UniCredit Bulbank review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

UniCredit Bulbank suits Bulgarian households and travellers who want home, life and travel cover paid monthly, arranged through a long standing bank rather than a standalone broker. Travel cover is the entry point at €3.39, and help runs on email, chat and phone for claims and questions.

Key facts

Best for
Monthly home, travel and life cover arranged through an established Bulgarian bank
Premium from
€3.39 (Source, checked September 26, 2026)
Insurance types
Home, Travel, Life (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
My Home insurance: insured sum for real property EUR 35,000-150,000; contents 10% of the selected real property insured sum (Source, checked September 26, 2026)
Legal entity
UniCredit Bulbank AD (Source, checked September 26, 2026)
Headquarters
Bulgaria (Source, checked September 26, 2026)
Founded
1964 (Source, checked September 26, 2026)
Support channels
Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
unicreditbulbank.bg

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaXLinkedIn

Pros and cons

Pros

  • Home, life and travel sit in one place (home, travel and life), so a household can cover property and trips together.
  • Travel cover starts at €3.39, while the site median sits at €8.37.
  • Support runs on email, chat and phone, so phone, email and chat are all available.
  • Monthly payments are offered (monthly), which suits people who budget month by month.

Cons

  • Cover is arranged as a broker (broker), so the underwriting insurer is one the bank selects for the policy.
  • Lines stop at home, travel and life, with no motor or health options listed (home, travel and life).
  • Monthly is the only payment route, so there is no annual billing to cut the yearly total (monthly).
UniCredit Bulbank

Ready to try UniCredit Bulbank?

Scored 9.2 / 10 by AssureCue.

See alternatives

Who it suits

  • Bulgarian households insuring a home and its contents alongside travel cover (home, travel and life).
  • Travellers who would rather settle cover with a monthly payment than a yearly bill (monthly).
  • People who want several contact routes open while a claim is handled (email, chat and phone).

Who should look elsewhere

  • Motor and health buyers: Hiscox UK lists home, renters and landlord, while this range runs to home, travel and life (home, travel and life).
  • Households wanting one policy per family member or pet: Good Sam Insurance Agency spans auto, home and renters.

Who runs it

UniCredit Bulbank AD is a Bulgarian bank, headquartered in Bulgaria and tracing its history to 1964. Insurance is arranged through the bank rather than underwritten by a separate insurance company, so the policy paperwork is a broker relationship. Help runs on email, chat and phone, covering phone, email, chat and a help centre.

How UniCredit Bulbank compares

Where UniCredit Bulbank is available

Available
Bulgaria

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does the travel cover cost?+

Travel cover starts at €3.39, which is the entry price for the trip policy rather than a quote for a particular destination or trip length. Home and life pricing is not published as a starting figure, so budgeting for those needs a direct quote.

Can I pay monthly instead of yearly?+

Yes. Monthly payments are available on the range, and monthly is the payment route the policies are set up on (monthly). There is no annual billing route listed, so a yearly lump sum is not how this range is priced.

Is UniCredit Bulbank an insurer or a broker?+

It is a bank that operates in the insurance market as a broker (broker). The policy itself is underwritten by an insurance company, so the terms and the claims sit with that insurer rather than with the bank.

What kinds of insurance can I buy here?+

The range lists home, travel and life (home, travel and life). Motor, health, pet, motorcycle and landlord cover do not appear anywhere in it, so anyone needing a motor or health policy has to look elsewhere.

How much are my home and contents insured for?+

The My Home policy insures the real property within a fixed band of sums, and contents are insured at a set share of whichever property sum you select, so contents cover moves up or down with the property figure.

How do I reach support?+

Support runs on email, chat and phone, meaning phone, email, chat and a help centre are all listed routes. That is a broad spread for a personal line, and it is the same set of contact points the bank lists for its customers.

How long has the bank been trading?+

UniCredit Bulbank traces its history to 1964 and is registered as UniCredit Bulbank AD, headquartered in Bulgaria. The insurance offering runs alongside the banking business rather than as a separate insurance group.

Is it cheaper than other options?+

On starting price, travel cover at €3.39 sits near the lower end of the site range, where the lower quartile is €2.92 and the median is €8.37. Home and life pricing is not published, so a full comparison starts with travel.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

UniCredit Bulbank

UniCredit Bulbank

Monthly home, travel and life cover arranged through an established Bulgarian bank

9.2/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings