Westfield Insurance review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Westfield Insurance is an insurer, in business since 1848, writing public liability and property cover for businesses that prefer the risk carrier to be the company they deal with. The median premium for public liability in this category is €8.06, so any quote is worth weighing against the wider market.
Key facts
- Best for
- Businesses wanting public liability and property cover straight from the insurer.
- Provider type
- Insurer (Source, checked September 26, 2026)
- Cover types
- Public-liability, Property (Source, checked September 26, 2026)
- Founded
- 1848 (Source, checked September 26, 2026)
- Official website
- westfieldinsurance.com
Pros and cons
Pros
- Cover runs to public liability and property, public liability and property, so each line comes from the same risk carrier.
- Trading since 1848, which is a long record beside newer names.
- An insurer rather than a broker, insurer, so the policy and the claims stay with the underwriter.
- A shorter list than Hiscox UK, whose lines are public liability, professional indemnity and employers liability, keeps the reading light.
Cons
- Cover stops at public liability and property, public liability and property, so professional indemnity, employers liability and cyber need another provider, as Hiscox UK's public liability, professional indemnity and employers liability shows.
- Buying from an insurer, insurer, gives you that provider's wording and price, where EverQuote, comparison site, would show several.
- The middle of the market for public liability limits is €3,782,418.65, so a high-exposure trade may need to push the figure up.
Who it suits
- Small businesses wanting public liability and property cover from the insurer itself, insurer.
- Traders who weigh a long trading history, in business since 1848, above a wider product list.
- Readers who would rather read a single set of policy terms than shop across providers, since the book is public liability and property.
Who should look elsewhere
- Businesses after professional indemnity, employers liability or cyber in the same pack, the range Hiscox UK covers at public liability, professional indemnity and employers liability.
- Shoppers wanting many providers side by side, since EverQuote is a comparison site, comparison site, while Westfield is an insurer, insurer.
- Buyers who prefer an intermediary, the route WeddingPlan Insurance takes as a broker, broker.
How Westfield Insurance compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.3- 9.3 vs 9.3
9.3 vs 9.3Max Life Insurance
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2- 9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.6
9.3 vs 8.6- 9.3 vs 8.4
- 9.3 vs 8.2
Protegetuviaje
Allianz Travel Insurance Hong Kong
Tune Protect Thailand
Starr Travelead
Fubon Life Hong Kong
Universal Assistance
e-Insure Taiwan
Bao Minh
AXA BE
Bezpieczny.pl
Globely
Where Westfield Insurance is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Westfield Insurance actually cover?+
Westfield is an insurer, insurer, and its business book is public liability and property. Public liability and property are the lines on it. Professional indemnity, employers liability and cyber are not, so a business that needs those as well will want to widen the search.
How much does public liability insurance cost?+
The median premium for public liability in this category is €8.06, and for business insurance as a whole it is €8.37. Those are category figures, so use them to test a Westfield quote against the market rather than to expect a starting price.
Is Westfield an insurer or a broker?+
Westfield is an insurer, insurer, so the company that carries the risk is the company you deal with. WeddingPlan Insurance is a broker, broker, and EverQuote is a comparison site, comparison site. Those are two different routes to the same kind of cover.
How long has Westfield Insurance been trading?+
Westfield has been trading since 1848. That length of record is the detail to weigh if you want a long established insurer behind the policy wording, rather than a name reached through a broker or a comparison listing.
How much cover can I buy?+
For public liability in this category the middle of the market is €3,782,418.65, the lower quartile is €1,310,118.04 and the upper quartile is €5,810,912.89. Match the limit on your quote to the exposure of your trade rather than to the average.
Should I look past Westfield at a wider list?+
Worth it if you need more than the public liability and property on offer here. Hiscox UK lists public liability, professional indemnity and employers liability, so professional indemnity, employers liability and cyber sit with the same provider. If public liability and property are all you need, the shorter list is simpler to read.
How many providers sit in the same field?+
The site lists 494 brands, and the business insurance ranking alone covers 131 of them. Westfield is a name within that field, so there is room to put its quote and its public liability and property cover list next to others before you decide.
Sources
- westfieldinsurance.com checked September 26, 2026
Backs: Founded
“Since 1848, Westfield has provided insurance”
- westfieldinsurance.com/business checked September 26, 2026
Backs: Cover types, Provider type
“our business owners policy (BOP) combines property, business interruption, and general liability insurance”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Indemnity limit, Premium from.
Related by the facts
Westfield Insurance
Businesses wanting public liability and property cover straight from the insurer.