MoneySmart review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MoneySmart is a Singapore comparison site that gathers auto, home, life, health and travel quotes in one place, with premiums starting at SGD 12.50 and monthly payments available. It suits expats and residents who want to weigh cover and price across several providers rather than deal with a single insurer.
Key facts
- Best for
- Comparing several Singapore insurance lines at once, with monthly payments and premiums from SGD 12.50.
- Premium from
- SGD 12.50 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Life, Health, Travel (Source, checked September 26, 2026)
- Provider type
- Comparison site (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- S$200,000 (Source, checked September 26, 2026)
- Claims channels
- Online claim form (Source, checked September 26, 2026)
- Legal entity
- MoneySmart Singapore Pte Ltd (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Founded
- 2009 (Source, checked September 26, 2026)
- Support channels
- Chat, Help-centre (Source, checked September 26, 2026)
- Audience
- Expats
- Pricing model
- Monthly
- Official website
- moneysmart.sg
Apps and profiles
- Elsewhere
- LinkedInfacebook.comt.me
Pros and cons
Pros
- Premiums start at SGD 12.50 while the site median sits at €8.37, so the entry point is low.
- Cover runs across auto, home and life, and monthly payments are available on the quotes.
- A single place to compare, run as MoneySmart Singapore Pte Ltd and trading since 2009.
Cons
- Support runs on chat and help centre only, with no phone line listed for general questions.
- Claims start from online claim form, so a claim needs an online submission rather than a person.
- On premium from it ranks at 129 of 252 brands compared, above the site median of €8.37.
Who it suits
- Expats and residents in Singapore who want quotes for auto, home and life side by side.
- Households that prefer spreading a premium monthly rather than in one payment.
- Travellers who want a cover limit of S$200,000 and a online claim form to begin a claim.
Who should look elsewhere
- Buyers who want cover from one named insurer: EuroAsia Insurance is listed with premiums starting at UZS 60,000.
- Pet, renters and motorcycle owners, since Good Sam Insurance Agency lists those lines while auto, home and life covers the main personal set here.
- Anyone looking outside insurance, since bunq sits in the comparison with a premium from €0 rather than the auto, home and life lines.
How MoneySmart compares
8.7 vs 8.6
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 8.8
8.7 vs 8.7
8.7 vs 9.0
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 8.9
8.7 vs 8.9
8.7 vs 8.9
8.7 vs 9.3- 8.7 vs 9.3
8.7 vs 9.3Max Life Insurance
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2- 8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 8.9
8.7 vs 8.9
8.7 vs 8.8
8.7 vs 8.8
8.7 vs 8.6- 8.7 vs 8.4
- 8.7 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
mtu24
Where MoneySmart is available
- Available
- Singapore
- Licence in Singapore
- Monetary Authority of Singapore, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does insurance cost through MoneySmart?+
Premiums start at SGD 12.50, and monthly payments are available, so the entry figure can be spread across the year. The site median sits at €8.37, and the cost score here is 4.8. Each quote still depends on the insurer and the line of cover.
Is MoneySmart an insurer?+
No. MoneySmart is a comparison site, comparison site, run as MoneySmart Singapore Pte Ltd and based in Singapore. It sets insurers against each other rather than carrying the risk itself, so the policy sits with the provider named on the quote you accept.
Who is MoneySmart aimed at?+
The stated audience is expats, expats, and the cover list runs to auto, home and life. That mix suits a Singapore household with more than one policy to arrange, and anyone who wants to see several providers before committing to a line.
How do I make a claim?+
Travel claims begin with online claim form, and the travel cover limit is S$200,000. Anything past that form is handled by the insurer named on the policy, so the terms for the specific line are worth reading before you buy.
Can I pay monthly instead of yearly?+
Yes. Monthly payments are available, and the payment model is listed as monthly, monthly. A monthly arrangement spreads the premium across the year, which eases cash flow on auto or health cover, though the quoted figure still moves with the insurer.
How do I get help?+
Support runs on chat and help centre, so a chat line and a help centre answer most questions. Claims handling and policy wording remain with the insurer, and a phone line is not listed for general support.
Who regulates MoneySmart?+
MoneySmart sits in Singapore, and the Monetary Authority of Singapore is the regulator listed for that market. As a comparison site, comparison site, it presents providers rather than underwriting, so the terms that govern a policy sit with the insurer named on the quote.
How long has MoneySmart been running?+
The service has been trading since 2009, which gives a comparison site a reasonable track record. The company behind it is MoneySmart Singapore Pte Ltd, and the cover list now spans auto, home and life.
Sources
- eservices.mas.gov.sg/fid/institution/detail/201007-MONEYS... checked September 26, 2026
Backs: Licences
- moneysmart.sg checked September 26, 2026
Backs: Audience, Premium from
“Foreigner Loan ... Best Credit Cards for Foreigners in Singapore ... International Health Insurance”
- moneysmart.sg/about-us checked September 26, 2026
Backs: Provider type, Founded, Legal entity
“MoneySmart helps you compare all the very best personal finance products on the market, while also helping you apply for them quickly and securely.”
- moneysmart.sg/contact-us checked September 26, 2026
Backs: Headquarters, Support channels
“MoneySmart c/o Catapult Ventures, 8 Commonwealth Lane #04-02, Singapore 149555”
- moneysmart.sg/insurance checked September 26, 2026
Backs: Insurance types, Pricing model, Monthly payments
“Compare Insurance: Travel Insurance, Car Insurance, Maid Insurance, Home Insurance, Personal Accident Insurance, Health Insurance, Life Insurance, Term Insurance, Cancer Insurance, International...”
- moneysmart.sg/travel-insurance checked September 26, 2026
Backs: Claims channels, Cover limit
“Score S$50 Grab Vouchers OR S$50 Shell Vouchers when you're the first to submit a MoneySmart Claim Form at 20:00 SGT daily.”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
MoneySmart
Comparing several Singapore insurance lines at once, with monthly payments and premiums from SGD 12.50.