FinanZero review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
FinanZero is a Brazilian broker that places car insurance for drivers in Brazil, and it suits people who would rather compare several quotes than hold a single insurer's policy. Premiums start at BRL 0, the lowest starting price among 252 brands ranked at position 1.
Key facts
- Best for
- Car insurance in Brazil, priced through a broker rather than a single insurer.
- Premium from
- R$0 (Source, checked September 26, 2026)
- Insurance types
- Auto (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Legal entity
- FinanZero Brasil Servicos Online Ltda. (Source, checked September 26, 2026)
- Headquarters
- Brazil (Source, checked September 26, 2026)
- Founded
- 2016 (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- finanzero.com.br
Apps and profiles
Pros and cons
Pros
- Support runs on email, phone and help centre, so you can reach a person by phone or email, or use the help centre.
- A broker, broker, which means the quote is placed with an insurer instead of written by the comparison itself.
- Banco Central do Brasil is the regulator named for the brand, and the legal entity is FinanZero Brasil Servicos Online Ltda..
- Based in BR and founded in 2016, so the operation runs from its own home market.
Cons
- Car cover is the only line on the range (auto), so home, health or travel has to come from another provider.
- Support runs on email, phone and help centre only, so no live chat is listed.
- A broker rather than an insurer (broker), so the policy wording sits with the insurer named on the quote.
Who it suits
- Drivers in Brazil (BR) shopping for car cover through a broker.
- Price led buyers, since the starting premium of BRL 0 is the lowest figure in the ranking.
- People who want a phone or email route to support (email, phone and help centre).
Who should look elsewhere
- Buyers who want home, health or travel cover in one place: Good Sam Insurance Agency lists those lines (auto, home and renters) while FinanZero sells auto only (auto).
- Shoppers who prefer a single published starting price: Euroasia Insurance quotes from UZS 60,000.
- Readers weighing a euro quote: bunq is listed at €0, while FinanZero works in Brazil.
How FinanZero compares
9.0 vs 8.6
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 8.8
9.0 vs 8.7
9.0 vs 9.0
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 9.3- 9.0 vs 9.3
9.0 vs 9.3Max Life Insurance
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.2- 9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.6- 9.0 vs 8.4
- 9.0 vs 8.2
Protegetuviaje
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Bao Minh
AXA BE
Bezpieczny.pl
mtu24
Where FinanZero is available
- Available
- Brazil
- Licence in Brazil
- Banco Central do Brasil, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does car insurance from FinanZero start at?+
Premiums start at BRL 0. That is the lowest starting price among the 252 brands ranked on premium from, where FinanZero sits at position 1. The median starting premium across the site is €8.37, so treat the starting figure as an entry point rather than a typical quote.
How does that starting price compare with the rest of the market?+
The starting premium of BRL 0 sits under the site median of €8.37. The lowest and highest starting premiums across the site are €0 and €3,431.08, with the lower and upper quartiles at €2.92 and €29.72. For car insurance the median is €8.72, and the cost score is 9.6.
Is FinanZero an insurer or a broker?+
FinanZero is a broker (broker), not the insurer carrying the risk. The company behind it is FinanZero Brasil Servicos Online Ltda., and the insurer appears on the quote you accept. Claims wording and policy terms therefore come from that insurer, which is the part to read closely before you sign.
Who regulates FinanZero?+
FinanZero is based in Brazil and the regulator listed for it is Banco Central do Brasil. A complaint about the broker side of the relationship goes to that central bank, while the policy itself sits with the insurer. The legal entity named in the terms is FinanZero Brasil Servicos Online Ltda..
What kinds of insurance can I get through FinanZero?+
Auto is the only line on the FinanZero range (auto), so car cover is what the quotes cover. If you also want home, renters, life, health, travel, pet or motorcycle insurance, Good Sam Insurance Agency lists all of those alongside auto (auto, home and renters).
How do I get help from FinanZero?+
Support runs on email, phone and help centre. That gives you email, a phone line and a help centre, so a quote question or a claim can go by whichever route suits you. Live chat is not part of that list, which matters if you expect answers during the working day.
Where is FinanZero based, and how old is the company?+
FinanZero is headquartered in Brazil and was founded in 2016, so it is a Brazil only business. That matters if you weigh it against brands quoted elsewhere, such as EuroAsia Insurance starting at UZS 60,000 or bunq at €0.
Can I pay monthly for the policy?+
Monthly payment is the norm across the listings here, with 88.9% of brands offering it against 11.1%, and the site model is monthly (100%). Because FinanZero is a broker (broker), any instalment option comes from the insurer quote rather than from the comparison.
Sources
- finanzero.com.br/seguro-automovel checked September 26, 2026
Backs: Provider type, Headquarters, Insurance types, Premium from, Support channels, Licences
“SEGUROS - Seguro de Automovel”
- finanzero.com.br/sobre-nos checked September 26, 2026
Backs: Founded
- finanzero.com.br/termos-e-condicoes-de-uso checked September 26, 2026
Backs: Legal entity
“O endereco eletronico https://finanzero.com.br ("Site") e propriedade de FinanZero Brasil Servicos Online Ltda., inscrita no CNPJ/MF sob o n 23.722.194/0001-34 ("Sociedade").”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly payments.
Related by the facts
FinanZero
Car insurance in Brazil, priced through a broker rather than a single insurer.