Bulstrad Vienna Insurance Group review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Bulstrad Vienna Insurance Group is a Bulgarian insurer for households and small trades who want one company for car, home, travel and liability cover. Trading since 1961, it writes auto, home and travel for households and public liability, professional indemnity and employers liability for businesses.

Key facts

Best for
A Bulgarian household or small trade wanting car, home, travel and liability cover from a single insurer.
Insurance types
Auto, Home, Travel, Breakdown, Income-protection, Gadget (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Claims channels
Mobile-app, Phone, Claim-service-center (Source, checked September 26, 2026)
Legal entity
ZEAD Bulstrad Vienna Insurance Group (Source, checked September 26, 2026)
Headquarters
Bulgaria (Source, checked September 26, 2026)
Founded
1961 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Official website
bulstrad.bg

Business insurance

Provider type
Insurer (Source, checked September 26, 2026)
Cover types
Public-liability, Professional-indemnity, Employers-liability, Property (Source, checked September 26, 2026)
Industries
industry, finance, transport, trade, construction, tourism (Source, checked September 26, 2026)
Legal entity
ZEAD Bulstrad Vienna Insurance Group (Source, checked September 26, 2026)
Headquarters
Bulgaria (Source, checked September 26, 2026)
Founded
1961 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Get the app
Google Play

Pros and cons

Pros

  • Household policies sit with the same insurer, with auto, home and travel on its personal list.
  • Trades are a clear target, since public liability, professional indemnity and employers liability covers the standard liabilities and industry, finance, transport, trade, construction, tourism shows the client sectors involved.
  • Claims can be opened through mobile app, phone and claim service center, which adds a mobile app and a claim service centre to phone.
  • It underwrites the policy itself, as an insurer under ZEAD Bulstrad Vienna Insurance Group, rather than passing cover to another provider.

Cons

  • Policy questions run on phone and help centre, with no chat or email listed for anything a call or a help article will not settle.
  • The personal range is auto, home and travel, so life, health, pet and motorcycle cover is not part of the offer here.
  • Business cover is public liability, professional indemnity and employers liability, so cyber and other specialist lines sit elsewhere.
Bulstrad Vienna Insurance Group

Ready to try Bulstrad Vienna Insurance Group?

Scored 9.3 / 10 by AssureCue.

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Who it suits

  • Bulgarian households buying car, home, travel, breakdown or gadget cover and wanting a single provider for it all.
  • Small trades needing public liability, professional indemnity or employers liability, matching public liability, professional indemnity and employers liability.
  • Claimants who prefer a phone line and a service centre, since mobile app, phone and claim service center carries both.

Who should look elsewhere

  • Life, health, pet or motorcycle buyers: Good Sam Insurance Agency lists auto, home and renters.
  • Landlords and renters after a specialist: Hiscox UK covers home, renters and landlord.
  • Motorcycle and pet owners: Good Sam Insurance Agency carries both in auto, home and renters, while auto, home and travel does not.

How Bulstrad Vienna Insurance Group compares

Where Bulstrad Vienna Insurance Group is available

Available
Bulgaria

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Bulstrad Vienna Insurance Group actually insure?+

For households the list is auto, home and travel, which takes in car, home, travel, breakdown, income protection and gadgets. Businesses get a separate set of policies under public liability, professional indemnity and employers liability. It writes the cover itself, so the counterparty on the policy is the insurer rather than another provider.

Is this an insurer or a broker?+

It is an insurer, recorded as insurer, and the legal entity behind the policies is ZEAD Bulstrad Vienna Insurance Group. The group traces its history to 1961 and is headquartered in Bulgaria, with clients across industry, finance, transport, trade, construction, tourism.

How do I make a claim?+

Claims run through mobile app, phone and claim service center, so a claim can be reported through the mobile app, by phone or at a claim service centre. The same company that underwrote the policy handles it, since Bulstrad is an insurer under ZEAD Bulstrad Vienna Insurance Group rather than a middleman.

What help do I get with the policy itself?+

Support runs on phone and help centre, which means a phone line and a help centre. There is no chat or email listed, so a question that will not suit a call or a help article is worth raising before buying rather than after.

What will a policy cost?+

Site-level pricing across all listed brands puts the median starting premium at €8.37 and the upper quartile at €29.72. Those are market markers, not a Bulstrad quote, so use them as a range to shop within and ask for a price on the policy you actually need.

Does it cover a business?+

Yes, for liability work. public liability, professional indemnity and employers liability lists the policies available to companies, and industry, finance, transport, trade, construction, tourism points to the sectors served, from construction and trade to transport and tourism. Specialist business lines outside that set are not part of the range.

Can I get life or health cover here?+

Not from Bulstrad. The personal range is auto, home and travel, and neither life nor health appears in it. Good Sam Insurance Agency lists auto, home and renters, which is where those lines sit among the brands compared here.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Bulstrad Vienna Insurance Group

Bulstrad Vienna Insurance Group

A Bulgarian household or small trade wanting car, home, travel and liability cover from a single insurer.

9.3/10See alternatives

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