Direct Line for Business review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Direct Line for Business is an insurer rather than a broker, writing through U K Insurance Limited and holding a Prudential Regulation Authority licence. It suits drivers and property owners in GB who want van, car, home, landlord, home emergency and breakdown cover under one roof, with support on phone, chat and help centre.
Key facts
- Best for
- GB van and small business owners who want cover handled by the insurer itself.
- Insurance types
- Van, Auto, Landlord, Home, Home-emergency, Breakdown (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Claims channels
- Online, Phone (Source, checked September 26, 2026)
- Age range
- Drivers must be at least 21 years old (Source, checked September 26, 2026)
- Legal entity
- U K Insurance Limited (Registered in England and Wales No 1179980) (Source, checked September 26, 2026)
- Headquarters
- United Kingdom (Source, checked September 26, 2026)
- Founded
- 2007 (Source, checked September 26, 2026)
- Support channels
- Phone, Chat, Help-centre, Email (Source, checked September 26, 2026)
- Official website
- directlineforbusiness.co.uk
Apps and profiles
Pros and cons
Pros
- An insurer, not a broker, so the cover is underwritten in house: insurer
- One account covers van, car, home, landlord, home emergency and breakdown: van, auto and landlord
- Support runs on phone, chat and help centre
- Claims start online or by phone: online and phone
Cons
- Van drivers must be at least a minimum age before they can be covered: Drivers must be at least 21 years old
- Founded in 2007, so it is a recent operation compared with long standing rivals
Who it suits
- Van owners working in GB who meet the driver age rule: Drivers must be at least 21 years old
- Drivers and tradespeople wanting a single insurer for vehicle and property cover: van, auto and landlord
- Landlords wanting property and home emergency cover from the same provider: van, auto and landlord
Who should look elsewhere
- Motorcyclists needing a policy, since van and car are the vehicle lines offered: van, auto and landlord
- Anyone wanting life, health or pet insurance, as those sit outside its range: van, auto and landlord
- Shoppers who want a broker to widen the market, since it is an insurer: insurer
How Direct Line for Business compares
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.3
9.2 vs 8.6- 9.2 vs 9.3
9.2 vs 9.3Max Life Insurance
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6- 9.2 vs 8.4
- 9.2 vs 8.2
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Where Direct Line for Business is available
- Available
- United Kingdom
- Licence in United Kingdom
- Prudential Regulation Authority (202810), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is Direct Line for Business an insurer or a broker?+
It is an insurer, so the risk stays with the company rather than being placed with another provider. The legal entity behind the policies is U K Insurance Limited, registered in England and Wales. That structure is recorded as insurer.
What cover can I buy from Direct Line for Business?+
Van and car cover sits alongside home, landlord, home emergency and breakdown. The full list is van, auto and landlord. If you need life, health or pet insurance, this is not the provider for those lines.
How do I contact support?+
Support is available by phone, chat, email and through a help centre, listed as phone, chat and help centre. For claims the routes are narrower, with online and phone the available options. The provider is based in the United Kingdom.
What is the minimum age for van drivers?+
Van drivers must meet a minimum age, given as Drivers must be at least 21 years old. Younger drivers are outside the eligibility rule for that policy, so check the requirement before starting a quote. It is the one clear limit on who can be covered.
Is there a regulator I should check?+
The provider is authorised and regulated in the United Kingdom by the Prudential Regulation Authority, with reference 202810. That licence is the record to check if you want reassurance about who stands behind the policy.
Can one account hold both van and property cover?+
In practice the range on offer covers vehicle and property lines together, van, auto and landlord. Van, car, home, landlord, home emergency and breakdown all come from the same insurer, which suits owners with more than one thing to place.
How new is Direct Line for Business?+
The company was founded in 2007 and trades from GB. Being a younger operation, it carries less history than some names you may be used to in motor and property insurance.
Sources
- directlineforbusiness.co.uk/about-us checked September 26, 2026
Backs: Founded
“Founded in 2007, Direct Line for Business provides a range of business insurance products to landlords and the business sector, over the phone or online”
- directlineforbusiness.co.uk/claims/van checked September 26, 2026
Backs: Claims channels
“Only comprehensive claims can be logged online at this time ... New claims 0345 301 2882 ... Windscreen claims, our partners Autoglass will handle it for you”
- directlineforbusiness.co.uk/van-insurance checked September 26, 2026
Backs: Age range, Provider type, Headquarters, Insurance types, Legal entity, Support channels
“Drivers must be at least 21 years old, hold a valid full UK or EU driving licence and must have lived in the UK for at least one year”
- fca.org.uk checked September 26, 2026
Backs: Licences
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Related by the facts
Direct Line for Business
GB van and small business owners who want cover handled by the insurer itself.