Prime Financial Services review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Prime Financial Services suits people in the US who want life and income protection arranged through a long standing broker rather than an insurer. Premiums of $100 to $150 sit above the €8.37 most listings start at, so it leans on breadth and service over headline price.

Key facts

Best for
US buyers who want life and income protection arranged through a broker with phone and email support.
Premium from
$100 to $150 (Source, checked September 26, 2026)
Insurance types
Life, Income-protection (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Cover limit
$1,000,000 per occurrence / $3,000,000 aggregate (Source, checked September 26, 2026)
Legal entity
Prime Financial Services (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Founded
1956 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Official website
pfinancialservices.com

Apps and profiles

Elsewhere
LinkedInfacebook.com

Pros and cons

Pros

  • A broker, so cover is arranged for you rather than underwritten in house
  • Life and income protection sit in the same life and income protection range
  • Support runs on email and phone, so a phone line is available
  • Operating since 1956

Cons

  • Premium of $100 to $150 is well above the €8.37 typical entry price
  • The broker role means the policy sits with an unnamed underwriter
  • Only life and income protection are offered, so property or motor cover sits elsewhere
Prime Financial Services

Ready to try Prime Financial Services?

Scored 8.7 / 10 by AssureCue.

See alternatives

Who it suits

  • People in the US market who want cover arranged by an adviser
  • Buyers who prefer a phone call to online-only support
  • Those who want life and income protection from one source

Who should look elsewhere

  • Anyone chasing the cheapest entry price, given $100 to $150
  • Shoppers wanting one place for property or motor as well, since life and income protection is limited to life and income protection
  • Readers who want to know the insurer's regulator, as no licence is stated

Who runs it

Prime Financial Services trades under the name Prime Financial Services and operates from the US. It has been working since 1956, which gives a longer record than many newer brokers. It is a broker, which means the cover is placed with an underwriter on your behalf rather than written by the company itself. Getting hold of someone runs on email and phone, so a phone call and an email are both open routes to a question.

How Prime Financial Services compares

Where Prime Financial Services is available

Available
United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does cover cost?+

Premiums of $100 to $150 are what the company quotes as a starting point. Compare that with the €8.37 most listings on the site begin at, and with €25 for a lower entry figure. Ask for a written quote before deciding.

Who supplies the cover?+

Prime Financial Services is a broker. The policy is placed with an underwriter on your behalf, so the company handles the choice and the paperwork. You are not buying directly from an insurer, which changes who answers a claim.

What kinds of cover are offered?+

The range is life and income protection. Both life and income protection sit inside it, which is useful if you want both from one conversation. Property, motor or travel cover sit elsewhere, so you would need another provider for those.

Is the company regulated?+

No regulator or licence is listed for this company, so check the state registration yourself before you sign. A broker arrangement adds a layer between you and the underwriter, which makes that check more important.

How do I get help?+

Support runs on email and phone, giving you both a phone line and an email route. For a policy that may sit with an underwriter, it is worth using the phone so you can hear the details of the arrangement.

Is this a US company?+

Yes, it operates from the US and has been trading since 1956. Premiums are therefore in US dollars and terms should follow US practice, so quotes will not transfer neatly to another market.

Is this a good value choice?+

It depends what you weigh. On price alone, $100 to $150 is above the €29.72 mark most listings stay under. You are paying for a broker arrangement and a broker service rather than the lowest entry figure.

Sources

  • pfinancialservices.com checked September 26, 2026

    Backs: Legal entity

    “Copyright 2026 Prime Financial Services”

  • pfinancialservices.com/about-us checked September 26, 2026

    Backs: Provider type, Founded

    “Originally starting as an insurance advisory firm, Prime quickly grew its client base and expanded its services to include financial guidance for medical professionals.”

  • pfinancialservices.com/contact checked September 26, 2026

    Backs: Headquarters, Support channels

    “50 Washington Street, Floor 7, Suite 908 Norwalk, CT 06854”

  • pfinancialservices.com/insurance checked September 26, 2026

    Backs: Insurance types

    “our specialized insurance plans that cover all three types of risks: Life, Disability, and Long-Term Care.”

  • pfinancialservices.com/nurse-malpractice-insurance checked September 26, 2026

    Backs: Cover limit, Premium from

    “a liability limit of at least $1,000,000 per occurrence”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Prime Financial Services

Prime Financial Services

US buyers who want life and income protection arranged through a broker with phone and email support.

8.7/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings