Swedbank review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Swedbank sells auto, home, travel, life, income protection and home emergency cover from one insurer, which suits Estonians, and seniors in particular, who want cover held with their bank. The listed starting premium is €6.25 a month, ranking 108 of 252 brands.
Key facts
- Best for
- Estonians who bank with Swedbank and want personal cover in the same place.
- Premium from
- €6.25 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Travel, Life, Income-protection, Home-emergency (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Excess from
- €50 (Source, checked September 26, 2026)
- Cover limit
- 1,000,000 EUR medical cover (travel insurance) (Source, checked September 26, 2026)
- Claims channels
- Phone (888 2111, 24h), Online claim form in internet bank (Source, checked September 26, 2026)
- Age range
- 18-70 (Source, checked September 26, 2026)
- Legal entity
- Swedbank AS (Source, checked September 26, 2026)
- Headquarters
- Estonia (Source, checked September 26, 2026)
- Founded
- 1820 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Audience
- Seniors
- Pricing model
- Monthly
- Official website
- swedbank.ee
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- One insurer handles auto, home, travel, life, income protection and home emergency cover (auto, home and travel).
- Policies can be paid monthly (monthly), and monthly payments are available on the car cover too.
- Claims run by phone and through an online claim form in the internet bank (phone (888 2111, 24h) and online claim form in internet bank).
- On travel cover the excess starts at €50, with medical costs met under 1,000,000 EUR medical cover (travel insurance).
Cons
- The starting premium of €6.25 ranks 108 of 252 brands, so entry pricing sits well back in the field.
- Support runs on email and phone only, with no live chat route listed.
- Life insurance is written for the 18-70 age band, so anyone past the upper end falls outside it.
Who it suits
- Swedbank customers in EE who would rather hold policies beside their current account.
- Seniors, the audience the bank names for its cover (seniors), shopping for life or travel policies.
- Households wanting auto, home, travel, life, income protection and home emergency from a single insurer (auto, home and travel).
Who should look elsewhere
- Anyone after health, pet or motorcycle cover, since Swedbank's list stops at auto, home and travel while Good Sam Insurance Agency carries pet, health and motorcycle lines (auto, home and renters).
- Buyers shopping outside EE, where EuroAsia Insurance quotes UZS 60,000 in its own market instead.
- Anyone whose first filter is the starting premium alone, since bunq lists €0 where Swedbank's entry point is €6.25 a month.
How Swedbank compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.3- 9.3 vs 9.3
9.3 vs 9.3Max Life Insurance
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2- 9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.6
9.3 vs 8.6- 9.3 vs 8.4
- 9.3 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
Where Swedbank is available
- Available
- Estonia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Swedbank insurance cost a month?+
The listed starting premium is €6.25 a month, and monthly payments are available, so cover can be budgeted in instalments. That sits below the middle of the market, where the median starting premium across the site is €8.37, and most listed prices run higher.
Who can take out Swedbank's life insurance?+
The life policy is written for the age band 18-70, so both a minimum age and an upper limit apply. Swedbank also names seniors as the audience for its cover (seniors), which fits a customer base further along in life.
What kinds of insurance does Swedbank sell?+
The list covers auto, home, travel, life, income protection and home emergency (auto, home and travel). Health, pet and motorcycle lines sit outside it, so those needs point elsewhere. Good Sam Insurance Agency, for instance, lists pet, health and motorcycle cover (auto, home and renters) as well.
How do I make a claim with Swedbank?+
Claims start by phone or through the online claim form in the internet bank (phone (888 2111, 24h) and online claim form in internet bank), so a claim can be logged without visiting a branch. Policy support runs on email and phone, and the contracts sit with Swedbank AS.
Is Swedbank an insurer or a broker?+
Swedbank is an insurer (insurer), not a broker or comparison service, so it underwrites the cover it lists and the claim stays with the same company. The contracts are written by Swedbank AS, a group founded in 1820 and based in Estonia.
What is the excess and the medical limit on Swedbank travel insurance?+
The excess on travel cover starts at €50, which is the share of a settled claim you pay yourself. The medical limit on the same policy is 1,000,000 EUR medical cover (travel insurance), so a higher medical ceiling is worth checking for longer or costlier trips.
How does Swedbank's pricing compare with other providers?+
On the listed starting premium, Swedbank sits below the middle of the market and ranks 108 of 252 brands on that measure. For contrast, EuroAsia Insurance lists UZS 60,000 and bunq lists €0, each in its own currency.
Who is Swedbank insurance aimed at?+
The audience for the cover is seniors (seniors), and life insurance is written for the age band 18-70. Both point at older customers in EE who already bank with Swedbank and would rather keep policies beside the current account.
Sources
- en.wikipedia.org/wiki/Swedbank checked September 26, 2026
Backs: Founded
“Founded 1820; the first Swedish savings bank was founded in Gothenburg in 1820”
- swedbank.ee checked September 26, 2026
Backs: Audience, Headquarters, Legal entity
“Customer programmes: Private banking, Gold customers, Seniors, Parent, Young people and students”
- swedbank.ee/elukindlustus checked September 26, 2026
Backs: Age range, Claims channels, Provider type, Premium from
“Life insurance: cover applies at ages 18-70; policy can be taken out at 18-68 (trauma cover 18-60)”
- swedbank.ee/kaskokindlustus checked September 26, 2026
Backs: Pricing model, Monthly payments
“You can pay for the insurance monthly, quarterly or half-yearly; the price does not rise because of this”
- swedbank.ee/kodukindlustus checked September 26, 2026
Backs: Insurance types, Support channels
“Home insurance, motor insurance (kasko), travel insurance and life insurance; home insurance includes 24/7 home assistance and loss-of-income cover helps repay a loan if you lose your job or working...”
- swedbank.ee/reisikindlustus checked September 26, 2026
Backs: Cover limit, Excess from
“Travel insurance: medical cover can be insured up to 1 000 000 EUR; accident cover 10 000 EUR”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Swedbank
Estonians who bank with Swedbank and want personal cover in the same place.