Kalkulator.cz review
Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026
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Our verdict
Kalkulator.cz suits readers in CZ comparing auto, home, travel, pet and motorcycle cover side by side before contacting providers. Its overall score of 8.6 reflects broad coverage of auto, home and travel with support through email, phone and help centre for comparison queries.
Key facts
- Best for
- Comparing auto and home cover in Czechia
- Insurance types
- Auto, Home, Travel, Pet, Motorcycle (Source, checked September 29, 2026)
- Provider type
- Comparison site (Source, checked September 29, 2026)
- Legal entity
- kalkulator.cz, s.r.o. (Source, checked September 28, 2026)
- Headquarters
- Czechia (Source, checked September 28, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 29, 2026)
- Official website
- kalkulator.cz
Apps and profiles
- Elsewhere
Pros and cons
Pros
- Compares auto, home and travel across auto, home, travel, pet and motorcycle
- Support through email, phone and help centre with email, phone and help centre routes
- Comparison site model through comparison site for side by side review before provider contact
Cons
- Support runs on email, phone and help centre only, without chat for quick queries
- Focus stays on CZ, so relevance outside that market is limited
Who it suits
- Readers in CZ comparing auto and home offers before choosing a provider
- Readers wanting travel, pet and motorcycle choice without leaving a comparison service
Who should look elsewhere
- Readers wanting renters cover may prefer Hiscox because its range includes renters alongside home options
- Readers wanting bicycle cover may prefer andsafe because its range includes bicycle alongside core personal lines
How your money is protected
Kalkulator.cz operates as comparison site, which means it presents offers for comparison rather than underwriting policies or holding premiums. Cover itself comes from the providers listed alongside each result, with terms, exclusions and claims handled by those providers. Readers should compare policy documents and confirm insurer details before arranging cover through a linked provider.
The company behind it
The service is operated by kalkulator.cz, s.r.o. and based in Czechia for readers comparing local offers. Contact and guidance run through email, phone and help centre, giving email, phone and help centre routes for comparison queries. Policy administration and claims stay with the chosen provider, so readers should save provider contacts and documents after arranging cover.
How Kalkulator.cz compares
8.6 vs 8.6
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 8.8
8.6 vs 8.7
8.6 vs 9.0
8.6 vs 9.4
8.6 vs 9.3
8.6 vs 8.9
8.6 vs 8.9
8.6 vs 8.9
8.6 vs 9.3- 8.6 vs 9.3
8.6 vs 9.3Max Life Insurance
8.6 vs 9.3
8.6 vs 9.3
8.6 vs 9.3
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2- 8.6 vs 9.1
8.6 vs 9.1
8.6 vs 9.1
8.6 vs 8.9
8.6 vs 8.9
8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.6
8.6 vs 8.6- 8.6 vs 8.4
- 8.6 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
Where Kalkulator.cz is available
- Available
- Czechia
- Licence in Czechia
- Czech National Bank, checked September 29, 2026
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What types of cover can readers compare on Kalkulator.cz?+
Kalkulator.cz compares auto, home and travel, covering auto, home, travel, pet and motorcycle needs. Readers can weigh those lines side by side before moving to a provider. Terms, limits and exclusions are set by the listed providers.
Is Kalkulator.cz an insurer or a comparison service?+
Kalkulator.cz works as comparison site, so it presents provider offers rather than underwriting cover itself. Policies, pricing decisions and claims sit with the chosen provider. Readers should read provider documents before arranging cover.
Which company operates Kalkulator.cz?+
The service is run by kalkulator.cz, s.r.o., which is the entity behind portal terms and operation. Readers arrange the selected policy with the provider shown in results. Keeping provider documents after purchase helps with later service and claims.
Which market does Kalkulator.cz address?+
Kalkulator.cz is based in Czechia and addresses readers comparing offers in that market. Cover wording, provider choice and contact routes reflect local supply. Readers outside that market should check whether listed providers can serve them.
How can readers get help with comparison queries?+
Help is available through email, phone and help centre, namely email, phone and help centre resources. Those routes suit comparison queries, portal guidance and contact with the service. Claims and policy servicing remain with the selected provider.
How broad is the comparison choice on Kalkulator.cz?+
Kalkulator.cz holds an offer score of 9.2, supported by breadth across auto, home and travel. That signal points to useful choice across core personal lines. Readers should still compare deductibles, limits and exclusions before selecting cover.
Sources
- kalkulator.cz checked September 29, 2026
Backs: Support channels
“info@kalkulator.cz, +420 253 253 100, Časté dotazy”
- kalkulator.cz/o-nas checked September 29, 2026
Backs: Provider type
“Nezavislý srovnavač cen energií, pojištění, financí, telekomunikací a dovolených”
- kalkulator.cz/podminky-portalu checked September 29, 2026
Backs: Licences, Headquarters, Legal entity
“Zenklova 32/28, Liben, 180 00 Praha 8”
- kalkulator.cz/pojisteni checked September 29, 2026
Backs: Insurance types
“Povinné ručení, Havarijní pojištění, Pojištění motocyklu, Pojištění domácnosti, Pojištění nemovitosti, Cestovní pojištění, Pojištění domácích mazlíčků”
Compiled from 4 source pages, checked September 29, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.