T-Bank Insurance review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

T-Bank Insurance is a straightforward insurer for anyone who wants personal cover sold through the bank they already use, and it sits inside the market's typical price band. Premiums sit close to the site median of €8.37, and one insurer holds the cover in-house.

Key facts

Best for
People who want personal lines from a single Russian insurer inside their everyday banking app.
Insurance types
Auto, Home, Renters, Travel, Critical-illness, Life, Income-protection (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Claims channels
Mobile app, Call centre, Client office (Source, checked September 26, 2026)
Age range
Children and adults up to 75 (critical illness / cancer cover) (Source, checked September 26, 2026)
Legal entity
Joint-stock company T-Strakhovanie (AO T-Strakhovanie) (Source, checked September 26, 2026)
Headquarters
Russia (Source, checked September 26, 2026)
Founded
2013 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Official website
tinsurance.ru

Apps and profiles

Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • Cover spans auto, home, renters, travel, life, critical illness and income protection, so most needs stay with one insurer
  • Claims run through a mobile app, a call centre and a client office, giving both remote and face to face options
  • An insurer rather than a broker, so policies come straight from the company that carries the risk
  • Support reaches you on phone and help centre for policy questions

Cons

  • Support runs on phone and help centre, so questions not covered there need another route
  • The range stops at auto, home and renters for the health side, and a licence check is done in RU only
T-Bank Insurance

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Who it suits

  • Households in RU who bank with the same group and want cover in one app
  • Drivers and renters who value a single insurer across motor, home and personal lines
  • Parents and adults who want life or income protection from the same insurer as their motor cover

Who should look elsewhere

  • Shoppers wanting pet or gadget cover, which auto, home and renters does not list
  • Anyone comparing a single market, since the licence sits with the RU regulator only

The company behind it

T-Bank Insurance trades as Joint-stock company T-Strakhovanie (AO T-Strakhovanie), an insurer based in Russia that has operated since 2013. It appears in the Bank of Russia (Central Bank of Russia) state register of insurance entities under 191, which is the entry a reader can check. Policy help runs on phone and help centre, with claims handled through a mobile app, a call centre and a client office.

How T-Bank Insurance compares

Where T-Bank Insurance is available

Available
Russia
Licence in Russia
Bank of Russia (Central Bank of Russia) state register of insurance entities (191), checked September 26, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What kinds of policy can I buy from T-Bank Insurance?+

The list covers auto, home, renters, travel, life, critical illness and income protection. That mix suits a household that wants motor, property and personal protection from one provider. Whether the line is offered depends on the product, so check the quote for your own situation.

Is T-Bank Insurance an insurer or a broker?+

It is an insurer, which means the company carries the risk on the policies it sells rather than passing it to another carrier. That usually means fewer parties between you and the claim. Its legal name is Joint-stock company T-Strakhovanie (AO T-Strakhovanie).

How safe is the money behind the policy?+

The company sits in the Bank of Russia (Central Bank of Russia) state register of insurance entities, listed as 191. It is based in Russia, so the register entry is the place to confirm the company's standing and details.

How do I make a claim?+

Claims run through a mobile app, a call centre and a client office, so a claim can be started from the app or handled face to face at an office. Policy questions run on phone and help centre. The mix of remote and in person routes helps if you prefer not to travel.

What can I expect to pay?+

Pricing across the site sits at a median of €8.37, with a mid range of €2.92 to €29.72. The spread from €0 to €3,431.08 shows how widely premiums can vary, so a quote for your own details is the only real guide.

What do premiums look like in each line?+

Market prices differ by line. The car median is €8.72, the home median €8.50 and the critical illness median €8.40, while the site median is €8.37. T-Bank Insurance sells the lines in auto, home and renters, so a quote on one product says little about another.

How long has the company been trading?+

It has been operating since 2013, as a joint stock company registered in Russia. A company with that history has an established record rather than being a recent addition to the market.

Sources

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

T-Bank Insurance

T-Bank Insurance

People who want personal lines from a single Russian insurer inside their everyday banking app.

9.0/10See alternatives

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