bonus.ch review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

bonus.ch is a Swiss comparison site for personal cover, and it suits readers who want to line up several insurers in a single place rather than hold a single policy. Cover starts on a premium of CHF 0, and the site's overall score reads 9.6.

Key facts

Best for
Readers in Switzerland comparing several kinds of personal cover from a single starting price.
Premium from
CHF 0 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Travel, Pet, Motorcycle (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Legal entity
bonus.ch SA (Source, checked September 26, 2026)
Headquarters
Switzerland (Source, checked September 26, 2026)
Founded
2004 (Source, checked September 26, 2026)
Support channels
Phone, Email (Source, checked September 26, 2026)
Official website
bonus.ch

Apps and profiles

Elsewhere
LinkedInXyoutube.com

Pros and cons

Pros

  • A single account reaches across auto, home and life, so several kinds of cover can be priced against each other.
  • Support runs on phone and email, so a reader can pick up the phone or put the question in writing.
  • A Swiss operation founded in 2004 and run by bonus.ch SA, so the site has a settled history rather than a recent launch.
  • Where auto, home and renters lists a single provider's book, bonus.ch places auto, home and life side by side in a single place.
  • A FINMA licence number, F01435140, that a reader can match against an insurer's own paperwork before applying.

Cons

  • It is a comparison site rather than an insurer, so bonus.ch SA is not the company that carries the risk once a quote is accepted.
  • Chat is not among its support channels (phone and email), so a question that comes up mid-quote waits for a call or an email.
  • The starting premium of CHF 0 says where a quote opens, not what a policy costs, and the upper end of the site spread is €3,431.08.
  • bonus.ch SA is registered in Switzerland, so a car premium quoted at UZS 60,000 sits in another market and another currency.

Ready to try bonus.ch?

Scored 9.1 / 10 by AssureCue.

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Who it suits

  • Readers in Switzerland who hold car, home, life, health, travel, pet or motorcycle cover and want starting prices placed side by side.
  • Households that pay monthly rather than in a single payment, which is the norm across the site at 100%.
  • People who check the cost signal on a policy before agreeing it, and who want the licence number F01435140 in front of them.

Who should look elsewhere

  • Anyone who wants one provider's own book rather than a comparison: Good Sam Insurance Agency is listed on its own range of auto, home and renters, which adds renters cover to what auto, home and life carries.
  • Readers comparing a car policy in another market, where Euroasia Insurance starts on a premium of UZS 60,000 in a different currency.
  • Anyone after a money account rather than a policy: bunq comes with a premium from €0, a different kind of entry point from the auto, home and life on offer here.

Safety and regulation

bonus.ch runs as a comparison site, so the premium a reader sees belongs to an insurer that will quote separately rather than to the site itself. FINMA is the Swiss regulator on the licence, and the number is F01435140. That number is the part to match against the paperwork of whichever insurer a quote names, and the part to raise if the terms on screen and the terms in the policy differ. A cheap headline premium says nothing about the excess, the limits or the claims record behind it, and those figures decide what a claim actually pays out. Treating the starting premium as a floor and the licence as a check gives a reader both halves of the cost and safety picture.

Regulation

FINMA is the regulator named for bonus.ch, and the licence number is F01435140. The site is registered as a comparison site, so the regulatory question for a reader covers two parties: what the site is permitted to do, and which insurer stands behind a quote and what licence that insurer holds. A comparison site can move from quote to quote between different insurers, which makes the licence number on the quote the anchor rather than the name of the site. Checking that number is quick, and it settles whether a Swiss insurer is carrying the cover behind a price.

Who runs it

bonus.ch SA is the company behind the site, based in Switzerland and founded in 2004, so the operation is Swiss and long established rather than new to the market. Support runs on phone and email, which is where a reader takes a question about a live quote rather than about the site in general. The same regulator, FINMA, appears against the licence number F01435140, so the company details and the regulatory details sit together and can be read in a single pass. That support line and that licence therefore apply to every quote the site hands over, whichever kind of cover sits on it.

How bonus.ch compares

Where bonus.ch is available

Available
Switzerland
Licence in Switzerland
FINMA (F01435140), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does cover start at?+

Cover is quoted from a premium of CHF 0, which is where a quote opens rather than a price any policy settles at. The site median reading is €8.37 and the upper end of the spread is €3,431.08, so the entry figure reads as a floor for the market, not a promise.

Is bonus.ch an insurer or a comparison site?+

It is registered as a comparison site, and bonus.ch SA is the company behind it. The policy a reader ends up with is underwritten by whichever insurer the quote names, which is why the licence number F01435140 and that insurer's own terms carry more weight than the site name.

Who regulates bonus.ch?+

FINMA is the Swiss regulator listed against the site, and the licence number is F01435140. That number is the check to make against an insurer's paperwork before personal details are handed over, and the first thing to raise if the terms on screen and the terms in the policy do not match.

Which kinds of cover can be compared?+

The range covers auto, home and life, so car, home, life, health, travel, pet and motorcycle policies can be placed next to each other in the same search. Renters cover and stand-alone lines such as dental or gadget insurance sit outside that list, so a reader after those needs a different comparison.

How do I get help, and on which channels?+

Support runs on phone and email, so a question is put to the team by phone or by email. On a comparison site that matters most before a quote is confirmed, when a reader needs the insurer named on it explained.

Can I pay monthly?+

Monthly is the standard arrangement across the site, with 100% of brands on a monthly model, and monthly premiums make a larger cover cost easier to carry month by month. The amount paid each month depends on the insurer and the cover chosen, so CHF 0 is the figure available before a quote.

Which market does bonus.ch price for?+

The site is based in Switzerland and quotes the Swiss market, so premiums arrive in Swiss francs. A car policy priced at UZS 60,000 belongs to a different market and a different currency, and the two figures should not be set against each other.

How does bonus.ch rank on price?+

It ranks 1 of 252 brands on premium from, and the overall score reads 9.6. A high rank on a starting premium is a narrow signal, because the figure says where a quote opens rather than what a policy costs once it is underwritten properly.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

bonus.ch

Readers in Switzerland comparing several kinds of personal cover from a single starting price.

9.1/10See alternatives

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