FWD SG review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
FWD SG is a Singapore insurer built for expats who want personal lines under one roof, with auto, home, renters and landlord cover sitting alongside life, health, dental and travel. It was founded in 2016 and its international health policy runs from 18 to 65.
Key facts
- Best for
- Expats in Singapore who want health, dental, travel and property cover handled by one insurer.
- Insurance types
- Auto, Home, Renters, Landlord, Life, Critical-illness, Health, Dental, Travel, Motorcycle, Home-emergency (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Cover limit
- S$1,000,000 (Source, checked September 26, 2026)
- Claims channels
- Mobile app, Online, Phone (Source, checked September 26, 2026)
- Age range
- 18 to 65 (Source, checked September 26, 2026)
- Legal entity
- FWD Singapore Pte. Ltd. (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Founded
- 2016 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Audience
- Expats
- Official website
- fwd.com.sg
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInyoutube.com
Pros and cons
Pros
- Cover spans auto, home and renters under a single underwriter.
- Claims can be opened through mobile app, online and phone.
- Support is offered on phone, email and help centre.
- It is an insurer, so one company carries the policy and pays the claim.
Cons
- Cover comes from one legal entity, FWD Singapore Pte. Ltd., based in Singapore, so a policy spanning more than a single market means looking elsewhere.
- Health cover stops at the top of the 18 to 65 age band, which puts older applicants out of scope.
- Support runs on phone, email and help centre, with no live chat route listed.
Who it suits
- Expats who want health, dental, life and critical illness cover from one provider
- Households and landlords who want home, renters and landlord policies next to a travel policy
- Anyone who prefers logging a claim through mobile app, online and phone
Who should look elsewhere
- Pet owners, since Good Sam Insurance Agency lists pet cover in auto, home and renters and FWD SG does not
- Buyers after gadget cover, which Euroasia Insurance carries in auto, home and travel
- Shoppers who only want property and motor, since Hiscox UK keeps to home, renters and landlord
The company behind it
FWD SG trades as FWD Singapore Pte. Ltd., an insurer headquartered in Singapore. It was founded in 2016 and underwrites its own policies rather than placing the risk with another carrier, so the contract sits with one counterparty from start to finish. Customer support runs on phone, email and help centre, and a claim raised through those same channels goes to the underwriter.
How FWD SG compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.3- 9.1 vs 9.3
9.1 vs 9.3Max Life Insurance
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2- 9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.6- 9.1 vs 8.4
- 9.1 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
Where FWD SG is available
- Available
- Singapore
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kinds of insurance does FWD SG sell?+
The range listed for FWD SG covers auto, home and renters. That mix means one insurer can look after a car, a home or a rental, health, dental, life, critical illness and travel cover, plus landlord and home emergency. Buyers who need a single line can take that on its own without the rest of the book.
Who is FWD SG built for?+
FWD SG lists expats as its audience, and the international health product is written with that group in mind. The range spans motor, property, health and travel lines, so a household that has moved to the city state can place several policies with the same underwriter rather than starting again with each provider.
Who carries the risk on a FWD SG policy?+
FWD SG is registered as an insurer, so the contract sits with the insurer rather than a broker or a comparison site. The named counterparty is FWD Singapore Pte. Ltd., and money paid as premium goes to the company that settles the claim. Buyers who prefer a broker to hold the relationship will need to look elsewhere.
How do I get help with a policy?+
Support is offered on phone, email and help centre, which gives a direct route for questions about cover, premiums or a renewal. Anything urgent around a claim reaches the same company, so there is no need to push an issue through a separate broker. The help desk is set up around the Singapore operation.
How do I make a claim?+
Claims can be started through mobile app, online and phone. That mix of digital and voice routes means a claim raised away from home can still be logged, and an urgent hospital bill can be reported by phone. The channels belong to the insurer that issued the policy, so paperwork goes straight to the underwriter.
How much will a travel policy pay out?+
Travel cover is offered with a limit of S$1,000,000. That figure is a ceiling for a claim rather than a promise of payment, so the medical, cancellation and baggage sections of the wording decide what a real trip would recover. Read the exclusions first, because a high limit says nothing about which events count.
Who can buy the international health policy?+
The international health product is written for adults, with an age band of 18 to 65. Anyone outside that band is outside the target, which matters for parents buying cover for an adult child or an older relative on the same policy. What happens at renewal, when the band no longer fits, is worth asking before the first policy is set up.
Sources
- fwd.com.sg checked September 26, 2026
Backs: Insurance types
“Insure and invest with our list of general and life insurance and investment products: Life & Health, Home & Maid, Motor, Travel”
- fwd.com.sg/contact-us checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“FWD Singapore Pte. Ltd. #18-01 Suntec Tower 4 6 Temasek Boulevard Singapore 038986”
- fwd.com.sg/corporate checked September 26, 2026
Backs: Provider type, Founded
“becoming one of the first insurers to offer a direct-to-consumer (DTC) platform for purchasing preferred life and general insurance products online”
- fwd.com.sg/international-health-insurance checked September 26, 2026
Backs: Age range, Audience
“Your age is between 18 and 65”
- fwd.com.sg/travel-insurance checked September 26, 2026
Backs: Claims channels, Cover limit
“Submit your claims within minutes with the FWD SG App ... Our dedicated claims assessor will get in touch with you”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Related by the facts
FWD SG
Expats in Singapore who want health, dental, travel and property cover handled by one insurer.