InsuranceHotline.com review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

InsuranceHotline.com suits Canadian households and expats who want one comparison place for auto, home, renters, life, travel and motorcycle cover, all at monthly rates. It is a comparison site rather than an insurer, with a third-party liability minimum of CAD 200,000 (third-party liability minimum) on motor policies.

Key facts

Best for
One place to compare several personal insurance lines, paid monthly.
Insurance types
Auto, Home, Renters, Life, Travel, Motorcycle (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Cover limit
CAD 200,000 (third-party liability minimum) (Source, checked September 26, 2026)
Claims channels
Phone (Source, checked September 26, 2026)
Legal entity
Insurance Hotline, a RATESDOTCA Group Ltd. company (Source, checked September 26, 2026)
Headquarters
Canada (Source, checked September 26, 2026)
Founded
1994 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Audience
Expats, Seniors
Official website
insurancehotline.com

Business insurance

Provider type
Comparison site (Source, checked September 26, 2026)
Legal entity
Insurance Hotline, a RATESDOTCA Group Ltd. company (Source, checked September 26, 2026)
Headquarters
Canada (Source, checked September 26, 2026)
Founded
1994 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • Covers auto, home and renters through a single comparison site, so auto, home, renters, life, travel and motorcycle quotes sit in the same place
  • Third-party liability on motor policies runs to a CAD 200,000 (third-party liability minimum) minimum
  • Support runs on phone and help centre, and claims run on phone
  • Tracks expats and seniors as core audiences, with 68.2% and 44.8% share of the group

Cons

  • It sits in the 42.4% share of the market, so cover comes from partner insurers rather than from the site itself
  • Support runs on phone and help centre only, with no chat or email listed
  • Auto is the strongest line here at 55.8% share, while renters sits lower at 15.9% share
InsuranceHotline.com

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Scored 8.7 / 10 by AssureCue.

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Who it suits

  • Canadian drivers and homeowners who want auto, home or motorcycle cover compared in one place
  • Expats settling in Canada, a named audience alongside seniors
  • Seniors looking for monthly personal cover they can adjust in one account

Who should look elsewhere

  • Renters who want deep cover, since renters sits at 15.9% share here
  • Anyone wanting a named insurer to hold the policy, since the site compares rather than underwrites

The company behind it

InsuranceHotline.com is a comparison site based in Canada and dates back to 1994. The legal entity behind it is Insurance Hotline, a RATESDOTCA Group Ltd. company, so the name readers see is a trading name within a larger group. The site handles the shopping and comparison side, and the cover itself sits with the insurers it brings together. Support runs on phone and help centre, which keeps day to day help close to the site rather than with a single underwriter.

How InsuranceHotline.com compares

Where InsuranceHotline.com is available

Available
Canada

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is InsuranceHotline.com?+

It is a comparison site based in Canada, founded in 1994, that brings insurer quotes together rather than writing policies itself. The legal entity is Insurance Hotline, a RATESDOTCA Group Ltd. company, and the site is used with 1994 of trading history behind it.

Which kinds of insurance can I compare?+

The site lists auto, home and renters among its lines, so auto, home, renters, life, travel and motorcycle cover can be compared in the same place. Auto is the most common line in the group at 55.8% share, with home next at 51.7%.

What does motor insurance cover at minimum?+

The motor policies shown carry a third-party liability minimum of CAD 200,000 (third-party liability minimum). Auto sits at 55.8% share of the group, so this is the line most readers start with and the one with the widest quote pool.

Can I pay monthly?+

Monthly payment is the norm across the group, with 100% share of sites using it. That makes the quote easier to weigh against a weekly budget, since the cost is spread rather than paid as one lump sum.

How do I make a claim?+

Claims run on phone, so a claim starts with a phone call. Day to day questions about the policy are handled through phone and help centre, which adds a self-service help centre alongside the phone line.

Who is the site aimed at?+

Expats and seniors are the named audiences. Seniors make up 68.2% share of the group and expats 44.8%, so both groups are well served. Contact through phone and help centre is useful for anyone who prefers phone help.

How much do policies cost?+

Quotes across the group start at a median of €8.37, with a middle band of €2.92 to €29.72 and the top of the range at €3,431.08. Line matters: auto sits at a €8.72 median against €7.95 for life.

Is the site regulated or protected?+

It is a comparison site, matching the 18.1% share of the group, so the policy is written by a partner insurer and the site is a shopping step rather than a risk carrier. Check the insurer named on the quote, since that is the party holding the risk.

Can I get a quote in Canada only?+

The site is based in Canada and its shopping side is built for that market, so quotes are strongest there. For a different market, the support team on phone and help centre is the first place to check coverage.

Sources

  • web.archive.org/web/20241202161729/https://www.insuranceh... checked September 26, 2026

    Backs: Provider type, Founded

    “InsuranceHotline.com is an independent rate comparison search engine which provides insurance quotes from competing insurance companies”

  • web.archive.org/web/20250103004812/https://www.insuranceh... checked September 26, 2026

    Backs: Audience, Claims channels, Cover limit, Headquarters, Insurance types, Legal entity, Support channels

    “Medical Insurance for Visitors to Canada; Travel Insurance For International Students; Super Visa Insurance - If you'd like your parents or grandparents to visit you in Canada using the super visa”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

InsuranceHotline.com

InsuranceHotline.com

One place to compare several personal insurance lines, paid monthly.

8.7/10See alternatives

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