MoneySmart HK review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

MoneySmart HK is a Hong Kong comparison site for personal insurance, aimed mainly at seniors, covering travel, home, life, critical illness and pet. The lowest starting premium shown is HKD 89.49 on travel cover with a HK$1,000,000 limit, under Insurance Authority licence FB1852.

Key facts

Best for
Comparing several Hong Kong personal lines together, with travel priced most clearly.
Premium from
HK$89.49 (Source, checked September 26, 2026)
Insurance types
Travel, Home, Life, Critical-illness, Pet (Source, checked September 26, 2026)
Provider type
Comparison site (Source, checked September 26, 2026)
Cover limit
HK$1,000,000 (Source, checked September 26, 2026)
Claims channels
Online (Source, checked September 26, 2026)
Legal entity
MoneySmart Hong Kong Ltd. (Source, checked September 26, 2026)
Headquarters
Hong Kong (Source, checked September 26, 2026)
Founded
2009 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Audience
Seniors
Official website
moneysmart.hk

Apps and profiles

Elsewhere
WikidataLinkedInXfacebook.com

Pros and cons

Pros

  • Travel cover starts at HKD 89.49 with a HK$1,000,000 limit, and travel, home and life puts home, life, critical illness and pet on the same site.
  • Support runs on email and phone, and the site has traded since 2009 as MoneySmart Hong Kong Ltd..
  • As a comparison site it shows the market's spread of quotes rather than a single provider's rates, which helps readers see how wide pricing runs.

Cons

  • Claims are filed online through online only, so anyone who prefers to talk a claim through has to start with email and phone instead.
  • As a comparison site it does not hold the risk, so the insurer named on the policy is the party that pays a claim.
  • The single starting premium published, HKD 89.49, covers travel, and the other lines in travel, home and life come without a matching price.

Ready to try MoneySmart HK?

Scored 8.6 / 10 by AssureCue.

See alternatives

Who it suits

  • Older Hong Kong readers, since seniors is the stated audience and the site operates in Hong Kong.
  • Households wanting travel, home, life, critical illness and pet compared together, the lines listed under travel, home and life.
  • Readers who check regulation before price, since the Insurance Authority licence FB1852 and email and phone are both stated plainly.

Who should look elsewhere

  • Good Sam Insurance Agency, if you would rather an agency arranged the cover, since it spans auto, home and renters.
  • Hiscox UK, whose home, renters and landlord focus on property, if property cover from a single insurer is all you need.
  • Readers shopping outside Hong Kong: Euroasia Insurance quotes UZS 60,000, drawn from another market in another currency.

How MoneySmart HK compares

Where MoneySmart HK is available

Available
Hong Kong
Licence in Hong Kong
Insurance Authority (FB1852), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is MoneySmart HK?+

MoneySmart HK is a comparison site operated by MoneySmart Hong Kong Ltd. from HK. It places policies from different providers next to each other rather than underwriting cover itself, and its household lines sit under travel, home and life. Support is handled on email and phone.

What is the lowest starting premium?+

The lowest starting premium shown is HKD 89.49, and it applies to travel cover. On the site's own ranking of starting premiums, MoneySmart HK sits at 145 of 252 brands, so cheaper entry points sit elsewhere on the site.

Is the site regulated?+

Yes. It holds an Insurance Authority licence in Hong Kong numbered FB1852, and the terms name MoneySmart Hong Kong Ltd. as the company behind the site. Because it is a comparison site, the insurer named on a policy is still the party carrying the risk.

How much cover can I buy on travel?+

The travel policies shown carry a limit of HK$1,000,000. That figure belongs to travel alone, because the home, life, critical illness and pet lines in travel, home and life carry their own limits from each provider. Read the schedule for the line you are actually buying.

How do I make a claim?+

Claims are filed online through online alone, which suits readers comfortable starting a claim without speaking to anyone first. Anything you need to ask beforehand goes to email and phone instead, so check the wording there before you need to claim.

Who is the site built for?+

The stated audience is seniors, and the company has traded since 2009 under the name MoneySmart Hong Kong Ltd.. The lines reach travel, home and life, so one comparison can cover several members of a household rather than a single policy.

How does it score on price?+

Cost is the softer side of this profile, with a cost score of 4.1 against an overall score of 4.1. The figures behind that score are the site's own, and the published premium covers travel rather than every line listed in travel, home and life.

Sources

  • moneysmart.hk checked September 26, 2026

    Backs: Audience

    “Senior travel insurance comparison (elderly travel insurance guide)”

  • moneysmart.hk/en/about-us checked September 26, 2026

    Backs: Founded, Insurance types

    “MoneySmart was founded in 2009 in Singapore with the simple aim to help consumers make better financial decisions.”

  • moneysmart.hk/en/terms-of-use checked September 26, 2026

    Backs: Claims channels, Provider type, Headquarters, Legal entity, Support channels, Licences

    “we will provide assistance to you throughout the insurance purchase journey, from quotation service to claims service, whenever applicable”

  • moneysmart.hk/en/travel-insurance checked September 26, 2026

    Backs: Cover limit, Premium from

    “STARR TraveLead Luxe Extra Plan: HK$1,000,000 Medical Coverage (Overseas)”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

MoneySmart HK

Comparing several Hong Kong personal lines together, with travel priced most clearly.

8.6/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings