Wind Tre IT review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Wind Tre IT is an Italian broker whose monthly plans start at €4.99 a month and cover home, pet, travel, health and gadget lines under a single policy. Adults with an Italian tax code wanting several household policies in a single place get the most from it.
Key facts
- Best for
- A single monthly broker for low-cost Italian household and pet cover.
- Premium from
- €4.99 (Source, checked September 26, 2026)
- Insurance types
- Home, Home-emergency, Pet, Gadget, Travel, Health (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Excess from
- €150 (Source, checked September 26, 2026)
- Cover limit
- 2,000 EUR per year (Micio e Fido veterinary expenses) (Source, checked September 26, 2026)
- Claims channels
- Phone, Online customer area, Email (Source, checked September 26, 2026)
- Age range
- 18 or older with Italian tax code (Source, checked September 26, 2026)
- Legal entity
- Wind Tre S.p.A. (Source, checked September 26, 2026)
- Headquarters
- Italy (Source, checked September 26, 2026)
- Founded
- 2016 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- windtre.it
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Monthly payments are the only model, with monthly listing monthly alone, so home, pet, travel, health and gadget cover can sit on a single bill.
- Pet cover for veterinary expenses runs to a limit of 2,000 EUR per year (Micio e Fido veterinary expenses).
- Claims can be started on phone, online customer area and email.
- Registered with IVASS in Italy as an agent, so the intermediary side of the sale is checked.
Cons
- It is a broker rather than an insurer, which puts a layer between you and whoever underwrites the policy.
- Pet claims carry an excess of €150 and a cap of 2,000 EUR per year (Micio e Fido veterinary expenses).
- Support runs on phone, email and help centre only, so there is no chat route for quick questions.
Who it suits
- Italian households wanting home, pet, travel, health and gadget cover from a single broker relationship, rather than the wider catalogue Good Sam Insurance Agency sets out in its auto, home and renters.
- Pet owners comfortable with a 2,000 EUR per year (Micio e Fido veterinary expenses) veterinary limit, where Hiscox UK lists home and home emergency in its home, renters and landlord.
- Adults in Italy, since eligibility runs to 18 or older with Italian tax code and the base is IT.
Who should look elsewhere
- Buyers after auto, life or motorcycle lines, which appear in auto, home and renters but not in home, home emergency and pet.
- Renters and landlords, since home, renters and landlord covers both while the Wind Tre IT range is home, home emergency and pet.
- Anyone wanting a yearly payment instead, because monthly is the only model in monthly.
How Wind Tre IT compares
8.8 vs 8.6
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Where Wind Tre IT is available
- Available
- Italy, San Marino, Vatican City
- Licence in Italy
- IVASS - Registro Unico degli Intermediari Assicurativi e Riassicurativi (RUI), Sezione A Agenti (A000732828), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a Wind Tre IT policy cost to start?+
Premises start at €4.99 a month, below the site median €8.37 across the brands compared. On the site's ranking for lowest starting premium, Wind Tre IT sits 92 of 252. What you pay moves with the lines you add and where you are insured in Italy.
Can I pay monthly or must I pay for the year?+
Monthly payments are available, and monthly lists monthly as the only payment model. That spreads the cost of the policy across the year rather than asking for one large payment, which suits people who would rather not commit to a yearly sum upfront.
What is the pet cover limit and the excess?+
The pet plan, called Micio e Fido, has a cover limit of 2,000 EUR per year (Micio e Fido veterinary expenses), and the excess starts at €150. Both figures shape what a claim actually pays, so compare them with the veterinary bills you expect before you take the policy out.
Is Wind Tre IT an insurer or a broker?+
It is a broker, and the legal entity is Wind Tre S.p.A.. A broker sells and administers cover on behalf of an insurer rather than carrying the risk itself, so the insurer standing behind a Wind Tre IT policy is the detail to confirm before you buy.
Is the brand regulated in Italy?+
Yes. It is listed with IVASS, the Italian insurance regulator, in the RUI Sezione A register for agents under A000732828. That registration covers the intermediary side of the sale, in Italy.
How do I make a claim with Wind Tre IT?+
Claims run on phone, online customer area and email, so you can start by phone, in the online customer area or by email. General support sits on phone, email and help centre, which covers phone and email alongside a help centre for questions that sit outside a claim.
Who can buy a Wind Tre IT policy?+
The stated range is 18 or older with Italian tax code, so an Italian tax code matters as much as the age itself. Someone buying for a different market, or without an Italian tax code, would need to sort eligibility out before asking for a price.
Sources
- ivass.it checked September 26, 2026
Backs: Licences
- windtre.it/windtre-assicurazioni/casa-animali-domestici-e... checked September 26, 2026
Backs: Age range, Claims channels, Cover limit, Excess from, Headquarters, Legal entity, Pricing model, Monthly payments, Premium from, Support channels
“©Wind Tre S.p.A. - Via Monte Rosa, 91 - 20149 Milano (MI)”
- windtre.it/windtre-assicurazioni/trasparenza-assicurativa checked September 26, 2026
Backs: Insurance types
- windtre.it/windtregroup/company/la-storia checked September 26, 2026
Backs: Provider type, Founded
“31 DICEMBRE 2016 LA NASCITA Nasce ufficialmente Wind Tre SpA.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Wind Tre IT
A single monthly broker for low-cost Italian household and pet cover.