Saga review

Saga lists car premiums from £289. Compare that with the site median of €8.37 and Saga's position of 246 out of 252 brands on the same measure. Saga is an insurer rather than a broker, so the figure comes from its own book.

Saga's car policies carry an excess from £25, the slice of a claim you meet yourself before the insurer pays. Saga is an insurer rather than a broker, so that excess sits on its own policies and not on a panel arranged through a third party.

Yes. Saga is authorised and regulated by the Financial Conduct Authority under reference 311557, and it is based in the United Kingdom. Its policies are written by Saga Services Limited, so claims and premium sit with the same company.

Saga is built for adults 50 and over, with the audience listed as seniors. Cover spans car, home, renters, travel, health, landlord and breakdown (auto, home and renters), so a household in that range can hold several policies with the same insurer. Younger drivers sit outside the range.

Saga offers monthly payments, and the model it prices on is monthly (monthly). That spreads the premium across the year rather than asking for a lump sum at the start, which suits people who budget from a fixed income or a pension.

Claims run on phone and online, so phone and online are the routes. Help before a claim runs on phone, chat and help centre, adding chat and a help centre to the phone line. Saga is an insurer, so a claim stays with the company that wrote the policy.

On starting price, yes. bunq shows a premium from €0 and EuroAsia Insurance from UZS 60,000, both below Saga at £289. Good Sam Insurance Agency takes a different route, listing auto, home and renters cover.

Saga is an insurer (insurer) under the legal entity Saga Services Limited, founded in 1951 and based in the United Kingdom. Buying direct keeps premium, excess and claims with the same company, though Saga starts at £289, above the site median of €8.37.