. The form and WhatsApp give a written record of the incident before anyone rings back, which makes the details easier to check later. The phone line suits anything urgent, and the same insurer handles the notice.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Banco Lafise

Banco Lafise

Personal car, home, life and gadget cover from the firm that writes the policy.

9.4/10See alternatives

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