State Farm review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
State Farm is a US insurer whose mutual book spans auto, home, renters, landlord, life, health, pet and motorcycle, so it suits households bundling several lines with one company. The site's median starting premium is €8.37, which makes it a sensible first quote for US family cover.
Key facts
- Best for
- US households wanting auto, home, renters, landlord, life, health, pet and motorcycle cover from one insurer.
- Insurance types
- Auto, Home, Renters, Landlord, Life, Health, Pet, Motorcycle (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Cover limit
- Unlimited payouts on covered costs (Trupanion pet medical) (Source, checked September 26, 2026)
- Claims channels
- Online, Mobile-app, Phone (Source, checked September 26, 2026)
- Legal entity
- State Farm Mutual Automobile Insurance Company (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 1922 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- statefarm.com
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Cover spans auto, home and renters, so a household can keep every line with one company.
- Claims can be opened on online, mobile app and phone, which includes the mobile app as well as phone and web.
- Policies are written by State Farm Mutual Automobile Insurance Company, an insurer founded in 1922 in the US.
Cons
- Customer service runs on phone and help centre, so email and live chat are not among the routes in.
- Price signals are thin: the site median start is €8.37 against €8.72 in the car ranking.
- Home emergency does not appear in auto, home and renters, so that cover sits elsewhere.
Who it suits
- US households bundling car and home cover with one mutual, since the book covers auto, home and renters.
- Pet owners who read Unlimited payouts on covered costs (Trupanion pet medical) and want the animal insured by the same company as the car.
- People who like filing claims on online, mobile app and phone, including the mobile app.
Who should look elsewhere
- Hiscox UK, where home, renters and landlord adds home emergency to home, renters and landlord cover.
- Good Sam Insurance Agency, whose auto, home and renters covers the same personal lines and adds travel.
- Euroasia Insurance, if auto, home and travel suits you better, with travel and gadget cover in place of life, health and pet.
How State Farm compares
9.4 vs 8.6
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 8.8
9.4 vs 8.7
9.4 vs 9.0
9.4 vs 9.4
9.4 vs 9.3
9.4 vs 8.9
9.4 vs 8.9
9.4 vs 8.9
9.4 vs 9.3- 9.4 vs 9.3
9.4 vs 9.3Max Life Insurance
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.2- 9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 8.9
9.4 vs 8.9
9.4 vs 8.8
9.4 vs 8.8
9.4 vs 8.6- 9.4 vs 8.4
- 9.4 vs 8.2
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Where State Farm is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is State Farm an insurer or a broker?+
State Farm trades as State Farm Mutual Automobile Insurance Company, and its entity kind is insurer. That means the company underwrites its own policies rather than placing cover for other insurers as a broker, and it operates from the US.
What lines can I cover with State Farm?+
The book covers auto, home and renters, so auto, home, renters, landlord, life, health, pet and motorcycle all sit with one provider. Bundling is the easier route, since each line is handled under the same legal entity, State Farm Mutual Automobile Insurance Company.
How much would cover cost here?+
On this comparison the median starting premium across listings is €8.37. The car ranking puts its median at €8.72 and the landlord ranking at €11.33, so a family quote shifts by line.
How do I make a claim?+
Claims can be opened on online, mobile app and phone, which covers online, the mobile app and phone. Filing digitally keeps the first notification and the documents together, while the phone route stays open for anything urgent.
How do I get help with an existing policy?+
Service runs on phone and help centre, so a call or a help centre article is the route in. Email and live chat are not listed among the support channels, which matters if you would rather write than call.
Are there limits on pet medical payouts?+
The pet line is the exception: Unlimited payouts on covered costs (Trupanion pet medical). On that product covered vet costs are paid in full, though the cover is written under a named partner rather than the rest of the book held by State Farm Mutual Automobile Insurance Company.
How long has State Farm been around?+
State Farm was founded in 1922 and operates from the US. An insurer of that age has had time to build agent and claims networks, though age says nothing about how a given quote will be priced.
Who does State Farm suit?+
The mix suits people who want one company for the whole household, since auto, home and renters covers cars, property, life, health and animals together. It fits a US family insuring a car, a home and a pet through a single relationship.
Sources
- statefarm.com checked September 26, 2026
Backs: Founded, Insurance types
“Since 1922, we've been working hard to help better protect you and those you love.”
- statefarm.com/customer-care/insurance-bill-pay checked September 26, 2026
Backs: Support channels
“Call us, 24/7, at 800-440-0998.”
- statefarm.com/insurance/auto checked September 26, 2026
Backs: Claims channels, Provider type, Headquarters, Legal entity
“If you're in an accident or your car is damaged, you can report your claim online, use our mobile app or call for assistance.”
- statefarm.com/insurance/pet checked September 26, 2026
Backs: Cover limit
“No payout limits - Enjoy unlimited payouts on covered costs.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.
Related by the facts
State Farm
US households wanting auto, home, renters, landlord, life, health, pet and motorcycle cover from one insurer.