INF Plans review
Updated September 30, 2026 · AssureCue Editorial Team · Facts checked September 30, 2026
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Our verdict
INF Plans suits seniors seeking travel cover through a broker model with support across email, chat and phone as email, chat and phone for visitors planning trips abroad. Cover limit sits at 150000 with excess at $100 to $5,000 and eligibility across ages 0-99 under Florida licence L116931.
Key facts
- Best for
- Senior travellers seeking dedicated travel cover with broad age eligibility
- Insurance types
- Travel (Source, checked September 30, 2026)
- Provider type
- Broker (Source, checked September 30, 2026)
- Excess from
- $100 to $5,000 (Source, checked September 30, 2026)
- Cover limit
- 150000 (Source, checked September 30, 2026)
- Claims channels
- Online (Source, checked September 30, 2026)
- Age range
- 0-99 (Source, checked September 30, 2026)
- Legal entity
- INFPlans.com Insurance (Source, checked September 30, 2026)
- Founded
- 1988 (Source, checked September 30, 2026)
- Support channels
- Email, Chat, Phone (Source, checked September 30, 2026)
- Audience
- Seniors
- Official website
- infplans.com
Pros and cons
Pros
- Broad eligibility across ages 0-99 supports senior travellers who often face narrow age limits elsewhere.
- Dedicated travel focus in travel keeps the offer clear for trip related needs, unlike broader multi line providers.
- Support across email, chat and phone gives email, chat and phone choice, which helps seniors arranging cover.
- Cover at 150000 gives a defined ceiling for planning medical and trip protection, with excess at $100 to $5,000.
Cons
- Cover stays limited to travel, so households wanting home or auto cover alongside travel need a separate provider.
- Excess at $100 to $5,000 can raise out of pocket cost on smaller claims, which matters for budget conscious travellers.
- Claims run through online only, which may feel narrow for travellers who prefer phone led claims handling.
Who it suits
- Seniors seeking travel only cover in travel, where Allianz Malaysia with auto, motorcycle and home may feel too broad.
- Travellers valuing broad age access at 0-99, where LV= with auto, home and pet serves wider household needs rather than age led travel.
- Visitors wanting broker choice with support in email, chat and phone, where die Bayerische with auto, home and motorcycle suits those seeking European multi line cover.
Who should look elsewhere
- Readers wanting bundled home and motor cover should consider Allianz Malaysia, which lists auto, motorcycle and home against travel only in travel.
- Readers wanting pet or life cover alongside travel should consider LV=, which lists auto, home and pet for wider household needs.
Safety and regulation
INF Plans acts as a broker rather than as the risk carrier, which shapes how protection works in practice. Customers arrange cover through the intermediary while the underwriter named in the policy wording carries claim liability. Oversight comes through Florida licence L116931, which identifies the licensed operation in the United States. Readers weighing safety should look at that broker structure alongside the licence record, then confirm the underwriter, wording and complaints route before arranging cover for travel.
What the policy covers
The offer centres on travel as shown in travel, keeping attention on trip related protection rather than household or motor lines. Cover sits at 150000, which frames the maximum payable for covered events under the wording. Eligibility spans ages 0-99, giving scope for children through to older travellers where many travel options narrow eligibility. Readers comparing policies should weigh that travel focus against the stated ceiling and age span, then check benefits, exclusions, excess terms and trip duration in the wording.
Regulation
Regulatory standing rests on Florida licence L116931, which marks the licensed activity in the United States. The business model is that of a broker, so distribution, advice and administration sit with the intermediary while risk sits with the underwriter stated in documents. Readers should use the licence reference to confirm current standing with the Florida regulator, then read the policy to see which insurer underwrites the chosen plan. That distinction helps clarify where to direct queries on wording, amendments and redress.
Who runs it
The trading name links to INFPlans.com Insurance, which presents the customer facing insurance operation. Origins trace to 1988, giving a long record in travel related distribution. Day to day contact runs through email, chat and phone, covering email for records, chat for quick queries and phone for detailed discussion. Florida licence L116931 anchors the regulatory footprint. Readers judging the company should weigh that history and contact mix alongside the licence, then confirm underwriters and wording for each plan before purchase.
How INF Plans compares
8.8 vs 8.6
8.8 vs 9.48.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 8.8
8.8 vs 8.7
8.8 vs 9.08.8 vs 9.4
8.8 vs 9.3
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 8.98.8 vs 9.3
- 8.8 vs 9.3
- 8.8 vs 9.3
Max Life Insurance
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.2
8.8 vs 9.28.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2- 8.8 vs 9.1
8.8 vs 9.18.8 vs 9.1
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 8.88.8 vs 8.8
8.8 vs 8.6- 8.8 vs 8.4
- 8.8 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
mtu24
Where INF Plans is available
- Available
- Everywhere except Belarus, Cuba, Iran, North Korea, Russia, Syria, United States
- Licence in United States
- Florida (L116931), checked September 30, 2026
Countries from the brand (Source, checked September 30, 2026)
Frequently asked questions
What does INF Plans actually provide?+
INF Plans focuses on travel as shown in travel. It acts as a broker, arranging cover rather than underwriting risk directly. Travellers should read the policy wording for benefits, limits and exclusions before arranging cover.
How much cover does the plan include?+
The plan shows cover at 150000. That figure frames the maximum payable under the policy terms for covered events. Travellers with higher medical or trip costs should compare that ceiling against expected expenses and personal risk.
What excess applies to a claim?+
The plan shows excess at $100 to $5,000. The chosen excess affects the amount retained on each eligible claim and often affects the premium. Travellers should select an excess that balances affordable premiums with manageable costs at claim time.
Who can apply by age?+
Eligibility spans ages 0-99, which is unusually broad for travel cover. The service describes its audience as seniors, making it relevant for older travellers. Applicants should still confirm medical screening rules and trip limits in the wording.
Is INF Plans regulated?+
INF Plans operates as a broker under Florida licence L116931. That licence identifies the regulated entity in the United States. Customers should keep policy documents and confirm which insurer underwrites each plan before purchase.
How can customers get support?+
Support is available through email, chat and phone. That mix allows written queries by email, live help by chat and direct discussion by phone. Travellers arranging cover for seniors may value phone access for eligibility and medical questions.
How are claims submitted?+
Claims are handled through online. Travellers should submit details promptly through the stated route and keep receipts, medical reports and travel records. Checking excess at $100 to $5,000 and cover at 150000 helps set expectations before filing.
Sources
- infplans.com checked September 30, 2026
Backs: Audience
“The #1 Choice for Senior Travelers Visiting the U.S.”
- infplans.com/about-us checked September 30, 2026
Backs: Founded
“Founded in 1988, INF has been a pioneer”
- infplans.com/claims checked September 30, 2026
Backs: Claims channels
“Log in to your account and file an online claim form in Active Plans”
- infplans.com/faq checked September 30, 2026
Backs: Insurance types, Support channels
“INF travel insurance plans are specifically designed for non-U.S. residents”
- infplans.com/standardX checked September 30, 2026
Backs: Age range, Cover limit, Excess from
“INF Standard X available exclusively to non-U.S. residents ages 0 to 99”
- infplans.com/terms-of-use checked September 30, 2026
Backs: Provider type, Legal entity, Licences
“We are not your insurance provider or carrier for INF Standard X”
Compiled from 6 source pages, checked September 30, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Related by the facts
INF Plans
Senior travellers seeking dedicated travel cover with broad age eligibility