The Hartford review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
The Hartford suits people buying US cover who want one insurer for auto, home, renters, pet and life, aimed at seniors. Car premiums are listed from $87, far above €0, so the trade-off is breadth and monthly paying against a higher entry price.
Key facts
- Best for
- One insurer for several US personal lines, paid monthly.
- Premium from
- $87 (Source, checked September 26, 2026)
- Insurance types
- Auto, Home, Renters, Pet, Life (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Claims channels
- Phone, Online, Mobile-app (Source, checked September 26, 2026)
- Legal entity
- The Hartford Insurance Group, Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 1810 (Source, checked September 26, 2026)
- Support channels
- Phone, Email (Source, checked September 26, 2026)
- Audience
- Seniors
- Pricing model
- Monthly
- Official website
- thehartford.com
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- One insurer covers auto, home, renters, pet and life under auto, home and renters.
- Monthly payments are available, and the pricing model is monthly under monthly.
- Claims can be started by phone, online and mobile app.
- Longstanding insurer, founded in 1810, holding NAIC registration 19682.
Cons
- Listed entry premium of $87 sits well above the €0 and UZS 60,000 figures.
- Support runs on phone and email only, with no chat or help centre listed.
- Insurance types list auto, home and renters but no health, travel or motorcycle cover.
Who it suits
- Seniors and older drivers shopping US car cover
- Households wanting auto, home, renters, pet and life with one insurer
- Anyone who prefers paying monthly rather than in one sum
Who should look elsewhere
- Drivers prioritising the lowest entry price over the range of lines
- People wanting live chat or a self-serve help centre, as support runs on phone and email only
- Anyone needing health, travel or motorcycle cover, since auto, home and renters leaves these out
How your money is protected
The Hartford is an insurer, insurer, rather than a broker, so cover comes from the company itself. It is registered with NAIC under licence 19682. Premiums are paid in monthly instalments under the monthly model, and claims are handled directly by the insurer through phone, online and mobile app, including a mobile app.
The company behind it
The legal entity is The Hartford Insurance Group, Inc., headquartered in the United States. It has operated since 1810, which makes it one of the longer established names in US insurance. Support is offered on phone and email. Its NAIC registration is 19682, and it writes across auto, home and renters for a mixed personal book.
How The Hartford compares
9.2 vs 8.6
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.3- 9.2 vs 9.3
9.2 vs 9.3Max Life Insurance
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2- 9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6
9.2 vs 8.6- 9.2 vs 8.4
- 9.2 vs 8.2
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Globely
Where The Hartford is available
- Available
- United Kingdom, United States
- Licence in United States
- NAIC (19682), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is the cheapest The Hartford car premium listed?+
Auto premiums are listed from $87 on The Hartford's senior car page. That sits well above €0 and the UZS 60,000 figure, so The Hartford is priced at the upper end of the field.
Can I pay The Hartford premiums monthly?+
Yes. Monthly payments are offered, and the pricing model is monthly under monthly. That spreads the cost of cover such as $87 across the year rather than one lump sum.
Is The Hartford an insurer or a broker?+
The Hartford is an insurer, listed as insurer. Its legal entity is The Hartford Insurance Group, Inc., so policies are underwritten by the company rather than placed on a broker market.
Which regulator licenses The Hartford?+
The Hartford holds NAIC registration 19682 in the US. It is headquartered in the United States and was founded in 1810, so it writes US personal cover directly.
What kinds of insurance does The Hartford sell?+
The listed lines are auto, home and renters. That covers auto, home, renters, pet and life, though health, travel and motorcycle cover do not appear on that list.
How do I make a claim with The Hartford?+
Claims can be started through phone, online and mobile app. Phone, online and the mobile app are all listed, so you can report a claim by call or through the app.
Who is The Hartford aimed at?+
The listed audience is seniors, so the pricing shown sits with drivers over a certain age. Anyone seeking the same lines at the €0 entry point would be looking elsewhere.
Which contact options does The Hartford offer?+
Support runs on phone and email, which are phone and email. Live chat and a self-serve help centre are not listed, so a chat-only preference points to another brand.
Sources
- thehartford.com checked September 26, 2026
Backs: Insurance types
“Car Insurance; Homeowners Insurance; Renters Insurance; Pet Insurance; LIFE WRITING COMPANY INFORMATION: Hartford Life and Accident Insurance Company”
- thehartford.com/aarp/car-insurance checked September 26, 2026
Backs: Audience, Pricing model, Monthly payments, Premium from
“We know that insurance needs can change as you get older, making us a trusted choice for car insurance for seniors”
- thehartford.com/about-us/insurance-history checked September 26, 2026
Backs: Founded
“Our story began in 1810 - as a fire insurance company.”
- thehartford.com/contact-the-hartford checked September 26, 2026
Backs: Claims channels, Support channels
“Download The Hartford's app to access your policy details, pay your bill, submit and track claims and get help when you need it most. Call The Hartford at 888-546-9099”
- thehartford.com/legal-notice checked September 26, 2026
Backs: Provider type, Headquarters, Legal entity, Licences
“The Hartford Insurance Group, Inc. ("The Hartford") is a financial holding company for a group of insurance and non-insurance subsidiaries ... that provide property and casualty insurance, group...”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.