Bank of Africa Niger review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Bank of Africa Niger is a broker selling motor, travel, life and income protection cover, with premiums starting at XOF 200. It suits people in Niger who want cover arranged through their bank, and travellers who want a stated medical expenses limit on Zen Voyage.

Key facts

Best for
Motor, travel, life and income protection from one broker, paid monthly.
Premium from
F CFA 200 (Source, checked September 26, 2026)
Insurance types
Auto, Travel, Life, Income-protection (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
30,000 EUR medical expenses limit (Zen Voyage) (Source, checked September 26, 2026)
Age range
21 years and over for Zen Auto; under 80 for Zen Voyage (Source, checked September 26, 2026)
Legal entity
BANK OF AFRICA - NIGER (BOA-NIGER), Societe Anonyme with Board of Directors, RCCM NI-NIM-2003-B 639 (Source, checked September 26, 2026)
Headquarters
Niger (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
bank-of-africa.net

Pros and cons

Pros

  • Monthly payments are available, with monthly the only listed payment model.
  • One broker covers auto, travel and life.
  • Zen Voyage shows 30,000 EUR medical expenses limit (Zen Voyage), and the age bands are set out as 21 years and over for Zen Auto; under 80 for Zen Voyage.
  • Support runs on phone, email and help centre.

Cons

  • As a broker, the insurer carrying the risk is not named beside the product: broker.
  • Support runs on phone, email and help centre only, with no chat or app channel among them.
Bank of Africa Niger

Ready to try Bank of Africa Niger?

Scored 9.0 / 10 by AssureCue.

Who it suits

  • Drivers in Niger who want motor cover handled through their bank, on monthly payments.
  • Travellers taking Zen Voyage who want a stated medical expenses limit.
  • People who want life and income protection from the same broker as their motor and travel cover.

Who should look elsewhere

  • Anyone set on a free starting premium: bunq lists €0, while Bank of Africa Niger starts at XOF 200.
  • Shoppers who want the widest line list in one place: Good Sam Insurance Agency runs auto, home and renters.

How your money is protected

Bank of Africa Niger is a broker, so policies are written by insurers it works with rather than by the bank itself. The bank's regulatory paperwork comes from the Ministre des Finances et du Plan de la Republique du Niger, licence 0103/MF/P/DGE/DRMF/SMC. Claims sit with the insurer named on the policy, so check that name before you sign.

The company behind it

Bank of Africa Niger is a Societe Anonyme run by a board of directors, with its head office in Niger. The insurance arm works as a broker, placing cover with insurers rather than carrying it. Support runs on phone, email and help centre, and the entity holds the licence 0103/MF/P/DGE/DRMF/SMC.

How Bank of Africa Niger compares

Where Bank of Africa Niger is available

Available
Niger

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does cover cost at Bank of Africa Niger?+

Premiums start at XOF 200 for the broker's cover, and monthly payments are available, so the first outlay can be a single instalment. The listed payment model is monthly. The exact price depends on the line you pick, across auto, travel and life.

Can I pay monthly instead of in one go?+

Yes, monthly payments are listed for Bank of Africa Niger, and monthly is the only payment model on offer. That matches the wider pattern here, where 88.9% of the brands in this comparison offer monthly payments.

Is Bank of Africa Niger an insurer?+

Bank of Africa Niger is a broker, not the risk carrier, so the insurer behind each policy is the one that pays claims. Readers weighing safety should check that insurer's name, because the bank's own regulatory licence, 0103/MF/P/DGE/DRMF/SMC, covers the broker side.

What kinds of cover can I buy?+

The range is auto, travel and life, which covers motor, trips, life cover and income protection from one place. Each line has its own wording and premium, so a quote on one line tells you little about the others. Ask for a quote on each line separately.

Who regulates Bank of Africa Niger?+

The entity is regulated in Niger, with the licence 0103/MF/P/DGE/DRMF/SMC issued under the Ministre des Finances et du Plan de la Republique du Niger. The head office is in Niger, and cover is sold as a broker activity.

How do I reach someone for help?+

Support runs on phone, email and help centre, so phone, email and a help centre are the routes in. Phone is the channel most brands in this comparison lean on, at 90.9%, and it suits claims that need chasing rather than a quick question by message.

Who can actually be covered?+

Eligibility depends on the line. Zen Auto is open to adults only, and Zen Voyage stops at a stated upper age, with the bands set out as 21 years and over for Zen Auto; under 80 for Zen Voyage. Anyone outside those bands should expect to be turned down, so age limits are worth checking before a quote.

What does the travel policy pay out?+

Zen Voyage shows 30,000 EUR medical expenses limit (Zen Voyage), so the medical costs side of a trip is capped at a stated figure. That cap matters for longer trips or treatment away from a public hospital. Check the rest of the wording before you buy, since a medical cap is only one part of a travel policy.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Bank of Africa Niger

Bank of Africa Niger

Motor, travel, life and income protection from one broker, paid monthly.

9.0/10See alternatives