Illimity review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Illimity is an Italian bank rather than an insurance provider, and it suits readers who want savings held on monthly terms rather than a policy. Deposits sit under the Fondo Interbancario di Tutela dei Depositi, and the account scores 9.6 on cost in this comparison.
Key facts
- Best for
- An Italian savings account run on monthly payments with deposits under a named protection scheme.
- Premium from
- €0 (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- Deposits protected up to EUR 100,000 by the Fondo Interbancario di Tutela dei Depositi (Source, checked September 26, 2026)
- Legal entity
- illimity Bank S.p.A. (Source, checked September 26, 2026)
- Headquarters
- Italy (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- illimitybank.com
Pros and cons
Pros
- Deposits are covered by the Fondo Interbancario di Tutela dei Depositi, the protection scheme named for the account.
- Support runs on email, chat and phone, so phone and chat sit alongside email and a help centre.
- The account works on a monthly model, and monthly payments are available.
- Banca d'Italia supervises the bank, with licence 5710.
Cons
- The product is a bank account from illimity Bank S.p.A., so you are holding a deposit rather than taking out a policy.
- Support runs on email, chat and phone only, so no in-person or branch channel is listed.
- The only account model listed is monthly, and monthly is the only payment option shown, so an annual option is not set out.
Who it suits
- Readers in Italy who want savings handled on a monthly basis rather than a single payment.
- People who put weight on deposit protection and want the money under a named scheme.
- Anyone who wants phone, chat, email and a help centre handled by the same provider.
Who should look elsewhere
- Euroasia Insurance, if you are after car cover priced at UZS 60,000 rather than a deposit account.
- bonus.ch, which also lists CHF 0 and gives readers a second option at the same starting point.
- EverQuote, another provider starting at $0, for readers who want a different kind of comparison.
Who runs it
The account is run by illimity Bank S.p.A., a bank based in Italy and supervised by Banca d'Italia under licence 5710. Support runs on email, chat and phone, so you can reach the bank by email, chat, phone or through a help centre. The bank provides the account directly rather than acting as a broker or a comparison site.
How Illimity compares
9.6 vs 8.6
9.6 vs 9.4
9.6 vs 9.4
9.6 vs 9.4
9.6 vs 9.4
9.6 vs 8.8
9.6 vs 8.7
9.6 vs 9.0
9.6 vs 9.4
9.6 vs 9.3
9.6 vs 8.9
9.6 vs 8.9
9.6 vs 8.9
9.6 vs 9.3- 9.6 vs 9.3
9.6 vs 9.3Max Life Insurance
9.6 vs 9.3
9.6 vs 9.3
9.6 vs 9.3
9.6 vs 9.2
9.6 vs 9.2
9.6 vs 9.2
9.6 vs 9.2
9.6 vs 9.2
9.6 vs 9.2- 9.6 vs 9.1
9.6 vs 9.1
9.6 vs 9.1
9.6 vs 8.9
9.6 vs 8.9
9.6 vs 8.8
9.6 vs 8.8
9.6 vs 8.6- 9.6 vs 8.4
- 9.6 vs 8.2
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Where Illimity is available
- Available
- Italy
- Licence in Italy
- Banca d'Italia (5710), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the Illimity account cost to run?+
Illimity lists €0 as the starting figure for the account, which runs on a monthly model. Support runs on email, chat and phone, so questions can be handled by phone, chat or email. You can also pay monthly rather than settling in one payment.
Is my money protected at Illimity?+
Deposits sit under the Fondo Interbancario di Tutela dei Depositi, the Italian deposit protection scheme named for the account. Illimity is a bank, so what you hold is a deposit under that scheme rather than an insurance policy. The bank is illimity Bank S.p.A., supervised by Banca d'Italia.
Who runs Illimity and who supervises it?+
The account is provided by illimity Bank S.p.A., a bank based in Italy. Banca d'Italia supervises it and the licence number is 5710. So the money side of the account sits inside a regulated bank rather than a broker or a comparison site.
Can I pay monthly instead of in one go?+
Yes, monthly payments are available, and the listed account model is monthly. That structure suits readers who would rather spread what they pay across the year than commit to a single payment, and monthly is the only payment model shown for the brand.
How do I get help with the account?+
Support runs on email, chat and phone, covering email, chat, phone and a help centre. That mix gives a quick route for a simple question and a written trail for anything longer. The bank operates from IT, so help is arranged around an Italian base.
Who is the Illimity account for?+
It suits readers in Italy who want a savings balance handled on monthly terms and who put weight on deposit protection. The listed starting figure is €0, and the account is a deposit rather than a policy. Monthly payments are available on the monthly model.
Which country is the account for?+
The bank is headquartered in Italy, and its Banca d'Italia licence, 5710, is filed there, so the account is built for Italian customers. Readers in other markets may find a local provider a better fit. Deposits remain under the Fondo Interbancario di Tutela dei Depositi.
How does the price compare with the other options?+
Illimity lists €0 as its starting figure, while Euroasia Insurance prices cover at UZS 60,000, bonus.ch lists CHF 0 and EverQuote lists $0. They are different products in different markets, so the figures read side by side rather than as one table.
Sources
- illimitybank.com checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“illimity Bank S.p.A. | Sede: Via Soperga 9 - 20127 Milano”
- illimitybank.com/it/conto-classic checked September 26, 2026
Backs: Cover limit, Pricing model, Monthly payments, Premium from
- illimitybank.com/it/supporto checked September 26, 2026
Backs: Support channels
“Prendi un appuntamento telefonico ... Scrivici in chat ... Scrivici una mail ... Benvenuto nell'assistenza illimity”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Insurance types, Provider type.
Related by the facts
Illimity
An Italian savings account run on monthly payments with deposits under a named protection scheme.