Vietcombank review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Vietcombank suits people in Vietnam who bank with it and want health, life and critical illness cover arranged in the same place. It is a broker within a bank founded in 1963, offers health, life and critical illness as a single range, and does not offer monthly payments.

Key facts

Best for
Vietnamese bank customers wanting health, life and critical illness cover arranged through their bank.
Insurance types
Health, Life, Critical-illness (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
No (Source, checked September 26, 2026)
Cover limit
FWD Online Health Insurance: Care 50 - VND 50,000,000 per policy year inpatient; Care 100 - VND 100,000,000 per policy year inpatient (Source, checked September 26, 2026)
Age range
18 to 50 (FWD Online Health Insurance); max age at end of cover 75 (Source, checked September 26, 2026)
Legal entity
Joint Stock Commercial Bank for Foreign Trade of Vietnam (Ngân hàng TMCP Ngoại thương Việt Nam) (Source, checked September 26, 2026)
Headquarters
Vietnam (Source, checked September 26, 2026)
Founded
1963 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Official website
vietcombank.com.vn

Apps and profiles

Elsewhere
WikidataWikipediayoutube.comfacebook.com

Pros and cons

Pros

  • Health, life and critical illness all sit in one range, listed as health, life and critical illness
  • Brokers account for 37.2% of the brands on AssureCue, so arranging cover this way is a normal route
  • It is a broker for a bank founded in 1963 and based in Vietnam

Cons

  • Entry to the online health plan starts at a minimum age, so anyone past the entry window sits outside that product
  • Support runs on phone and help centre only, with no email or live chat route
Vietcombank

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Scored 8.7 / 10 by AssureCue.

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Who it suits

  • Bank customers in Vietnam who want a single place to arrange health, life and critical illness
  • Adults within the entry window for the online health plan, who can pick between a lower and a higher inpatient tier
  • People comfortable arranging cover through a broker

Who should look elsewhere

  • Anyone who needs the premium spread into smaller instalments, as Vietcombank has monthly payments: no
  • People who want email or live chat help, since support runs on phone and help centre only
  • Shoppers after gadget or property cover alongside life: Linxea lists life and Good Sam Insurance Agency spans auto, home and renters

The company behind it

Vietcombank arranges cover through the bank's own insurance arm, the foreign trade joint stock bank of Vietnam, founded in 1963 and headquartered in Vietnam. Inside that bank it is listed as a broker, which makes the bank the arranging point of contact for a policy. Support runs on phone and help centre, which is phone and help centre.

How Vietcombank compares

Where Vietcombank is available

Available
Vietnam

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Vietcombank actually sell?+

Vietcombank arranges health, life and critical illness cover, so health, life and critical illness sit within one range instead of needing separate providers. It is listed as a broker, and brokers make up 37.2% of the brands on AssureCue, which makes arranging cover this way a common route.

Can I pay monthly?+

Monthly payments: no. The premium is not spread across the year, so budgeting has to match the payment dates set on the policy. On AssureCue, 88.9% of brands do offer monthly payments, so anyone who needs smaller instalments has plenty to weigh.

What does the online health plan cover and cost?+

The online health plan comes in lower and higher inpatient tiers, and cover can run to a maximum age at the end of the term. For costs, the health ranking shows starting premiums running €0 to €1,000, and the median is €9.33.

Who is behind Vietcombank insurance?+

The policies are arranged by the insurance arm of Vietnam's foreign trade joint stock bank, founded in 1963 and based in Vietnam. Vietcombank is listed as a broker, so the bank is the arranging party customers deal with rather than a standalone insurer.

How do I get help?+

Support runs on phone and help centre, which covers phone and a help centre. Questions about an existing policy can be raised by phone or through written help content, but no email or live chat channel is listed for one-off queries.

Is Vietcombank regulated and is the money protected?+

No regulator or licence is listed for Vietcombank, so there is no named body or compensation scheme to point to. That check matters in a category where 332 of the brands on AssureCue hold a licence, so ask who underwrites the policy before paying.

How does the product range compare with Linxea or Oney?+

Vietcombank covers health, life and critical illness. Linxea lists life only, and Oney Préstamos ES covers health, life and gadget, so the choice comes down to whether health and gadget cover matter more to you than a single life policy.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

Vietcombank

Vietcombank

Vietnamese bank customers wanting health, life and critical illness cover arranged through their bank.

8.7/10See alternatives

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