Cover My Pet review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Cover My Pet suits pet owners seeking monthly cover through a broker with vet fee protection at Up to £10,000 vet fees. Premiums start at £6.12 with excess at £50 and claims via email, backed by support through email, phone and help centre.

Key facts

Best for
Pet owners wanting broker arranged cover with monthly payments
Premium from
£6.12 (Source, checked September 29, 2026)
Insurance types
Pet, Breakdown, Gadget, Travel, Auto, Home (Source, checked September 29, 2026)
Provider type
Broker (Source, checked September 29, 2026)
Monthly payments
Yes (Source, checked September 29, 2026)
Excess from
£50 (Source, checked September 29, 2026)
Cover limit
Up to £10,000 vet fees (Source, checked September 29, 2026)
Claims channels
Email (Source, checked September 29, 2026)
Age range
from 8 weeks (Source, checked September 29, 2026)
Legal entity
Reach Financial Services Limited (Source, checked September 29, 2026)
Headquarters
United Kingdom (Source, checked September 29, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 29, 2026)
Pricing model
Monthly
Official website
covermy.co.uk

Apps and profiles

Elsewhere
TrustpilotLinkedIn

Pros and cons

Pros

  • Vet fee protection reaches Up to £10,000 vet fees for eligible treatment
  • Premiums start at £6.12 with Monthly payments available
  • Support through email, phone and help centre plus cover across pet, breakdown and gadget

Cons

  • Claims run on email only, which limits contact choice
  • Cover starts at from 8 weeks, so very young pets fall outside eligibility
  • Excess applies at £50 on qualifying claims
Cover My Pet

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Scored 8.9 / 10 by AssureCue.

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Who it suits

  • Pet owners wanting vet fee protection with monthly budgeting
  • Readers comfortable buying through a broker rather than an insurer
  • Households wanting pet cover alongside travel, auto and home options

Who should look elsewhere

  • Readers wanting insurer direct purchase rather than a broker may prefer Hiscox for its provider structure
  • Readers wanting continental cover in local currency may prefer andsafe over a Britain based broker
  • Readers focused on gadget cover may prefer die Bayerische for its stated device emphasis

Who runs it

Cover My Pet is arranged by Reach Financial Services Limited based in the United Kingdom. Support is available through email, phone and help centre alongside guidance resources. The firm holds authorisation from the Financial Conduct Authority under licence 302801, so regulation that applies in Britain governs sales and service.

How Cover My Pet compares

Where Cover My Pet is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (302801), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

How much does Cover My Pet cost?+

Premiums start at £6.12 for pet cover, with Monthly payments available for budgeting across the term. Vet fee protection reaches Up to £10,000 vet fees, while excess applies at £50. Actual pricing varies by pet details, cover chosen and underwriting terms.

What vet fee limit applies?+

Vet fee protection reaches Up to £10,000 vet fees for eligible treatment claimed under policy terms. Limits, exclusions and excess at £50 shape the amount payable on each claim. Policy documents set out how pre existing conditions, annual limits and renewal terms affect cover.

Which pets can be covered?+

Cover is open at from 8 weeks for eligible dogs under the advertised pet range. Breed, health history and policy terms can affect acceptance and pricing. Cover spans options within pet, breakdown and gadget, with pet cover supported by monthly payment terms.

How do claims work?+

Claims are submitted through email, so documentation and correspondence pass through email channels. Excess at £50 applies where stated in policy terms. Settlement timing depends on complete veterinary evidence and validation against cover limits and exclusions.

Who runs Cover My Pet and how is it regulated?+

The firm operates as a broker arranged by Reach Financial Services Limited based in the United Kingdom. It holds authorisation from the Financial Conduct Authority under licence 302801. That authorisation governs sales standards, disclosures and complaint handling for British customers.

What support and payment choices are offered?+

Support is available through email, phone and help centre, giving choice across email, phone and help centre guidance. Monthly payments are available, which helps spread premiums across the year. Cover sits alongside travel, auto, home and breakdown options within pet, breakdown and gadget.

Does Cover My Pet offer cover beyond pets?+

The wider CoverMy range spans options within pet, breakdown and gadget, covering pet, breakdown, gadget, travel, auto and home needs. Monthly payment terms support budgeting across those lines. Each product carries separate limits, excess terms and eligibility rules described in policy documents.

Sources

  • covermy.co.uk checked September 29, 2026

    Backs: Insurance types

    “Pet Insurance Breakdown insurance Gadget Insurance Travel Insurance Temporary Car Insurance Home Insurance”

  • covermy.co.uk/pet-insurance checked September 29, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “Cat insurance From just £6.12 a month”

  • covermy.co.uk/pet-insurance/dog-insurance checked September 29, 2026

    Backs: Age range, Cover limit, Excess from

    “puppy insurance starts from just 8 weeks old”

  • covermy.co.uk/pet-insurance/faqs checked September 29, 2026

    Backs: Support channels

    “0208 626 9454 CoverMy Pet FAQs”

  • covermy.co.uk/pet-insurance/make-a-claim checked September 29, 2026

    Backs: Claims channels

    “Send your completed claim form and supporting documents to”

  • covermy.co.uk/terms-of-business checked September 29, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “We are an insurance intermediary who are authorised and regulated”

Compiled from 6 source pages, checked September 29, 2026. We did not open an account.

Cover My Pet

Cover My Pet

Pet owners wanting broker arranged cover with monthly payments

8.9/10See alternatives

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