SafetyWing review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
SafetyWing is a managing general agent selling nomad health and travel cover to expats who want one monthly subscription instead of separate policies. Premiums start at $62.72, so the monthly convenience carries a higher price than many insurers in the comparison.
Key facts
- Best for
- Expats who want health and travel cover billed monthly from one account.
- Premium from
- $62.72 (Source, checked September 26, 2026)
- Insurance types
- Travel, Health (Source, checked September 26, 2026)
- Provider type
- Mga (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- US$250,000 overall limit (Source, checked September 26, 2026)
- Claims channels
- Online, Email (Source, checked September 26, 2026)
- Age range
- Under 18 to 64 (Source, checked September 26, 2026)
- Legal entity
- Safety Nest, Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Chat, Email (Source, checked September 26, 2026)
- Audience
- Expats
- Pricing model
- Monthly
- Official website
- safetywing.com
Business insurance
- Provider type
- Mga (Source, checked September 26, 2026)
- Premium from
- $62.72 (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Legal entity
- Safety Nest, Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Chat, Email (Source, checked September 26, 2026)
Pros and cons
Pros
- One subscription covers both health and travel cover for expats
- Monthly payments keep the cash flow simple, with monthly billing confirmed
- An overall cover limit of US$250,000 overall limit on the Complete Plan
- Claims can be started online or by email, without a phone call
Cons
- Premiums start at $62.72, far above the site median of €8.37
- Support runs on chat and email only, with no phone line listed
- The legal entity is Safety Nest, Inc., an agency rather than the insurer itself
Who it suits
- Expats living abroad who want health and travel cover together
- Longer stays where local public healthcare is thin
- Anyone who prefers a fixed monthly payment over an annual renewal
Who should look elsewhere
- Travellers taking one short trip who only need a single-trip policy
- Anyone wanting to speak to an insurer by phone, since support runs on chat and email
- Buyers on a tight budget, with premiums from $62.72 against a site median of €8.37
How your money is protected
The agency itself, SafetyWing as Managing General Agent, Ltd, is registered in the Turks and Caicos. Overall cover on the Complete Plan sits at US$250,000 overall limit.
The company behind it
The contract is with Safety Nest, Inc., based in the US, and SafetyWing operates as a managing general agent that places cover with the insurers named in the plan terms. Help runs on chat and email, so questions go by chat or email rather than a phone line. The offer is built around expats who move between countries, with monthly billing as the standard model.
How SafetyWing compares
8.6 vs 8.6
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 8.8
8.6 vs 8.7
8.6 vs 9.0
8.6 vs 9.4
8.6 vs 9.3
8.6 vs 8.9
8.6 vs 8.9
8.6 vs 8.9
8.6 vs 9.3- 8.6 vs 9.3
8.6 vs 9.3Max Life Insurance
8.6 vs 9.3
8.6 vs 9.3
8.6 vs 9.3
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2
8.6 vs 9.2- 8.6 vs 9.1
8.6 vs 9.1
8.6 vs 9.1
8.6 vs 8.9
8.6 vs 8.9
8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.6- 8.6 vs 8.4
- 8.6 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
mtu24
Where SafetyWing is available
- Available
- Puerto Rico, Turks and Caicos Islands
- Licence in Puerto Rico
- SafetyWing Insurance I.I. (Puerto Rico domiciled international insurer), checked September 26, 2026
- Licence in Turks and Caicos Islands
- SafetyWing (Managing General Agent), Ltd (registered MGA, Turks and Caicos), checked September 26, 2026
- Licence in Puerto Rico
- SafetyWing Insurance II (travel portion of the Complete Plan), checked September 26, 2026
- Licence in Puerto Rico
- VUMI Group, I.I. (health portion of the Complete Plan), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does SafetyWing cost?+
Premium starts at $62.72 for the nomad plan. The site median across compared brands is €8.37, so this sits well above the middle of the market. Payment is monthly, so the figure is spread across the month rather than paid as one annual sum.
What does the monthly subscription cover?+
The Complete Plan bundles health and travel cover for expats, with an overall limit of US$250,000 overall limit. Monthly payments are available, and the model is monthly billing throughout. Both the health and travel sides sit with the same subscription rather than separate policies.
Who is this plan built for?+
The stated audience is expats, people living and working abroad rather than on a short visit. Eligibility runs Under 18 to 64 for members. Readers planning a brief holiday trip would find little here that a single-trip policy does not already cover.
How do I make a claim?+
Claims start online or by email, which are the two channels listed. Support itself runs on chat and email. There is no phone number in the way a claim is lodged, so keep your documents ready before opening the claim form.
Who do I deal with, and where is it based?+
The legal entity you contract with is Safety Nest, Inc., headquartered in the US. It acts as a managing general agent rather than as the insurer. Day to day questions go through chat or email under chat and email.
Does the plan pay out in a single currency?+
The overall cover on the Complete Plan is listed as US$250,000 overall limit, quoted in US dollars. Anything above that cap, or any cover outside the plan terms, is not included. Check the plan terms for the currency and the limits that apply to your country of residence.
Sources
- explore.safetywing.com/nomad-insurance-complete checked September 26, 2026
Backs: Age range, Audience, Claims channels, Pricing model
“Sign up until age 64, and once enrolled, your coverage is renewable indefinitely. Under 18 18-39 40-49 50-59 60-64”
- safetywing.com checked September 26, 2026
Backs: Headquarters
“San Francisco, USA”
- safetywing.com/contact checked September 26, 2026
Backs: Support channels
“Get a reply in under a minute through our live chat. Or, drop us a line via email and you'll receive a reply within 1-2 hours.”
- safetywing.com/nomad-insurance checked September 26, 2026
Backs: Cover limit, Provider type, Insurance types, Monthly payments, Premium from, Licences
“Essential plan US$250,000 overall limit”
- safetywing.com/terms-and-conditions checked September 26, 2026
Backs: Legal entity
“Proprietary Rights (c) Copyright 2017, Safety Nest Inc. ... Safety Nest Inc. (the "Company" or "SafetyWing")”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
SafetyWing
Expats who want health and travel cover billed monthly from one account.