LendingTree review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
LendingTree suits readers who want to compare many insurers at once rather than hold a single policy, with premiums starting at $0 across auto, home, renters and health. The catch is that the cover sits with whichever insurer you are matched with, so read the policy wording before you apply.
Key facts
- Best for
- Comparing several insurers in one place on starting price.
- Premium from
- $0 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Renters, Health (Source, checked September 26, 2026)
- Provider type
- Comparison site (Source, checked September 26, 2026)
- Age range
- 16-65+ (Source, checked September 26, 2026)
- Legal entity
- LendingTree, Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 1996 (Source, checked September 26, 2026)
- Official website
- lendingtree.com
Pros and cons
Pros
- Premiums start at $0, the lowest entry in a field where the median runs €8.37.
- Auto, home, renters and health all sit inside auto, home and renters, so a household can shop every main personal line at once.
- The premium from ranking covers 252 brands, and LendingTree holds position 1 on that measure.
- The name behind the quotes is LendingTree, Inc., a US business trading since 1996, so the matching service is long established.
- Paying monthly is the market default: 100% of the models are monthly and 88.9% of the sites support instalments.
Cons
- You never hold the policy with LendingTree itself, since it is a comparison site and the risk sits with a partner insurer.
- Cover runs to auto, home and renters only, so life, travel and pet quotes need a different search.
- The starting figure of $0 is the floor of the range rather than a typical bill, and the market reaches €3,431.08 at the top.
Ready to try LendingTree?
Scored 9.2 / 10 by AssureCue.
Who it suits
- Households shopping auto, home, renters and health in the US who want several insurers side by side before applying.
- Readers who want a single starting price quickly and accept that the policy is placed with whichever insurer answers.
- Adults within the 16-65+ band who are happy to give details once and let insurers compete for the cover.
Who should look elsewhere
- Shoppers who need life, travel or pet in the same place, since Good Sam Insurance Agency covers auto, home and renters.
- Readers who want euro priced cover rather than the dollar figures shown here, since bunq starts at €0.
- Readers who want a single market's own published price rather than a multi insurer comparison, since EuroAsia Insurance lists premiums from UZS 60,000.
What the policy covers
Cover runs through auto, home and renters, so the everyday personal lines sit in a single search rather than in separate places, and a household can work through them in the same sitting. The stated age band is 16-65+, which is wide enough that age alone should not rule a reader out, and it leaves no hard upper limit shown. Compare the wording of each line rather than the headline price, because the contract wording is drawn up by whichever insurer answers the quote.
Who runs it
The operator is LendingTree, Inc., a business based in the United States that has been trading since 1996. It is a comparison site, so the name on the site is the matching service and not the company carrying the risk. That split matters for anyone weighing costs: the figure on screen is an entry premium set by a partner insurer, and the cover, terms, complaints route and claims handling all sit with the provider you accept.
How LendingTree compares
9.2 vs 8.6
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.3- 9.2 vs 9.3
9.2 vs 9.3Max Life Insurance
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2- 9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6- 9.2 vs 8.4
- 9.2 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
mtu24
Where LendingTree is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What will a quote cost me?+
The headline price starts at $0, which is the floor of the range rather than a typical bill. Across the market the median runs €8.37, with the lower quarter at €2.92 and the upper quarter at €29.72. Your own premium depends on the insurer who answers and the cover you choose.
Who holds my policy and where does the money sit?+
LendingTree is a comparison site, so it matches you with insurers rather than carrying the risk. The policy is written by the provider you accept, and that firm sets the terms, handles claims and deals with the money side of the arrangement. Treat a quote from this site as an introduction rather than a contract.
Can I pay monthly instead of in one sum?+
Monthly is the norm in this market. 100% of the models are monthly and 88.9% of the sites support monthly payments, so a schedule of instalments is the usual arrangement once a quote is matched to you. Ask the insurer who answers for the exact instalment and the total cost of the term.
How old do I have to be to get a quote?+
The stated age band is 16-65+, a wide range that starts below adult working age and leaves no hard upper limit. A band that broad means age alone should not stop you getting a quote, though the insurer who answers will still weigh age in the price it puts forward.
Can I get every kind of insurance here?+
LendingTree's auto, home and renters covers the main personal lines in a single search. Good Sam Insurance Agency goes further with auto, home and renters, so life, travel and pet sit outside this search. The trade-off is that a wider catalogue is not the same as a matched quote for the line you actually need.
Can I use this outside the US?+
The company is based in the United States and its starting premium of $0 is set in US dollars, so the numbers on the page are aimed at that market. Elsewhere the same cover can be quoted in another currency, for example €0 at bunq, so check the unit before putting figures side by side.
How long has this site been running?+
LendingTree has been operating since 1996, and the legal entity behind it is LendingTree, Inc., headquartered in the United States. That length of trading matters for a comparison service, because the quotes and the matching process rest on relationships with insurers that take years to build.
How wide is the comparison?+
The premium from ranking on this page covers 252 brands, and LendingTree holds position 1 on that measure. The wider market holds 494 brands, with 6 partner sites and 332 licensed providers, and the listing sets out 3 alternatives for readers who want a different route.
Sources
- en.wikipedia.org/wiki/LendingTree checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“LendingTree, Inc. is an online lending marketplace, founded in 1996”
- web.archive.org/web/20250520144601/https://www.lendingtre... checked September 26, 2026
Backs: Age range, Provider type, Insurance types, Premium from
“Age 16-20 21-24 25-34 35-44 45-54 55-65 65+”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly payments.