MultiMoney Costa Rica review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MultiMoney Costa Rica is an insurer rather than a broker, and it sells life, income protection, pet and home emergency cover from a single Costa Rican entity. It suits people who want one monthly policy for several household risks, with cover limits reaching ₡40,000,000 (Vida Platinum) and an excess that starts at CRC 0.
Key facts
- Best for
- Households in Costa Rica who want life, income, pet and home emergency cover on one monthly policy.
- Premium from
- CRC 2,800 (Source, checked September 26, 2026)
- Insurance types
- Life, Income-protection, Pet, Home-emergency (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Excess from
- CRC 0 (Source, checked September 26, 2026)
- Cover limit
- ₡40,000,000 (Vida Platinum) (Source, checked September 26, 2026)
- Legal entity
- Financiera MultiMoney S.A. (Source, checked September 26, 2026)
- Headquarters
- Costa Rica (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre, Chat (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- multimoney.com
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- instagram.com
Pros and cons
Pros
- An insurer rather than a broker, so cover is underwritten by Financiera MultiMoney S.A. and supervised in Costa Rica
- Life, income protection, pet and home emergency cover all sit with one provider, paid monthly
- Cover limits reach ₡40,000,000 (Vida Platinum) on the top life plan
- Support runs on phone, help centre and chat
Cons
- Entry pricing starts at CRC 2,800, above €25 at Linxea
- Health, auto and travel cover is not among its insurance types (life, income protection and pet)
- Email and community forums are not among its support channels (phone, help centre and chat)
Who it suits
- Costa Rican households wanting life and income protection on one monthly plan
- Pet owners who want cover alongside life and home emergency policies
- People who prefer dealing with an insurer rather than a broker
Who should look elsewhere
- Anyone after health, auto or travel cover, which is not among its insurance types (life, income protection and pet), so look at Good Sam Insurance Agency
- Shoppers watching the entry price, since Linxea starts at €25
- Households needing full home or renters policies, which Good Sam Insurance Agency includes
Safety and regulation
MultiMoney Costa Rica is an insurer rather than a broker, so the contract sits with Financiera MultiMoney S.A. itself instead of an intermediary, and the same company pays the claim. The business is supervised in Costa Rica by SUGEF (Superintendencia de Seguros y Entidades Financieras, Costa Rica), the regulator named on its licence. That oversight covers the whole range, from life and income protection to pet and home emergency policies.
How MultiMoney Costa Rica compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 8.9Linxea is a cheaper way in, with premiums starting at €25 against CRC 2,800 here, though it is a savings platform rather than an insurer.
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.3- 9.3 vs 9.3
9.3 vs 9.3Max Life Insurance
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
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9.3 vs 9.2
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9.3 vs 9.2- 9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.6- 9.3 vs 8.4
- 9.3 vs 8.2
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Where MultiMoney Costa Rica is available
- Available
- Costa Rica
- Licence in Costa Rica
- SUGEF (Superintendencia de Seguros y Entidades Financieras, Costa Rica), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the cover cost?+
Premiums start at CRC 2,800 and the policy runs on monthly payments, which is the only payment model offered. Linxea entry pricing is €25 and Oney Préstamos ES starts at €1,000, though both sit in different products.
Is this an insurer or a broker?+
It is an insurer, and the legal entity holding the policies is Financiera MultiMoney S.A.. The cover is therefore underwritten by the company that pays the claim, rather than placed through an intermediary who holds the risk on your behalf.
Who regulates the company?+
The Costa Rican regulator SUGEF (Superintendencia de Seguros y Entidades Financieras, Costa Rica) supervises the business, and the company is based in Costa Rica. The same oversight applies to every line it sells, from life cover to home emergency policies.
What kinds of cover can I buy?+
The range listed under life, income protection and pet runs to life, income protection, pet and home emergency cover. Health, auto and travel policies sit outside it, so anyone wanting those needs a second provider for that part of the protection.
How large can the payout be?+
Cover limits reach ₡40,000,000 (Vida Platinum) on the top life plan, so a life policy can carry a large sum insured for the household. The limit that matters is the one on the plan you actually choose.
Is there an excess to pay?+
The excess starts at CRC 0, so the entry level of the range carries no excess at all. That is worth weighing if keeping monthly premiums low matters more than having a deductible on a claim.
Can I pay monthly?+
Monthly payments are available, and monthly is the only payment model on offer, so cover does not have to be bought as a single annual block. That keeps the commitment small if income changes during the year.
How do I get help?+
Support runs through phone, help centre and chat, so you have phone, a help centre and chat. Email and community forums are not among those channels, which matters if you would rather write to the team or ask other policyholders.
How does this compare with Good Sam Insurance Agency?+
Good Sam Insurance Agency lists auto, home and renters, which adds auto, home, renters, health, travel and motorcycle cover. If any of those matter alongside life and pet policies, the range there is the wider one.
Sources
- landings.multimoney.com/seguros-y-asistencias-1 checked September 26, 2026
Backs: Cover limit, Provider type, Excess from, Insurance types, Legal entity, Pricing model, Monthly payments, Premium from, Licences
“Precio mensual: ₡2,800 ó $5 i.v.i”
- multimoney.com/cr/finanzas-en-linea checked September 26, 2026
Backs: Headquarters, Support channels
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
MultiMoney Costa Rica
Households in Costa Rica who want life, income, pet and home emergency cover on one monthly policy.