Creditas review

Creditas is a broker, so it brokers cover rather than carrying the risk on its own balance sheet. The company behind it is Creditas Solucoes Financeiras Ltda., a financial solutions business rather than a dedicated insurer.

The listed lines are auto, home and life, so auto, home, life, travel and gadget cover sit together. Euroasia Insurance lists auto, home and travel instead, with no life line.

Support runs on phone, so a phone call is the listed route to an answer. Chat, email and a help centre are not part of the listing, which is worth weighing if you prefer writing rather than talking.

Creditas works from Brazil, and the legal entity is Creditas Solucoes Financeiras Ltda., a financial solutions company. It was founded in 2012, so the insurance lines sit inside a broader lending business rather than a standalone insurer.

Not in the listed set. auto, home and life covers auto, home, life, travel and gadget, so those lines are where the range ends. Good Sam Insurance Agency lists auto, home and renters if a pet or health policy is the goal.

Landlord and renters cover do not appear in auto, home and life. Hiscox UK is built around that niche, listing home, renters and landlord, so a landlord shopping for buildings and contents cover is better served there than here.

Brokers account for 37.2% of the brands listed, against 42.4% for insurers, so a broker quote is a familiar reference point rather than an outlier when prices are weighed across the market.

They can. auto, home and life includes gadget and travel cover alongside auto, home and life, so several personal lines can run under a single account. Euroasia Insurance's auto, home and travel is narrower, with no life line.