DigiAssur review

The starting premium is MAD 153. For comparison, the median starting premium across the site is €8.37, with the lower quartile at €2.92 and the upper quartile at €29.72. The highest starting premium listed anywhere is €3,431.08, so the spread is wide.

Yes, monthly payments are available, which is the norm on the site: 100%. Roughly 88.9% of the brands on the site offer monthly payments, compared with 11.1% that do not, so this option is easy to find elsewhere too.

DigiAssur is a broker, which means it arranges cover rather than carrying risk itself: broker. Across the site, 42.4% of brands are insurers, 37.2% are brokers and 18.1% are comparison sites, so the broker route is a well trodden one.

DigiAssur serves individuals and businesses: Individuals and businesses. That mix is common on the site, where 44.8% of brands target expatriates and 68.2% target older customers, so the audience is broad rather than tied to one group.

Support runs on chat only. Chat is the least common channel on the site, appearing on 40.3% of brands, while phone support is far more widespread at 90.9% and email appears on 74.9%.

The site tracks 494 brands, of which 332 are licensed, and lists 6 partners. A broker model gives access to that wider pool, while a single insurer only offers its own products, so the choice of cover and price is wider.

Yes, businesses are served alongside individuals: Individuals and businesses. Business cover is common on the site, with public liability offered by 84.6% of brands, professional indemnity by 63.5% and cyber cover by 34.6%.

The median indemnity limit on the site is €3,486,547.74, with the lower quartile at €1,458,053.49 and the upper quartile at €5,810,912.89. The lowest listed limit is €876,962.20 and the highest is €11,621,825.79, so the level to expect depends heavily on the sector.