Monabanq review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Monabanq suits people in France who want one place to hold several policies and a low starting premium, with monthly payments instead of one lump sum. It is a broker listed with ORIAS, and premiums start at €7 on the student home product.

Key facts

Best for
Students and renters in France who want contents cover paid monthly through a banking app.
Premium from
€7 (Source, checked September 26, 2026)
Insurance types
Home, Renters, Auto, Travel, Gadget, Life, Income-protection (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
up to EUR 5,000 of contents (Source, checked September 26, 2026)
Claims channels
Phone, Online (Source, checked September 26, 2026)
Age range
16 to 28 (Source, checked September 26, 2026)
Legal entity
Monabanq SA (RCS Lille Metropole 341 792 448) (Source, checked September 26, 2026)
Headquarters
France (Source, checked September 26, 2026)
Founded
2006 (Source, checked September 26, 2026)
Support channels
Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
monabanq.com

Pros and cons

Pros

  • Student home cover starts at €7, below the €8.37 site median
  • Monthly payments are available, so cover runs monthly
  • Support runs on email, chat and phone
  • One account carries home, renters and auto

Cons

  • It is a broker, so cover sits with an insurer rather than Monabanq itself
  • Contents cover is capped at up to EUR 5,000 of contents
  • Claims run on phone and online only, narrower than email, chat and phone
Monabanq

Ready to try Monabanq?

Scored 9.0 / 10 by AssureCue.

Who it suits

  • Students in the 16 to 28 band
  • Renters who only need contents cover
  • People who want home, auto and travel cover in one account

Who should look elsewhere

  • Anyone outside France, as Monabanq sits in France
  • Buyers wanting a named insurer on the contract, given it is a broker
  • Good Sam Insurance Agency shoppers, whose auto, home and renters reach wider

Safety and regulation

Monabanq sells as a broker, so policies sit with an insurer while the brand handles placement. Its intermediary registration is listed with the ORIAS number 07 028 164, and the ACPR supervises insurers in the same market. Nothing here states what a protection scheme covers.

Who runs it

The legal entity is Monabanq SA (RCS Lille Metropole 341 792 448), based in France and trading since 2006. Support runs on email, chat and phone, giving account and policy help by several routes. The ORIAS entry 07 028 164 is what confirms the firm is registered to place cover.

How Monabanq compares

Where Monabanq is available

Available
France
Licence in France
ACPR (Autorite de controle prudentiel et de resolution), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does cover cost?+

The student home product starts at a premium of €7, which sits below the €8.37 median on this site. The monthly model means that outlay is spread monthly rather than paid once.

Can I pay monthly?+

Monthly payments are available, and monthly lists monthly as the payment model. That keeps the premium manageable month to month instead of demanding a large amount at renewal.

What kinds of insurance does Monabanq sell?+

The listed types are home, renters and auto, so home, renters, auto, travel, gadget, life and income protection all sit under the same brand. Home and contents cover is where the starting premium of €7 appears.

Is Monabanq an insurer?+

No, it is a broker, which means the cover itself is written by an insurer and the brand arranges it. Readers who want the contract to sit with a named insurer may prefer to deal with one directly.

How do I make a claim?+

Claims go through phone and online, so phone and online are the routes for a claim specifically. General account and policy questions run on the wider email, chat and phone list.

How much will my contents be covered for?+

Contents cover is offered at up to EUR 5,000 of contents. That works for a room of belongings, and a renter with a large amount of high value goods would need more cover than this.

What support do I get?+

Support is available on email, chat and phone, which spreads across several routes. Claims are narrower, running on phone and online, so a claim needs a different contact than a policy question.

Where is Monabanq based?+

The registered entity is Monabanq SA (RCS Lille Metropole 341 792 448), with the headquarters in France. Trading began in 2006, and the ORIAS registration 07 028 164 covers its work in France.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Monabanq

Monabanq

Students and renters in France who want contents cover paid monthly through a banking app.

9.0/10See alternatives