InsuranceQuotes.com review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

InsuranceQuotes.com suits people who would rather weigh several providers in the same search than deal with a single insurer. The starting premium of $98 is the figure to test it on, and as a comparison site it quotes rather than underwrites, so cover rests with the provider you pick.

Key facts

Best for
A single search across auto, home and life, with monthly payments on the quotes.
Premium from
$98 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Motorcycle, Renters (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
$500 (Source, checked September 26, 2026)
Cover limit
USD 500,000 life insurance (20-year term) (Source, checked September 26, 2026)
Age range
18 and over (Source, checked September 26, 2026)
Legal entity
All Web Leads, Inc. (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
insurancequotes.com

Business insurance

Provider type
Comparison site (Source, checked September 26, 2026)
Premium from
$98 (Source, checked September 26, 2026)
Excess from
$500 (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Industries
Small and large businesses (Source, checked September 26, 2026)
Legal entity
All Web Leads, Inc. (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)

Pros and cons

Pros

  • A single search covers auto, home and life, so a car, a home and life cover can be priced together.
  • Monthly payments are available, so the premium does not have to be paid in full up front.
  • Registration is listed with state insurance departments, verified through the NIPR National Insurance Producer Registry, licence 18056901.

Cons

  • On starting price the site ranks 217 of 252 brands, past the €29.72 mark that most listings sit under.
  • It is a comparison site rather than an insurer, so the policy terms, the excess and the claims sit with whichever provider you pick.
  • The only payment model listed is monthly, monthly, so paying the premium in a single instalment is not among the choices.
InsuranceQuotes.com

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Scored 8.6 / 10 by AssureCue.

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Who it suits

  • Adults comparing personal lines: the terms cover 18 and over and the list runs to auto, home and life.
  • Households with several policies to place, who can price a car, a home and life cover in a single pass.
  • Businesses in Small and large businesses who want a starting figure before they speak to an insurer.

Who should look elsewhere

  • Travellers and pet owners, because Good Sam Insurance Agency covers auto, home and renters, wider than the auto, home and life quoted here.
  • Readers after the lowest entry figure, since bunq shows a starting premium of €0 in a different market.

How your money is protected

InsuranceQuotes.com is a comparison site, so it does not underwrite a policy or settle a claim itself. What sits behind it is a registration: 18056901, held with state insurance departments and verified through the NIPR National Insurance Producer Registry in the US. The cover you end up with belongs to the insurer you choose after the quote, so the policy wording is the place to check what a claim actually pays.

The company behind it

The site runs under All Web Leads, Inc., based in the United States, and is registered with state insurance departments, verified through the NIPR National Insurance Producer Registry, licence 18056901. Support runs on phone, email and help centre, so a question about a quote or a referral can go to a person by phone or in writing, and the help centre carries the routine questions.

How InsuranceQuotes.com compares

Where InsuranceQuotes.com is available

Available
United States
Licence in United States
State insurance departments, verified via NIPR National Insurance Producer Registry (18056901), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a policy start at?+

The starting premium shown is $98. That figure belongs to the site's cheapest entry product rather than to a quote for you, and the rate you pay will move with the cover you pick, the provider you choose and what you enter on the form.

Can I pay monthly instead of in full?+

Yes, monthly payments are available, and the listed payment model is monthly. Spreading the premium across the year suits anyone whose income arrives monthly, though it keeps you committed for as long as the policy runs.

Is InsuranceQuotes.com the insurer?+

No, it is a comparison site. You use it to gather quotes, and the cover is written by the provider you choose, so the wording, the excess and the claims contact all come from that insurer. Read the quote before you buy, because the site hands you over rather than carrying the risk.

Is the site regulated?+

It holds registration with state insurance departments, verified through the NIPR National Insurance Producer Registry, licence 18056901. That registration belongs to the site's own operation in the United States, while the insurers behind the quotes hold their own permissions for the policies they write.

What can I insure?+

Cover runs to auto, home and life, which is the everyday personal set most households need, so a car, a home and life cover can be priced together. The business side is separate and covers Small and large businesses.

How much life cover is listed?+

The life figure shown is USD 500,000 life insurance (20-year term). A term policy of that shape pays out on death during the term and then ends, so it fits someone wanting cover for a mortgage or dependants rather than a lifelong savings product.

Is there an excess to pay?+

The listed excess starts at $500. An excess is the part of a claim you keep, so a higher figure trims the monthly cost but leaves more of a loss with you. Check the number on your own quote, since it is set per policy rather than by the site.

Sources

  • insurancequotes.com checked September 26, 2026

    Backs: Cover limit, Provider type, Excess from, Insurance types, Pricing model, Monthly payments, Premium from

    “Compare term and whole life insurance quotes. Lock in low rates while you're young - a $500K 20-year term policy can start under $20/mo.”

  • insurancequotes.com/about-us/licenses-credentials checked September 26, 2026

    Backs: Headquarters, Support channels, Licences

    “InsuranceQuotes.com operates under the licensure of AWL Insurance Agency, Inc., a licensed insurance agency headquartered in Austin, Texas.”

  • insurancequotes.com/business checked September 26, 2026

    Backs: Industries

    “Whether you're a small business or a large commercial business”

  • insurancequotes.com/terms-of-use checked September 26, 2026

    Backs: Age range, Legal entity

    “you represent that you are at least eighteen (18) years old or the legal age of majority in your jurisdiction, whichever is greater, that you are a resident of the United States of America”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

InsuranceQuotes.com

InsuranceQuotes.com

A single search across auto, home and life, with monthly payments on the quotes.

8.6/10See alternatives

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