Progressive review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Progressive suits households in the US who want auto, home, renters, life, travel and pet cover from a single insurer. Premiums start at $75 and monthly payments are available, so the appeal is breadth plus a bill spread across the year.
Key facts
- Best for
- A single US insurer for a bundle of personal lines paid monthly.
- Premium from
- $75 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Renters, Life, Travel, Pet, Motorcycle, Breakdown, Gadget (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- USD 5,000, 10,000 or 20,000 annual benefit (Source, checked September 26, 2026)
- Claims channels
- Phone, Online, App, Agent (Source, checked September 26, 2026)
- Legal entity
- Progressive Casualty Insurance Company (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 1937 (Source, checked September 26, 2026)
- Support channels
- Phone, Chat, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- progressive.com
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Cover spans auto, home and renters, so a household can hold several lines with a single provider.
- Claims can be opened through phone, online and app, including an agent and an app.
- Monthly payments are available and monthly is the only payment model listed, so the premium is paid in instalments.
Cons
- Pet cover pays USD 5,000, 10,000 or 20,000 annual benefit, so a costly year at the vet can outrun the payout.
- Support runs on phone, chat and help centre only, so email is not among the ways to reach the insurer.
- The listed licences are held in California, Texas, Iowa and Florida, so the agencies behind pet cover answer to state regulators, with Iowa license #1002314428 one example.
Who it suits
- Households in the US that want several personal lines from a single provider rather than separate ones, with auto, home and renters on the list.
- Pet owners happy with USD 5,000, 10,000 or 20,000 annual benefit who pay monthly.
- Drivers and riders who like claiming through phone, online and app and having an agent as well as digital routes.
Who should look elsewhere
- Good Sam Insurance Agency, if health cover matters: its list runs to auto, home and renters while Progressive's stops at auto, home and renters.
- bunq, if you want a personal finance app that opens at €0 rather than personal lines.
How Progressive compares
9.3 vs 9.49.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.09.3 vs 9.4
9.3 vs 9.3
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.99.3 vs 9.3
9.3 vs 8.6
- 9.3 vs 9.3
- 9.3 vs 9.3
Max Life Insurance
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.29.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.19.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.89.3 vs 8.8
9.3 vs 8.6- 9.3 vs 8.4
- 9.3 vs 8.2
Fit 2 Trip
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Where Progressive is available
- Available
- United States
- Licence in United States
- California Department of Insurance (Progressive Advantage Agency, Inc.) (CA Lic #0F50053), checked September 26, 2026
- Licence in United States
- Texas Department of Insurance (Progressive Advantage Agency, Inc.) (TX Lic #1394132), checked September 26, 2026
- Licence in United States
- California Department of Insurance (CP Pet Insurance Services, LLC) (CA license #0N14138), checked September 26, 2026
- Licence in United States
- Iowa Insurance Division (Companion Protect Agency, LLC) (Iowa license #1002314428), checked September 26, 2026
- Licence in United States
- Florida Department of Financial Services (Companion Protect Agency, LLC) (FL License # L106403), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Progressive cost?+
Cover starts at $75 for the year. That opening figure sits above the median of €8.37 across the brands on the site, so expect to pay more than a typical listing at the outset. What you actually pay depends on the line, the cover chosen and where you live.
What can I cover with Progressive?+
The list runs to auto, home and renters, so auto, home, renters, life, travel, pet, motorcycle, breakdown and gadget cover all come from the same provider. Progressive is an insurer rather than a broker, which keeps the policies with the company that pays the claim.
How do I make a claim?+
Claims run through phone, online and app. Phone, online, app and agent are all listed, so you choose the route that suits you: a call to talk it through, the app to log it as it happens, or an agent in person.
What support can I get?+
Support runs on phone, chat and help centre: phone, chat and a help centre. Call when a claim is urgent, hold a chat conversation for a quick answer, or read the help centre in your own time. Email is not on that list.
Who regulates Progressive?+
State departments hold the licences. The California Department of Insurance licenses Progressive Advantage Agency, Inc. under CA Lic #0F50053, and the Iowa Insurance Division licenses Companion Protect Agency, LLC under Iowa license #1002314428. The Texas and Florida regulators appear alongside them.
How much does the pet policy pay?+
Pet cover pays USD 5,000, 10,000 or 20,000 annual benefit, so you pick the level that matches your vet costs. You pay monthly, since monthly payments are available and monthly is the payment model listed for the policy.
Can I pay monthly?+
Yes, monthly payments are available, and monthly is the only payment model listed, so the premium is spread across the year rather than settled in a single payment. That suits anyone who prefers a smaller regular outgoing cost to a large annual bill.
Who is Progressive for?+
It suits people in the US who want several lines from a single company. Founded in 1937 and based in the United States, Progressive is a long-standing insurer, and the breadth of auto, home and renters means the car, the home, the pet and the trips can all sit on a single policy year.
What are the alternatives?+
Good Sam Insurance Agency covers auto, home and renters, which adds health to the personal lines on offer. bunq quotes from €0 and EuroAsia Insurance from UZS 60,000, so each is a different bet: health added, banking, or a single car premium.
Sources
- progressive.com checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity, Premium from, Support channels
“A leading insurance company, trusted since 1937”
- progressive.com/auto checked September 26, 2026
Backs: Claims channels
“You can file a car insurance claim with Progressive by logging in to your policy, calling 1-800-776-4737, or using the Progressive app.”
- progressive.com/pet-insurance checked September 26, 2026
Backs: Cover limit, Pricing model, Monthly payments, Licences
“Policyholders have the option of an annual coverage benefit of $5,000, $10,000, or $20,000.”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.