AKC Pet Insurance review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

AKC Pet Insurance is a US pet broker run by PetPartners, Inc., selling monthly dog and cat policies that pay Up to $10,000 per year, with help on phone, chat and email. It suits owners who pay month by month and want quick answers, and less to anyone shopping outside the US.

Key facts

Best for
Monthly pet cover for US dog and cat owners who want a broker to place the policy.
Premium from
$10 (Source, checked September 26, 2026)
Insurance types
Pet (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Excess from
$100 (Source, checked September 26, 2026)
Cover limit
Up to $10,000 per year (Source, checked September 26, 2026)
Claims channels
Mail, Email, Fax, Mobile app (Source, checked September 26, 2026)
Age range
8 weeks (dogs) and 10 weeks (cats) minimum, no maximum age (Source, checked September 26, 2026)
Legal entity
PetPartners, Inc. (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Founded
2003 (Source, checked September 26, 2026)
Support channels
Phone, Chat, Email, Help-centre, Community (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
akcpetinsurance.com

Apps and profiles

Get the app
Google Play
Elsewhere
X

Pros and cons

Pros

  • Monthly payments are available and the policy runs on a monthly model, spreading the premium across the year.
  • Support is broad for a pet specialist, running on phone, chat and email.
  • There is no maximum age on 8 weeks (dogs) and 10 weeks (cats) minimum, no maximum age, so an older dog or cat can still be covered.
  • US licences are held with the National Association of Insurance Commissioners, 7612549, and the California Department of Insurance, 0F27261.

Cons

  • Pet is the only line, since pet lists pet alone, so home, auto or life cover comes from another provider.
  • An excess starts at $100 on the accident-only plan, and that sum comes off a claim before you are paid.
  • Claims run through mail, email and fax, so post and fax stay part of the process even though an app is offered.
AKC Pet Insurance

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Scored 9.0 / 10 by AssureCue.

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Who it suits

  • US owners of dogs and cats who want the premium spread over the year through monthly payments.
  • Pet owners who want phone and chat help alongside a help centre, listed as phone, chat and email.
  • Households content to buy pet cover from a broker rather than from the insurer itself.

Who should look elsewhere

  • Anyone who wants pet cover alongside home, auto or life: Good Sam Insurance Agency lists auto, home and renters.
  • Buyers priced in Switzerland: bonus.ch quotes a premium of CHF 0, while AKC Pet Insurance is based in the US.
  • Car insurance shoppers: ComparaJa lists a premium of €0 in Portugal, while AKC Pet Insurance covers pet only.

Safety and regulation

AKC Pet Insurance works as a broker, placing the policy with the insurer that carries the risk. Licensing runs through the National Association of Insurance Commissioners, recorded as 7612549, and the California Department of Insurance, recorded as 0F27261. These licences sit in the US, where a complaint follows the state regulator.

How AKC Pet Insurance compares

Where AKC Pet Insurance is available

Available
United States
Licence in United States
National Association of Insurance Commissioners (7612549), checked September 26, 2026
Licence in United States
California Department of Insurance (0F27261), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does AKC Pet Insurance cost to start?+

AKC Pet Insurance starts at $10, which places it 132 of 252 brands on that figure. The median for pet policies in this ranking sits at €8.88, so the opening price lands near the middle. The accident-only plan also carries an excess from $100.

What is the most a claim can pay out?+

A claim year is bounded by Up to $10,000 per year, so a large surgery or hospital stay has a ceiling on what the policy will pay. Since pet is the only cover listed, the policy handles veterinary costs for a dog or cat and nothing else on the household.

How old does a dog or cat have to be to be insured?+

The listed age range is 8 weeks (dogs) and 10 weeks (cats) minimum, no maximum age. In practice a pet can join from a minimum age, and there is no maximum age, so a puppy or kitten can be covered early and an older animal can still be added to a policy.

How do I get help from AKC Pet Insurance?+

Help runs on phone, chat and email, so a question can go to the phone line, chat, email, the help centre or the community. The same set of channels handles policy questions before you buy and problems with a claim afterwards, and chat suits anyone who would rather type than call.

How do I make a claim?+

Claims are handled through mail, email and fax: post, email, fax or the mobile app. The app is the quickest route for an owner who keeps documents on a phone, while postal claims and fax remain in the mix for anyone who prefers paper.

Is AKC Pet Insurance properly licensed?+

It is licensed by the National Association of Insurance Commissioners, listed as 7612549, and by the California Department of Insurance, listed as 0F27261. These records are US filings, and AKC Pet Insurance is a broker, so the policy is placed with the insurer that carries the risk.

Can I pay monthly rather than settling the premium up front?+

Monthly payments are available, and the policy runs on a monthly model, so the premium is spread across the year instead of a large payment at renewal. That suits owners who budget monthly and prefer not to commit a large sum to a pet policy.

Sources

  • akcpetinsurance.com checked September 26, 2026

    Backs: Licences, Claims channels, Provider type, Founded, Headquarters, Insurance types, Legal entity

    “Submit via mail, email, fax, or app-whatever is easiest for you”

  • akcpetinsurance.com/plans/accident-only checked September 26, 2026

    Backs: Excess from

    “AccidentCare Plan Limits: $100 Deductible”

  • akcpetinsurance.com/plans/dog-insurance checked September 26, 2026

    Backs: Pricing model, Support channels

    “These factors will also affect monthly premium costs”

  • akcpetinsurance.com/resources/faq checked September 26, 2026

    Backs: Age range, Cover limit, Monthly payments, Premium from

    “Some states may require that a puppy be at least 8 weeks of age and a kitten be at least 10 weeks of age; there is no maximum age for enrollment”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

AKC Pet Insurance

AKC Pet Insurance

Monthly pet cover for US dog and cat owners who want a broker to place the policy.

9.0/10See alternatives

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