DSK Bank review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
DSK Bank is a broker sitting in Bulgaria, selling home, travel and life policies to seniors on a monthly basis. Premiums start at €2.75, and its claims handling runs through the branch and a smartphone survey, which suits people who prefer face to face help over app only service.
Key facts
- Best for
- Seniors in Bulgaria who want a low starting premium and monthly payments.
- Premium from
- €2.75 (Source, checked September 26, 2026)
- Insurance types
- Home, Travel, Life (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- Travel Assistance: medical and related cover 5 000 EUR/USD to 100 000 EUR/USD (Source, checked September 26, 2026)
- Claims channels
- Online claims filing and tracking, Smartphone claim survey, DSK Bank office (Source, checked September 26, 2026)
- Age range
- no age limit (Source, checked September 26, 2026)
- Legal entity
- DSK Bank AD (Source, checked September 26, 2026)
- Headquarters
- Bulgaria (Source, checked September 26, 2026)
- Founded
- 1951 (Source, checked September 26, 2026)
- Support channels
- Phone, Chat, Help-centre (Source, checked September 26, 2026)
- Audience
- Seniors
- Pricing model
- Monthly
- Official website
- dskbank.bg
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Premium from of €2.75 sits under the site median of €8.37
- Monthly payments are available, a model the market largely shares at 100%
- Claims can be filed online, completed by smartphone survey or handled at a DSK Bank office
- Support reaches you by phone, chat and help centre
Cons
- Insurance stops at home, travel and life, so no auto, health or pet lines
- As a broker, the underwriting sits with an insurer rather than DSK Bank itself
- The audience is seniors, so other profiles are not the focus
Who it suits
- Seniors in Bulgaria comparing home, travel and life cover
- Households that pay monthly rather than in a single sum
- Anyone happy to start a claim in a branch or by smartphone survey
Who should look elsewhere
- Drivers or pet owners, since home, travel and life runs no such lines
- Shoppers who want an insurer rather than a broker
- Anyone buying outside Bulgaria, given its BG base
Who runs it
The broker is DSK Bank AD, headquartered in Bulgaria and trading since 1951. It sells home, travel and life policies to seniors and runs on a monthly payment model. Help comes through phone, chat and help centre, so questions can start by phone, in chat or in the help centre. Claims follow a separate route: online filing and tracking, a smartphone claim survey, or a DSK Bank office.
How DSK Bank compares
9.2 vs 9.49.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.09.2 vs 9.4
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.99.2 vs 9.3
9.2 vs 8.6
- 9.2 vs 9.3
- 9.2 vs 9.3
Max Life Insurance
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.29.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.19.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.89.2 vs 8.8
9.2 vs 8.6- 9.2 vs 8.4
- 9.2 vs 8.2
Fit 2 Trip
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AXA BE
Where DSK Bank is available
- Available
- Bulgaria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does cover start from?+
Policies start at €2.75. That sits below the site median of €8.37, and the brand ranks 62 of 252 on starting premium. Monthly payments are available, so the first outlay stays small.
What kinds of insurance does it sell?+
The range is home, travel and life: home, travel and life policies. There is no auto, health or pet cover in that list, which narrows the choice if you need a vehicle or a pet insured at the same time.
Is DSK Bank an insurer or a broker?+
It works as a broker, so the cover sits with an insurer rather than with DSK Bank directly. Brokers sit at 37.2% of the brands on the site, alongside insurers and comparison sites.
Who is this cover aimed at?+
The stated audience is seniors, and the Thinking of You line is built around them. Seniors make up 68.2% of brands with the same audience focus, so the product design is not aimed at every household.
How do I make a claim?+
Three routes are offered: online claims filing and tracking, smartphone claim survey and DSK Bank office. That means you can file and track a claim online, complete a claim survey on your smartphone, or deal with it at a DSK Bank office if you prefer branch service.
How do I get help with a policy?+
Support runs on phone, chat and help centre, so you can ring, start a chat or read the help centre. Phone remains the most common route across the market at 90.9%, and DSK Bank offers it alongside the other two.
Does the cover work at any age?+
On travel assistance the age limit is no age limit, so age is not the first filter. The cover limit on that product covers medical and related costs and is offered in tiers, so the medical limit you hold depends on the tier you pick.
Can I pay monthly instead of once?+
Monthly payments are available, and the model is listed as monthly. Providers on monthly terms account for 88.9% of the market, so this is now the common way to hold a policy rather than a niche one.
Sources
- dskbank.bg checked September 26, 2026
Backs: Support channels
- dskbank.bg/%D0%B8%D0%BD%D0%B4%D0%B8%D0%B2%D0%B8%D0%B4%D1%... checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
- dskbank.bg/en/en/individual-clients/insurance/details-ins... checked September 26, 2026
Backs: Audience, Claims channels, Provider type, Pricing model, Monthly payments, Premium from
“Coverage for individuals over 65 years of age.”
- dskbank.bg/en/individual-clients/insurance checked September 26, 2026
Backs: Insurance types
“Sweet Home Standard Insurance, Travel Assistance Insurance, My Trip Insurance, ProtectInvest Life Insurance by Groupama”
- dskbank.bg/en/individual-clients/insurance/details-insura... checked September 26, 2026
Backs: Age range, Cover limit
“No age limit when taking out insurance”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
DSK Bank
Seniors in Bulgaria who want a low starting premium and monthly payments.