Groupama MRH review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Groupama MRH is a French insurer founded in 1900, with a personal book spanning motor, home, health and pet cover, and it suits households who want every policy with a single provider. Older customers in particular are the listed audience, while the catch is what a claim leaves you paying.
Key facts
- Best for
- A single French insurer holding a full set of personal covers, aimed at older policyholders.
- Premium from
- €12.90 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Landlord, Life, Health, Dental, Pet, Motorcycle, Gadget, Home-emergency, Travel (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Excess from
- €174 to €354 (Source, checked September 26, 2026)
- Cover limit
- Contents (capital mobilier) from EUR 10,627 on Protection Indispensable to EUR 60,402 on Protection Premium, which can also insure furniture with unlimited value (Source, checked September 26, 2026)
- Claims channels
- Online, Mobile app, Phone, Agency (Source, checked September 26, 2026)
- Age range
- Reduced student tariff for tenants under 26 (2 rooms maximum) (Source, checked September 26, 2026)
- Legal entity
- Assurances Mutuelles Agricoles Groupama (Source, checked September 26, 2026)
- Headquarters
- France (Source, checked September 26, 2026)
- Founded
- 1900 (Source, checked September 26, 2026)
- Support channels
- Phone, Chat, Help-centre (Source, checked September 26, 2026)
- Audience
- Seniors
- Pricing model
- Monthly
- Official website
- groupama.fr
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Auto, home, landlord, life, health, dental, pet, motorcycle, gadget, home emergency and travel are all on the book (auto, home and landlord), so policies can sit with the same insurer.
- Claims can be opened online, in the mobile app, by phone or in an agency (online, mobile app and phone), so help is not tied to a single channel.
- Monthly payments are available, so the premium is collected as a regular payment rather than a single sum.
- Tenants who are students can take a reduced home tariff, though it is capped to small properties.
Cons
- The excess on a home claim runs €174 to €354, so a small loss can cost you money.
- Support runs on phone, chat and help centre only, with no email route listed.
- Contents cover is capped on the entry home tier, and unlimited furniture value comes with the top tier alone.
Who it suits
- Households that want home, motor, health and pet cover with a single French provider.
- Older policyholders, the audience the brand is listed for.
- Tenants who are students and can use the reduced home tariff.
Who should look elsewhere
- Price-first readers, since bunq shows a premium from €0 while Groupama MRH starts at €12.90.
- Shoppers who want a leaner book, since Good Sam Insurance Agency covers auto, home and renters and leaves landlord, dental and gadget cover to others.
How your money is protected
Groupama MRH is listed as an insurer (insurer) rather than a broker or a comparison site, so the risk sits with the company named on the policy and it handles the claim itself. It is registered in France and supervised there by ACPR, the Autorite de controle des assurances et des caisses d'epargne. What your money actually buys depends on the tier you pick, and the wording of each level is where the detail sits.
How Groupama MRH compares
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Where Groupama MRH is available
- Available
- France
- Licence in France
- ACPR (Autorite de controle des assurances et des caisses d'epargne), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does cover start at?+
Home cover starts at a premium from €12.90, and monthly payments are available so the cost is spread out. That entry figure sits above the site median of €8.37, and the excess on a claim runs €174 to €354, so small claims can end up costing you.
Who regulates Groupama MRH?+
It is an insurer (insurer) registered in France, supervised by ACPR, the Autorite de controle des assurances et des caisses d'epargne. Because the company carries the risk itself, a claim is paid by the insurer named on the policy rather than being passed to another provider.
Can I pay monthly rather than for the year?+
Yes. The payment model is monthly (monthly), and monthly payments are available, so the premium is collected across the year instead of as a single sum. That suits households managing a tight monthly budget, and it does not change the level of cover you hold.
How do I make a claim?+
Claims can be started online, in the mobile app, by phone or in an agency (online, mobile app and phone). Day to day support runs on phone, chat and a help centre (phone, chat and help centre), so a claim opened in the app can be picked up by phone if it needs chasing.
Who is this brand aimed at?+
The listed audience is seniors (seniors), and tenants who are students can take a reduced home tariff, though that discount is capped to small properties. Buyers outside those groups still get the same range of cover, from motor and home through health, dental and pet.
What can I insure here?+
The cover list is auto, home, landlord, life, health, dental, pet, motorcycle, gadget, home emergency and travel (auto, home and landlord). That range lets a household, a landlord and a pet owner keep their policies with the same provider instead of shopping separately for each line.
Where is the company based?+
The home country is France (FR), and the company behind the brand is Assurances Mutuelles Agricoles Groupama. It operates as an insurer, so policies, claims and support all run through the same French company, and the wording you sign follows the French market.
Sources
- acpr.banque-france.fr checked September 26, 2026
Backs: Licences
- fr.wikipedia.org/wiki/Groupama checked September 26, 2026
Backs: Provider type, Founded
“Creation 4 juillet 1900 - Forme juridique : Societe d'assurance mutuelle - Siege social : Paris, France”
- groupama.fr checked September 26, 2026
Backs: Audience, Claims channels, Headquarters, Legal entity, Monthly payments, Support channels
- groupama.fr/assurance-habitation checked September 26, 2026
Backs: Age range, Cover limit, Excess from, Insurance types, Pricing model, Premium from
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Groupama MRH
A single French insurer holding a full set of personal covers, aimed at older policyholders.