Wuerttembergische Versicherung AG review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Wuerttembergische Versicherung AG is a German insurer built around seniors, writing personal cover from motor and home through health, travel and dental. Premiums start at €16.90, above the site median of €8.37, and the quoted product is paid as a lump sum rather than monthly.

Key facts

Best for
Seniors in Germany wanting motor, home, health, travel and dental cover from one direct insurer.
Premium from
€16.90 (Source, checked September 26, 2026)
Insurance types
Auto, Home, Life, Health, Travel, Pet, Motorcycle, Landlord, Dental, Income-protection (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
No (Source, checked September 26, 2026)
Claims channels
Online claim form, Phone, Customer portal app, 24/7 emergency number (Source, checked September 26, 2026)
Age range
up to 70 years (Source, checked September 26, 2026)
Legal entity
Württembergische Versicherung AG (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
1828 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Audience
Seniors
Official website
wuerttembergische.de

Business insurance

Provider type
Insurer (Source, checked September 26, 2026)
Cover types
Public-liability, Cyber, Property (Source, checked September 26, 2026)
Premium from
€16.90 (Source, checked September 26, 2026)
Monthly payments
No (Source, checked September 26, 2026)
Legal entity
Württembergische Versicherung AG (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Founded
1828 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
WikidataXLinkedInekomi.deekomi.de

Pros and cons

Pros

  • Personal cover runs across auto, home and life, so motor, home, life, health, travel, pet, motorcycle, landlord, dental and income protection sit with one provider.
  • Claims have dedicated routes through online claim form, phone and customer portal app, including an online claim form, phone, a customer portal app and an emergency number.
  • It is a direct insurer: insurer reads insurer, with a legal entity of Württembergische Versicherung AG based in Germany and founded in 1828.
  • Business clients can add public liability, cyber and property to the personal book.

Cons

  • Support runs on email, phone and help centre only, with no chat or community route listed.
  • A premium from €16.90 is above the site median of €8.37, and the brand sits 167 of 252 on the site's premium comparison.
Wuerttembergische Versicherung AG

Ready to try Wuerttembergische Versicherung AG?

Scored 9.2 / 10 by AssureCue.

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Who it suits

  • Seniors, the stated audience for this insurer, within an entry age range of up to 70 years.
  • Households that want one German insurer for motor, home, health, travel, pet and dental, plus public liability, cyber and property for a small business.
  • Readers who prefer a direct insurer to a broker, since 42.4% of the brands here are insurers.

Who should look elsewhere

  • bunq, if a plan priced at €0 matters more than the breadth of auto, home and life.
  • Good Sam Insurance Agency, whose auto, home and renters includes renters cover, the one personal line this insurer does not list.
  • Euroasia Insurance, quoted at UZS 60,000 for car cover, which is not a like for like read on the figure here.

How Wuerttembergische Versicherung AG compares

Where Wuerttembergische Versicherung AG is available

Available
Germany
Licence in Germany
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What do premiums start at here?+

Premiums start at €16.90 on the quoted travel health product, against a site median of €8.37 and a range of €2.92 to €29.72. The cost part of the overall score is 3.3, and the brand sits 167 of 252 on this comparison.

Can I pay monthly?+

Monthly payments are not offered on the quoted product, so the premium is settled in one payment rather than spread across the year. Monthly options are the norm on the site: 88.9% of brands offer them against 11.1% that do not, so this is a real trade-off for cash flow.

Is it a broker or an insurer, and who supervises it?+

It underwrites directly: insurer reads insurer, and the legal entity is Württembergische Versicherung AG, based in Germany. The Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) supervises it in Germany. Insurers account for 42.4% of brands here, and 332 of 494 brands carry a licence.

How do I make a claim?+

Claims run through online claim form, phone and customer portal app, so you can file with the online claim form, call by phone, work in the customer portal app or reach the emergency number for urgent cases. Support questions take a separate route through email, phone and help centre, which lists email, phone and a help centre.

How do I reach support?+

Support runs on email, phone and help centre, and no chat or community route is listed, so phone and email carry the load. Phone is also the most common support channel on the site at 90.9%, ahead of email and the help centre at 74.9% and 76.4%.

Who is this insurer aimed at?+

The stated audience is seniors, and the entry age range is up to 70 years. Seniors are the most common segment on the site at 68.2% of brands, so this insurer sits in a well-trodden group rather than a niche of its own. Auto, home, travel and health cover sit alongside.

What can I cover with it?+

Personal lines run across auto, home and life, from motor and home through health, travel and pet to dental and income protection. Business clients can add public liability, cyber and property. Auto is the line most brands here write at 55.8%, with home and travel at 51.7% and 50.9%.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Wuerttembergische Versicherung AG

Wuerttembergische Versicherung AG

Seniors in Germany wanting motor, home, health, travel and dental cover from one direct insurer.

9.2/10See alternatives

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