Scotiabank Peru review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Scotiabank Peru suits people in Peru who want car, home, life, health, critical illness and income protection from one bank. The starting premium is PEN 65, and claims run by phone, in a branch, online or by email: phone, branch and web.

Key facts

Best for
One Peruvian bank that arranges car, home, life, health, critical illness and income protection in a single relationship, with claims handled the same way.
Premium from
PEN 65 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Critical-illness, Income-protection (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Cover limit
SOAT: 4 UIT for death, up to 5 UIT for medical expenses, up to 1 UIT for temporary incapacity, up to 1 UIT for funeral expenses (UIT = S/ 3,950) (Source, checked September 26, 2026)
Claims channels
Phone, Branch, Web, Email (Source, checked September 26, 2026)
Age range
18 to 79 years 11 months 29 days entry age (loans: max entry 69 years 364 days) (Source, checked September 26, 2026)
Headquarters
Peru (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Audience
Seniors
Official website
scotiabank.com.pe

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataLinkedInXfacebook.cominstagram.comyoutube.com

Pros and cons

Pros

  • Auto, home, life, health, critical illness and income protection from one provider: auto, home and life
  • Claims can be raised by phone, in a branch, online or by email: phone, branch and web
  • Support runs on phone, email and a help centre: phone, email and help centre
  • Aimed at older customers, with life cover entry ages from a minimum age to a maximum age: seniors

Cons

  • A broker rather than an insurer, so the wording and the claims process sit with the underwriter: broker
  • Everyday support covers phone, email and a help centre, with no live chat or in-app messaging: phone, email and help centre
  • The book is written for a single market, Peru, so policies quoted here do not carry to customers elsewhere: PE
Scotiabank Peru

Ready to try Scotiabank Peru?

Scored 9.0 / 10 by AssureCue.

See alternatives

Who it suits

  • Peruvian households who want car, home, life, health, critical illness and income protection in one place: auto, home and life
  • Older customers, and borrowers taking out cover alongside a loan, since the stated audience is seniors in Peru: seniors
  • Customers who would rather handle a claim in a branch than online, with branch claims support: phone, branch and web

Who should look elsewhere

  • bunq: a euro-priced bank with a starting premium of €0, which suits euro customers rather than a Peruvian policy book
  • EuroAsia Insurance: a single car line starting at UZS 60,000, for drivers who want vehicle cover alone without home or life policies
  • Good Sam Insurance Agency: covers auto, home and renters, so it fits renters, travel, pet and motorcycle risks, not a Peruvian bank book

Who runs it

Scotiabank Peru is based in Peru: PE. That suits customers who already bank with the group and want insurance questions handled through the same relationship they use for payments.

How Scotiabank Peru compares

Where Scotiabank Peru is available

Available
Peru

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of insurance does Scotiabank Peru sell?+

The book covers auto, home and life, so car, home, life, health, critical illness and income protection come from the same provider. That suits anyone who would rather deal with one bank than price each risk on its own.

How much does cover start at?+

The starting premium is PEN 65. Across the site the median starting premium is €8.37 and the upper quartile is €29.72. Those figures sit in different currencies, so compare like for like and price the line you want.

How do I make a claim?+

Claims can be raised by phone, in a branch, online or by email: phone, branch and web. A branch route suits customers who prefer to deal with a person, while web and email keep a written record of what was submitted.

What support is available outside a claim?+

Support runs on phone, email and a help centre: phone, email and help centre. Live chat is not in that set, so anything needing back and forth is easier by phone or email. Policy wording, premiums and renewal details run through the same routes.

Is Scotiabank Peru an insurer or a broker?+

It is set up as a broker: broker. The bank arranges the policy and an underwriter carries the risk, so the claims process and the wording sit with the insurer named in the documents. Check that name before signing.

Who is this cover aimed at?+

The stated audience is seniors: seniors. Entry ages on the life cover start at a minimum age for adults and stop at a maximum age, with a lower maximum when the cover is attached to a loan. That suits older customers and anyone insuring alongside borrowing.

Which country does the cover apply in?+

The bank is based in Peru: PE, and the policies are written for that single market. Premiums and sums insured follow local rules and local prices, so a quote for a Peruvian customer does not carry to a customer in another country.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Scotiabank Peru

Scotiabank Peru

One Peruvian bank that arranges car, home, life, health, critical illness and income protection in a single relationship, with claims handled the same way.

9.0/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings