Wefox review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Wefox is a broker rather than an insurer, so the policy sits with a partner company instead of with Wefox itself. It suits people in the Netherlands who want life, income protection and home emergency cover arranged in the app, with a terminal illness advance payout on top of the insured amount.

Key facts

Best for
People in the Netherlands who want life, income protection and home emergency cover arranged through an app, and who are comfortable that a partner insurer underwrites the policy.
Insurance types
Life, Income-protection, Home-emergency (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Cover limit
Terminal illness advance payout 50% of insured amount, max EUR 100,000 (Source, checked September 26, 2026)
Claims channels
App, Phone, Email (Source, checked September 26, 2026)
Age range
Under 65 for terminal illness advance payout (Source, checked September 26, 2026)
Legal entity
wefox Holding AG (CHE-375.651.476) (Source, checked September 26, 2026)
Headquarters
Switzerland (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Chat, Email (Source, checked September 26, 2026)
Official website
wefox.com

Business insurance

Provider type
Broker (Source, checked September 26, 2026)
Legal entity
wefox Holding AG (CHE-375.651.476) (Source, checked September 26, 2026)
Headquarters
Switzerland (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Chat, Email (Source, checked September 26, 2026)

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedIn

Pros and cons

Pros

  • The lines in life, income protection and home emergency put life, income protection and home emergency in the same app
  • Claims run through app, phone and email, so an app claim is not the only route
  • A terminal illness advance payout releases part of the insured amount, and it applies to Under 65 for terminal illness advance payout
  • Wefox works as a broker, broker, so partners underwrite the cover

Cons

  • Wefox is a broker, broker, so the contract sits with a partner company rather than with Wefox
  • Phone is not among its support channels (chat and email)
  • Pet, motor and travel cover are not among the lines in life, income protection and home emergency
Wefox

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Scored 8.7 / 10 by AssureCue.

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Who it suits

  • People in the Netherlands who want life and income protection quoted in the same place
  • Applicants who want home emergency cover sitting alongside a life or income protection policy
  • People happy to deal with a broker, broker, rather than an insurer directly

Who should look elsewhere

  • Linxea suits readers who want life cover alone, since its types run to life and Wefox also covers life, income protection and home emergency
  • Anyone after pet, motor or travel cover, which sit outside life, income protection and home emergency while Good Sam Insurance Agency lists them
  • Applicants past the band for the terminal illness advance payout, which applies to Under 65 for terminal illness advance payout

Safety and regulation

Wefox works as a broker, broker, which means it places cover with partner insurers rather than carrying the risk on its own balance sheet. The Dutch side of the business sits under the Autoriteit Financiele Markten. The terminal illness advance payout releases part of the insured amount, and the band it applies to is Under 65 for terminal illness advance payout. Read the terms of the partner named on your quote before you sign.

Who runs it

The brand sits under wefox Holding AG, a Swiss entity with its head office in Switzerland. It was founded in 2015 and runs on an app rather than adviser appointments, with day to day contact handled through chat and email. As a broker it names a partner insurer on the quote, so the wording you sign is the partner's.

How Wefox compares

Where Wefox is available

Available
Austria, Netherlands, Switzerland
Licence in Netherlands
Autoriteit Financiele Markten (AFM), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Wefox an insurer or a broker?+

Wefox is a broker, broker, so it arranges cover with partner insurers instead of carrying the risk itself. The insurer named on your policy documents is a separate company from Wefox. That matters if you want to check solvency or complain about the cover after the policy starts.

What kinds of cover can I get through Wefox?+

The insurance types list runs to life, income protection and home emergency, so life, income protection and home emergency sit in the same app. Motor, travel and pet cover do not sit on that list. Life and income protection can be quoted together, and home emergency cover can sit alongside either.

What is the terminal illness advance payout?+

The advance payout releases part of the insured amount on a terminal illness diagnosis, ahead of the death benefit, and the band it applies to is Under 65 for terminal illness advance payout. It is a partial release rather than the full sum insured, so treat it as a bridge during treatment rather than a settled claim.

How do I make a claim?+

Claims run through app, phone and email, that is the app, phone or email, so there are several routes when a claim lands at a difficult moment. Keeping the policy details and the app login to hand shortens the first steps of the process.

How do I contact Wefox about the policy?+

Day to day contact runs on chat and email, which is chat and email. A phone call is not among those channels, so anyone who prefers to speak to someone about cover should weigh that before choosing. Claims follow a separate path, through app, phone and email.

Who is behind the brand?+

The brand sits under wefox Holding AG, which has its head office in CH and was founded in 2015. The company sells as a broker, broker, so the insurer underwriting your policy is a separate organisation. Check that insurer's own authorisation before you sign.

Which market is Wefox regulated for?+

The Dutch side of the business sits under the Autoriteit Financiele Markten, while the group is registered in Switzerland. Quotes and claims are handled for the Dutch market, so the terms on your quote are the ones that apply to you. Applicants outside that market would need to look elsewhere.

Do I need an adviser to buy?+

Quotes for life, income protection and home emergency are arranged in the app, which is why app, phone and email is where claims start as well. The app handles the purchase and the paperwork, while the underwriting decision sits with the partner insurer. Day to day questions go through chat and email.

Sources

  • wefox.com checked September 26, 2026

    Backs: Founded

    “Founded in 2015 with a mission to transform retail insurance distribution”

  • taf.nl checked September 26, 2026

    Backs: Insurance types

    “TAF is marktleider in overlijdensrisicoverzekeringen en specialist in verzekeringen voor arbeidsongeschiktheid”

  • taf.nl/over-taf/betrouwbaar-verzekeren checked September 26, 2026

    Backs: Licences

  • taf.nl/verzekeringen/overlijdensrisico checked September 26, 2026

    Backs: Age range, Cover limit

    “Verzekerde is jonger dan 65 jaar”

  • wefox.at/fix-app checked September 26, 2026

    Backs: Claims channels

  • wefox.com/imprint checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “wefox Holding AG, Raeffelstrasse 26, 8045 Zuerich, Switzerland”

  • wefox.com/wefox-austria checked September 26, 2026

    Backs: Provider type

    “Austria's leading all-in-one digital distribution platform, built for insurance brokers and multi-agents”

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Wefox

Wefox

People in the Netherlands who want life, income protection and home emergency cover arranged through an app, and who are comfortable that a partner insurer underwrites the policy.

8.7/10See alternatives

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