CPN Cooperativa review

CPN Cooperativa is a broker, broker, based in Ecuador, EC. Its legal entity is Cooperativa de Ahorro y Crédito Policía Nacional Ltda., a credit and savings cooperative started in 1976. It arranges policies for members and other customers rather than carrying the risk itself.

Premiums start at $7.50, under the site median of €8.37 and close to the lower quartile figure of €2.92. That figure belongs to the cheapest product on the list, and other policies sit higher, so quotes depend on the cover you pick.

Monthly payments are available. Policies run on a monthly basis, monthly, which also matches how most providers on the site are set up, 100%. Each payment stays small, though the yearly total depends on the product and the cover chosen.

The range is short: health, life and gadget, health, life and gadget. Across the comparison site, life cover sits at 46.6% and health at 41.6%, while gadget lines are far rarer at 11.6%. Expect a focused book rather than a full market.

It suits people in Ecuador, EC, who want health, life or gadget policies arranged through a cooperative that has traded since 1976. Members of the police credit cooperative are the natural fit, and other customers can also buy monthly health and life cover.

Support runs on phone and help centre, so a phone call or the help centre covers most questions. Phone is the most common channel on the site, 90.9%, with a help centre also widely offered, 76.4%, while chat, 40.3%, and community, 5.6%, are listed for a small share of providers.

Linxea starts higher, at €25, and centres on life and savings. CPN starts at $7.50 and covers health, life and gadget, health, life and gadget, through a broker. Oney Préstamos ES starts at €1,000, which is lending rather than cover.

Those lines sit outside this broker, whose products are health, life and gadget. Good Sam Insurance Agency, an alternative here, covers auto, home and renters, which is why it appears on the shortlist for households wanting several kinds of policy in one place.