Steadily review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Steadily writes landlord insurance and nothing else, running as an insurer based in the US. Landlord premiums start at $892 to $2,561 a year, far above what many personal lines charge, and the account is single purpose, which keeps cover narrow but easy to follow.

Key facts

Best for
Landlords with a rental property who want one insurer focused on lettings cover.
Premium from
$892 to $2,561 (Source, checked September 26, 2026)
Insurance types
Landlord (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Cover limit
$300,000 to $2,000,000 liability per occurrence (Source, checked September 26, 2026)
Claims channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Legal entity
Steadily, Inc. (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Official website
steadily.com

Pros and cons

Pros

  • Specialises in landlord cover only, so the policy set is easy to read
  • Liability cover per occurrence runs $300,000 to $2,000,000 liability per occurrence, set by the policy rather than a fixed default
  • Claims can start on phone, email and help centre, giving a phone route as well as written ones
  • Regulated in the US, with an Arizona Department of Insurance listing and a NIPR registration

Cons

  • Landlord cover is the only line sold, so home, renters and other policies need another provider
  • Premiums sit well above the site spread, starting at $892 to $2,561 a year
  • Help runs on email, phone and help centre only, with no live chat listed
Steadily

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Scored 8.8 / 10 by AssureCue.

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Who it suits

  • Landlords renting out a property in the US who want a single, focused policy
  • People who prefer a direct insurer dealing with them rather than a broker or comparison site
  • Anyone comfortable with a landlord-only product and a US licensing footprint

Who should look elsewhere

  • Homeowners or renters who need buildings or contents cover, where Hiscox UK sells home, renters and landlord
  • People wanting a broad personal portfolio under one provider, such as the auto, life, health and travel lines at Good Sam Insurance Agency
  • Anyone needing a single market comparison, since EuroAsia Insurance quotes UZS 60,000 under a different currency and market

Who runs it

Steadily operates as Steadily, Inc., an insurer headquartered in the US. Support and email, phone and help centre cover how policyholders reach the team before and after a purchase. Two US registrations apply: NAIC 16963 through the Arizona Department of Insurance, and NPN 19627533 for producer records, so the entity is recorded in the state where it is based.

How Steadily compares

Where Steadily is available

Available
United States
Licence in United States
Arizona Department of Insurance (NAIC) (NAIC 16963), checked September 26, 2026
Licence in United States
NIPR (National Insurance Producer Registry) (NPN 19627533), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does landlord insurance from Steadily cost?+

Annual premiums start at $892 to $2,561 for a landlord policy. That figure is well above the cheapest personal lines on the comparison, and it reflects a product sold for rental properties rather than owner occupied homes.

What does Steadily actually insure?+

Steadily writes landlord cover, so the product list is short and built around rental properties. Home, renters, auto and other personal lines are not offered under this brand.

How much liability cover is included?+

Liability per occurrence is set at $300,000 to $2,000,000 liability per occurrence on the landlord policy. Higher limits come from the schedule, so a portfolio with several tenants may need the limit raised.

Is Steadily regulated?+

Yes. Steadily holds NAIC 16963 with the Arizona Department of Insurance and appears on the National Insurance Producer Registry under NPN 19627533. Both listings are US registrations.

How do I make a claim?+

Claims start on phone, email and help centre, so phone, email and the help centre are all available. A call is the quickest route when damage needs to be reported and documented.

How do I get help from Steadily?+

Support runs on email, phone and help centre, which covers email, phone and a help centre. There is no live chat in that list, so questions are handled asynchronously or by phone.

Can I cover several properties with one policy?+

The cover is aimed at landlords, and the liability limit runs to $300,000 to $2,000,000 liability per occurrence per occurrence. Additional properties are set within the policy rather than through a separate personal line.

Does Steadily sell home or renters insurance?+

No, landlord lists landlord cover as the only category. If you also need buildings or contents cover, a provider selling home, renters and landlord is the place to look.

Sources

  • steadily.com checked September 26, 2026

    Backs: Claims channels, Insurance types, Support channels

    “Support (https://help.steadily.com/) | Claims (/claims) | (888) 966-1611 | Submit a claim (/claim-submit) | support@steadily.com”

  • steadily.com/faq/how-much-does-landlord-insurance-cost checked September 26, 2026

    Backs: Premium from

    “Steadily quote data shows averages running from around $892 per year in low-risk states like Idaho up to $2,561 per year in Louisiana”

  • steadily.com/landlord-coverages/liability checked September 26, 2026

    Backs: Cover limit

    “Every Steadily landlord policy ships with liability coverage from $300,000 to $2,000,000, your choice at quote time.”

  • steadily.com/licenses checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “Steadily Insurance Company and Steadily Insurance Agency, Inc. are wholly owned subsidiaries of Steadily, Inc. Steadily Insurance Company is an Arizona insurance company; NAIC 16963.”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Steadily

Steadily

Landlords with a rental property who want one insurer focused on lettings cover.

8.8/10See alternatives

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