Uzagrosugurta review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Uzagrosugurta is a long-standing insurer in UZ that bundles auto, home and health cover under the same roof, which suits households and seniors who want every line in the same place. The trade-off is breadth elsewhere: support runs on email and phone, and the lines stop short of pet, motorcycle and landlord cover.

Key facts

Best for
Personal lines in UZ from an insurer aimed at seniors.
Insurance types
Auto, Home, Health, Life, Travel (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Legal entity
O'zagrosug'urta Joint Stock Company (O'zagrosug'urta aksiyadorlik jamiyati) (Source, checked September 26, 2026)
Headquarters
Uzbekistan (Source, checked September 26, 2026)
Founded
1997 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Audience
Seniors
Official website
agros.uz

Business insurance

Provider type
Insurer (Source, checked September 26, 2026)
Legal entity
O'zagrosug'urta Joint Stock Company (O'zagrosug'urta aksiyadorlik jamiyati) (Source, checked September 26, 2026)
Headquarters
Uzbekistan (Source, checked September 26, 2026)
Founded
1997 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)

Pros and cons

Pros

  • Uzagrosugurta is an insurer, not a broker (insurer), so policies are underwritten by the company itself.
  • Households can place auto, home and health with the same underwriter rather than shopping each line separately.
  • Operating since 1997 from UZ, which gives long standing in its home market.
  • Aimed squarely at seniors, so the line-up is tuned to that group.

Cons

  • Support runs on email and phone only, with no chat or online help centre listed.
  • Cover stops at auto, home and health, leaving pet, motorcycle and landlord policies to other providers.
  • Good Sam Insurance Agency covers a wider set, including pet and motorcycle cover that auto, home and health does not reach.

Ready to try Uzagrosugurta?

Scored 9.2 / 10 by AssureCue.

Who it suits

  • Households in UZ that want auto, home and health handled by the same insurer.
  • Buyers in the seniors group, who are the focus the line-up is built around.
  • Motor owners who also want home, health, life and travel cover, rather than a home-led provider such as Hiscox UK.

Who should look elsewhere

  • Pet and motorcycle owners: Good Sam Insurance Agency covers those lines, which auto, home and health does not list.
  • Landlords and renters after landlord or renters cover: Hiscox UK is built around home, renters and landlord.
  • Anyone chasing gadget cover: EuroAsia Insurance lists auto, home and travel, which adds gadgets to the household set.

Who runs it

Uzagrosugurta trades as O'zagrosug'urta Joint Stock Company, the legal entity behind the policies. It is headquartered in Uzbekistan and has been operating since 1997, which gives it a long record in its home market. Support runs on email and phone, so questions and claims are handled by phone or email.

How Uzagrosugurta compares

Where Uzagrosugurta is available

Available
Uzbekistan

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Uzagrosugurta an insurer or a broker?+

Uzagrosugurta is an insurer, so policies are underwritten by the company itself rather than placed through a broker. The legal entity is O'zagrosug'urta Joint Stock Company, and it has traded since 1997 from UZ. That structure suits buyers who want cover straight from the underwriter.

Where is Uzagrosugurta based and how long has it run?+

The company is headquartered in Uzbekistan and has been operating since 1997. Its work concentrates on personal lines covering auto, home and health, so the experience sits with individual households rather than business accounts.

What kinds of policy can I buy?+

Uzagrosugurta writes auto, home and health policies, so a household can place motor, home, health, life and travel with the same underwriter. Lines outside that set, such as pet, motorcycle or landlord cover, sit with other providers, including Good Sam Insurance Agency and Hiscox UK.

Who is the main audience?+

The stated audience is seniors, a focus many general market insurers do not put first. Buyers in that group can place auto, home and health cover with the same underwriter, and the line-up is not limited to them alone.

How do I reach support?+

Support runs on email and phone, with phone suited to urgent claims and email suited to documents that need attaching. Both channels sit with the insurer, so a query or a claim does not pass through a separate broker or comparison desk.

What will the cover cost?+

Uzagrosugurta covers auto, home and health and the price follows the line you pick and the risk attached to it. Across the listings here the median starting premium is €8.37 and the lowest starting figure is €0, so a quote on one line will not match another.

How does it compare with EuroAsia Insurance and Hiscox UK?+

EuroAsia Insurance lists auto, home and travel, which adds gadget cover to the personal lines Uzagrosugurta writes. Hiscox UK is home led, with home, renters and landlord. Uzagrosugurta covers the wider spread of household policies, from auto, home and health.

Sources

  • agros.uz checked September 26, 2026

    Backs: Provider type, Headquarters, Insurance types, Support channels

    “"Uzagrosugurta" JSC is one of the universal insurance companies, providing all types of auto insurance and more than 140 other insurance services to legal entities and individuals.”

  • agros.uz/en/main-static-page/kompaniya-tarixi checked September 26, 2026

    Backs: Founded, Legal entity

    “The joint-stock company "O'zagrosug'urta" was established on February 25, 1997, based on the decree of the President of the Republic of Uzbekistan No. 1713.”

  • agros.uz/en/static-page/kop-soraladigan-savollar checked September 26, 2026

    Backs: Audience

    “Ha. Transport vositasini majburiy sug'urtalash bilan nafaqaho'rlarga 50% chegirma taqdim etiladi.”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Uzagrosugurta

Personal lines in UZ from an insurer aimed at seniors.

9.2/10See alternatives