Getsurance review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Getsurance suits adults in Germany who want cheap monthly critical illness, income protection and life cover arranged through a broker. Premiums start at €4.51, below the site median of €8.37, monthly payments are available, and cover of 10,000-100,000 EUR (Krebsversicherung) fits a buffer rather than a mortgage.

Key facts

Best for
Low cost monthly critical illness cover in Germany, bought through a broker.
Premium from
€4.51 (Source, checked September 26, 2026)
Insurance types
Critical-illness, Income-protection, Life (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
10,000-100,000 EUR (Krebsversicherung) (Source, checked September 26, 2026)
Claims channels
Email, Phone, Chat (Source, checked September 26, 2026)
Age range
18-60 (entry age, Krebsversicherung) (Source, checked September 26, 2026)
Legal entity
Getsurance GmbH (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Email, Chat, Phone (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
getsurance.de

Apps and profiles

Elsewhere
WikidataLinkedInTrustpilotinstagram.comtiktok.com

Pros and cons

Pros

  • Premium from €4.51 sits below the site median of €8.37 and ranks 87 of 252 on starting price
  • Monthly payments are available, and monthly means the whole book is set up for direct debit rather than annual lump sums
  • Covers three lines, critical illness, income protection and life, so a customer can hold critical illness, income protection and life with one provider
  • Support runs on email, chat and phone, and claims can be opened over email, phone and chat

Cons

  • As a broker rather than the risk carrier, the policy sits with an unnamed insurer, so the entity kind of broker puts a step between the customer and the cover
  • Cover amount runs 10,000-100,000 EUR (Krebsversicherung), which caps the payout for a critical illness claim well below larger life and income products
  • Entry ages are limited by 18-60 (entry age, Krebsversicherung) for cancer cover, so anyone past that window is outside this product
  • At €4.51 the price is a starting point only, and the account holds 252 comparable brands, so the mid market figure of €8.37 matters more for most people
Getsurance

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Scored 8.9 / 10 by AssureCue.

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Who it suits

  • Adults in Germany inside the 18-60 (entry age, Krebsversicherung) entry window who want critical illness cover with a small monthly payment
  • People who want a single broker relationship covering critical illness, income protection and life rather than separate policies
  • Shoppers who compare on the starting price, since €4.51 sits under the site median of €8.37

Who should look elsewhere

  • Anyone wanting to deal straight with the insurer, since the provider type of broker adds a broker step
  • People who need a high critical illness payout, since cover runs 10,000-100,000 EUR (Krebsversicherung)
  • Readers comparing only a hand sorted shortlist, given €4.51 is ranked 87 of 252

What cover costs

The starting point is €4.51 and monthly payments are available, so the account is built for small regular sums rather than a single annual transfer. That price sits under the site median of €8.37 and under the lower quartile of €2.92, though the spread across the market runs up to €29.72 and as high as €3,431.08. On the full comparison Getsurance ranks 87 of 252 brands on starting premium, so the headline figure is a good entry point rather than a typical case. For a customer budgeting monthly, the practical figure is the one produced after underwriting, and the way to keep that figure stable is to keep the monthly payment arrangement in place rather than switching between payment patterns.

What the policy covers

Three lines sit under the Getsurance name, critical illness, income protection and life, which covers critical illness, income protection and life. The critical illness product is the one with published terms: cover runs 10,000-100,000 EUR (Krebsversicherung), and the entry window is 18-60 (entry age, Krebsversicherung) for cancer cover. Those two figures set the shape of the product. A payout ceiling of 10,000-100,000 EUR (Krebsversicherung) is meaningful against day to day costs during illness, but it is a smaller number than a family would use to clear a mortgage, so the sum insured is worth checking against debts rather than taken as generous. The 18-60 (entry age, Krebsversicherung) entry window also means the cover is aimed at working adults building a buffer, and the ceiling and the age window together define who the product is actually written for.

Safety and regulation

Getsurance operates as a broker, which is the provider type recorded for the brand, so the contract sits with an insurer rather than with Getsurance itself. That distinction matters for anyone weighing the safety of the money: the intermediary is the regulated party on the register, and the policy terms come from the insurer named in the contract. Claims can be opened over email, phone and chat, which covers the practical side of getting a claim moving, and questions before that point run through email, chat and phone. Readers who care most about who carries the risk should read the insurer named in the policy wording, because the broker arrangement sets the claim journey without setting the balance sheet behind it.

Regulation

The regulatory picture rests on two facts. The provider type of broker tells you the business model, and the register entry recorded as D-VA3U-IB0YT-65 tells you the entry is held with the IHK fuer Muenchen und Oberbayern in the Vermittlerregister run by the Deutscher Industrie- und Handelskammertag e.V. That registration covers the brokerage side of the business, and it is the check available to a reader who wants to confirm the intermediary is recorded in Germany. It speaks to the status of the broker, not to the strength of the insurer behind the policy, which is named separately in the contract terms.

Who runs it

The company behind the brand is Getsurance GmbH, based in Germany and trading since 2016. It is a broker rather than an insurer, and it appears in the Vermittlerregister entry recorded as D-VA3U-IB0YT-65. Day to day contact runs through email, chat and phone, which covers email, chat and phone, and claims are opened over email, phone and chat. The combination of a German entity, a chamber register listing and three support routes means questions about the contract can be handled without leaving the country of residence.

How Getsurance compares

Where Getsurance is available

Available
Austria, Germany
Licence in Germany
IHK fuer Muenchen und Oberbayern (Vermittlerregister, Deutscher Industrie- und Handelskammertag e.V.) (D-VA3U-IB0YT-65), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does cover cost from Getsurance?+

Premiums start at €4.51 and monthly payments are available, so the smallest commitment is a small recurring amount rather than a large annual one. That starting figure sits below the site median of €8.37, so the entry price is on the cheaper side of the market.

What does Getsurance actually cover?+

Three lines are offered, critical illness, income protection and life, covering critical illness, income protection and life. The critical illness product pays out a sum of 10,000-100,000 EUR (Krebsversicherung), so the payout is sized for everyday costs during illness rather than for clearing large debts.

Who am I buying the cover from?+

Getsurance is a broker, so the contract sits with an insurer named in the policy wording rather than with Getsurance. The register entry recorded as D-VA3U-IB0YT-65 covers the brokerage side, so the insurer named in the contract is the party carrying the risk.

Can I pay monthly instead of in one go?+

Yes. Monthly payments are available and monthly shows the account is set up for a monthly pattern. Keeping a monthly arrangement in place is the simplest way to hold the premium steady as circumstances change.

How do I make a claim?+

Claims can be opened over email, phone and chat, which covers email, phone and chat, and account questions go through email, chat and phone. The three channels give room to pick whichever suits at the moment a claim starts.

Which age range does the cancer cover accept?+

Entry for the cancer cover runs 18-60 (entry age, Krebsversicherung), so the product is written for adults inside that window. Anyone outside the window would need to look at the other lines, which are critical illness, income protection and life, rather than this cover.

Is Getsurance regulated in Germany?+

Yes. The business is Getsurance GmbH in Germany, and its brokerage registration is recorded as D-VA3U-IB0YT-65 with the IHK fuer Muenchen und Oberbayern, held in the Vermittlerregister of the Deutscher Industrie- und Handelskammertag e.V.

Is a broker the right choice for me?+

A broker is useful if you would rather have the contract arranged for you, since the provider type of broker means Getsurance places the policy with an insurer. If you would prefer to hold a direct contract with the insurer, the broker step is the part to weigh before applying.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Getsurance

Getsurance

Low cost monthly critical illness cover in Germany, bought through a broker.

8.9/10See alternatives

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