CBC Banque SA review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CBC Banque SA suits Belgian households that already bank with the group and want car, home, health, travel, life and van cover arranged under one roof. It trades as a broker under a National Bank of Belgium licence, and hospitalisation cover runs to up to 70 years.

Key facts

Best for
Belgian personal lines customers who bank with the group and want one provider for car, home, health and travel cover.
Insurance types
Auto, Home, Renters, Life, Health, Travel, Motorcycle, Van (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
No (Source, checked September 26, 2026)
Excess from
€250 (Source, checked September 26, 2026)
Cover limit
500,000 EUR medical costs abroad per person (travel assistance) (Source, checked September 26, 2026)
Claims channels
CBC Mobile, CBC Touch, Phone (Source, checked September 26, 2026)
Age range
up to 70 years (Source, checked September 26, 2026)
Legal entity
CBC Banque SA (Source, checked September 26, 2026)
Headquarters
Belgium (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Official website
cbc.be

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataLinkedInXcbc.prezly.com

Pros and cons

Pros

  • Eight personal lines under one roof, from auto to van, per auto, home and renters
  • Claims handled in the banking apps and by phone, per CBC Mobile, CBC Touch and phone
  • Registered with the National Bank of Belgium under 0014

Cons

  • No monthly payments, so premiums are settled in full on broker terms
  • Car excess starts at €250 on an omnium policy
  • Support runs on email, phone and help centre only, with no live chat
CBC Banque SA

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Scored 8.7 / 10 by AssureCue.

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Who it suits

  • Belgian households holding a current account with the group
  • Drivers and motorbike or van owners wanting a single provider for several policies
  • Anyone close to retirement who needs health cover and values bank-based service

Who should look elsewhere

  • Buyers who need to spread the cost monthly, since monthly payments are no
  • Shoppers wanting a live chat option, as support runs on email, phone and help centre only
  • Drivers wanting a low excess, because the omnium excess starts at €250

Who runs it

Policies are handled by CBC Banque SA, based in Belgium and trading as a broker rather than a risk carrier. The group is supervised by the National Bank of Belgium, which is the licence behind 0014. Customer service runs on email, phone and help centre, so questions go to a call centre, an inbox or the self-service centre, and claims can be logged through CBC Mobile, CBC Touch and phone.

How CBC Banque SA compares

Where CBC Banque SA is available

Available
Belgium
Licence in Belgium
Banque nationale de Belgique (National Bank of Belgium) (0014), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of insurance does CBC Banque SA sell?+

The range covers auto, home and renters. That means most personal lines can be arranged through the same bank account, and a motorbike or van owner can be placed under the same provider as a driver.

Can I spread the cost of my insurance with monthly payments?+

No. Monthly payments are no, so premiums are settled for the full term rather than in instalments. If regular monthly outgoings matter more than a single payment, bunq is worth a look because it offers monthly payments.

Who is behind the policies and is it regulated?+

The provider is CBC Banque SA, based in Belgium, and it trades as a broker rather than an insurer, so policies are arranged for the group rather than underwritten by it. Supervision sits with the National Bank of Belgium, recorded under 0014.

How much am I likely to pay as an excess?+

On an omnium car policy the excess starts at €250. Anyone who wants a lower amount can ask the provider to review the deductible level at quoting, since it shapes the premium.

How do I make a claim?+

Claims can be started through CBC Mobile, CBC Touch and phone. For hospitalisation matters that means using the mobile app, the self-service terminal or a phone call, which keeps the claim inside the existing bank relationship.

How do I get help if something is unclear?+

Support runs on email, phone and help centre, so a call, an email or the help centre are the routes in. There is no live chat, which matters if you prefer typing through a decision rather than speaking to someone.

Is this a Belgian-only proposition?+

The provider is based in Belgium and the hospitalisation terms are stated for the Belgian market, so the range is pitched at Belgian residents rather than cross-border buyers. Anyone living outside the country should check terms with a local provider first.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

CBC Banque SA

CBC Banque SA

Belgian personal lines customers who bank with the group and want one provider for car, home, health and travel cover.

8.7/10See alternatives

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