Credito Agricola review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Crédito Agrícola suits Portuguese households and existing banking customers who want personal cover from an insurer they already bank with. Premium from €8.25 a month, monthly payments, and car, home, life, health and pet policies under one provider make it a practical one stop shop.

Key facts

Best for
A low entry premium, monthly payments and one insurer covering the whole household.
Premium from
€8.25 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Pet (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
€0 (Source, checked September 26, 2026)
Cover limit
Up to 75,000 EUR protected value (CA Vida Educação life insurance) (Source, checked September 26, 2026)
Claims channels
App, Email, Phone, Post, Web (Source, checked September 26, 2026)
Age range
No subscription age limit for CA Automóvel; up to 75 years for CA Saúde (Source, checked September 26, 2026)
Legal entity
Crédito Agrícola Seguros - Companhia de Seguros de Ramos Reais, S.A. (Pessoa Coletiva nº 503 384 089) (Source, checked September 26, 2026)
Headquarters
Portugal (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
creditoagricola.pt

Apps and profiles

Elsewhere
WikidataWikipedia

Pros and cons

Pros

  • Premium from €8.25 a month, and monthly payments are available, so cover need not be settled in one payment.
  • Car, home, life, health and pet cover all sit with the insurer itself, so one provider handles the household.
  • Claims can be opened through app, email and phone, giving app, web, email, phone and post routes.
  • The excess on car cover starts at €0.

Cons

  • Support runs on phone, email and help centre alone, with no live chat route in that list.
  • The health policy stops at a set age, so older applicants have fewer lines open to them.
  • The education life product caps its protected value, so larger life sums sit elsewhere.
Credito Agricola

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Scored 9.4 / 10 by AssureCue.

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Who it suits

  • Households in Portugal wanting car, home, life, health and pet policies from a single provider.
  • Crédito Agrícola banking customers who would rather hold their cover inside the same relationship.
  • Drivers of any age who want car cover with the excess starting at €0.

Who should look elsewhere

  • bunq, if the only thing that matters is a starting price of €0 and no auto, home and life policy is needed.
  • Euroasia Insurance, whose entry price of UZS 60,000 sits outside a euro priced Portuguese policy.
  • Good Sam Insurance Agency, whose auto, home and renters range is broader than the lines on offer here.

How your money is protected

The provider is an insurer rather than a broker, so the policies are underwritten by the company you sign with. It is supervised in Portugal by the Autoridade de Supervisão de Seguros e Fundos de Pensões, listed as 1122. Premiums go to that regulated insurer rather than to an intermediary.

The company behind it

The legal entity is Crédito Agrícola Seguros, Companhia de Seguros de Ramos Reais, S.A., based in Portugal. Support runs on phone, email and help centre, so phone, email and a help centre are the listed routes, with the company answerable to the Autoridade de Supervisão de Seguros e Fundos de Pensões.

How Credito Agricola compares

Where Credito Agricola is available

Available
Portugal
Licence in Portugal
Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) (1122), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does cover cost?+

Premium starts at €8.25 on the entry policy, which is the opening figure quoted for the brand. Monthly payments are available, so the yearly amount can be spread rather than settled in one sum. Cover above the entry level is priced for each case.

Is this an insurer or a broker?+

Crédito Agrícola is registered as an insurer, so policies are underwritten by the provider itself rather than passed to another insurer. That keeps one point of contact for the car, home, life, health and pet lines listed in auto, home and life.

Who regulates it?+

It is supervised in Portugal by the Autoridade de Supervisão de Seguros e Fundos de Pensões, with registration 1122. The company is based in Portugal, so the supervision and the policyholder sit in the same market.

How do I make a claim?+

Claims can be started through app, email and phone, which spans app, web, email, phone and post. The app and web routes suit reporting on the move, while email or post give a written trail for a car claim.

What is the excess on a car policy?+

The excess starts at €0, so the base car policy can carry no excess at all. Anything above that baseline depends on the cover level and the vehicle, and is quoted for each case rather than fixed across the range.

What help can I get?+

Support runs on phone, email and help centre, so phone, email and a help centre are the listed routes. No live chat appears in that list, which makes phone or email the practical choice for anything time sensitive.

Who is it for?+

Households in Portugal that want car, home, life, health and pet cover from one provider, especially Crédito Agrícola banking customers. Car cover carries no subscription age limit, while health cover asks applicants to meet a minimum age.

Can I pay monthly?+

Yes, monthly payments are available and monthly is the only payment model listed. That suits anyone who prefers to spread the cost of a policy over the year rather than commit the whole amount at once.

Sources

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Credito Agricola

Credito Agricola

A low entry premium, monthly payments and one insurer covering the whole household.

9.4/10See alternatives

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