Updated September 28, 2026 · AssureCue Editorial Team
ERGO Group Deutschland vs InsuranceDotCom (BoheomDotCom) via AdIns
What sets them apart
| Compare |  ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns ReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | €3.90 | ₩20,000 to ₩30,000 |
| Insurance types | Auto, Home, Life, Health, Travel, Motorcycle, Dental, Income protection | Health, Critical illness, Dental, Life, Auto, Home, Pet |
| Provider type | Insurer | Broker |
| Claims channels | Online, Phone | Phone, Online Q&A |
| Cover limit | 31,200 EUR sum insured (ERGO Hausratversicherung Smart, 48 sqm flat in Würzburg) | Not confirmed |
| Age range | Under 36 (13% start bonus for young people) | Not confirmed |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- ERGO Group Deutschland scores higher overall: 9.4 vs 8.9.
- Insurance types: only ERGO Group Deutschland offers Travel, Motorcycle, Income protection.
- Insurance types: only InsuranceDotCom (BoheomDotCom) via AdIns offers Critical illness, Pet.
- Claims channels: only ERGO Group Deutschland offers Online.
- Claims channels: only InsuranceDotCom (BoheomDotCom) via AdIns offers Online Q&A.
- Support channels: only ERGO Group Deutschland offers Email, Chat.
- Support channels: only InsuranceDotCom (BoheomDotCom) via AdIns offers Help centre, Community.
Our verdict on each
ERGO Group Deutschland
ERGO Group Deutschland suits people who want one insurer for home, car and health cover, with premiums starting at €3.90 on a home policy. The support mix and monthly payment option make the account easy to run, and the price sits below the site median of €8.37.
InsuranceDotCom (BoheomDotCom) via AdIns
InsuranceDotCom is a Korean broker built for seniors, comparing health, critical illness, dental, life, auto, home and pet cover on monthly payments. It suits people who want several kinds of cover bundled into a monthly figure, with premiums of KRW 20,000 to KRW 30,000.
Score breakdown
| Area | ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns |
|---|---|---|
| Cost | 9.3HigherPremiums start at €3.90 on the Smart home policy, under the site median of €8.37, with monthly payments available. | 8.9 |
| Offer | 9.1 | 9.1 |
| Trust | 9.6Higher | 8.8 |
Availability and regulation
| Country | ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns |
|---|---|---|
| Germany | Not confirmed | |
| South Korea | Not confirmed |
Additional countries for ERGO Group Deutschland: 1. Additional countries for InsuranceDotCom (BoheomDotCom) via AdIns: 1.
Feature by feature
| Insurance types | ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Life | Yes | Yes |
| Health | Yes | Yes |
| Travel | Yes | No |
| Pet | No | Yes |
| Motorcycle | Yes | No |
| Dental | Yes | Yes |
| Critical illness | No | Yes |
| Income protection | Yes | No |
How they place
| Ranking | ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns |
|---|---|---|
| Car insurance | 7 of 375 | 213 of 375 |
| Home insurance | 6 of 273 | 192 of 273 |
| Life insurance | 5 of 263 | 191 of 263 |
| Health insurance | 6 of 216 | 154 of 216 |
| Dental insurance | 4 of 50 | 43 of 50 |
Every fact side by side
| Fact | ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Monthly |
| Legal entity | ERGO Group AG | InsuranceDotCom Co., Ltd. ((주)보험닷컴) |
| Headquarters | Germany | South Korea |
| Support channels | Email, Chat, Phone | Phone, Help centre, Community |
Business insurance
| Fact | ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns |
|---|---|---|
| Cover types | Public liability, Cyber, Property | Not confirmed |
Pros and cons
ERGO Group Deutschland
Pros
- Premiums start at €3.90 on the Smart home policy, below the site median of €8.37
- Monthly payments are available, so the cost spreads across the year rather than landing in one bill
- Support runs on email, chat and phone, so you can reach a person on chat, email or phone
Cons
- The starting premium of €3.90 belongs to the Smart home policy for a small flat, so it reads as an entry point rather than a price for a larger home
- The age band shown is Under 36 (13% start bonus for young people), so the starting price applies to a narrower group
- Support runs on email, chat and phone only, with no branch or broker option listed
InsuranceDotCom (BoheomDotCom) via AdIns
Pros
- Monthly payments are available, so the premium leaves the account in small steps: monthly.
- The comparison covers health, critical illness and dental, so several lines can be quoted together.
- Registered with the Financial Services Commission as an insurance agent and broker: 2018110036.
Cons
- Support runs on phone, help centre and community, with no email or live chat listed for questions.
- Monthly payments are the only model on monthly, so there is no annual billing option.
- Against bunq at €0, its starting premium of KRW 20,000 to KRW 30,000 reads far higher, even allowing for a different currency.
Who each suits
ERGO Group Deutschland
Who it suits
- Households in Germany who want home, car, health, life, travel, motorbike, dental and income protection from one insurer
- Renters or flat owners who want monthly payments instead of a single annual bill
- Small businesses that need public liability, cyber or property cover alongside personal lines
Who should look elsewhere
- Shoppers whose main need is professional or employers liability, since business cover is limited to public liability, cyber and property
- People wanting pet or renters insurance, as neither appears in auto, home and life
- Anyone who wants branch or in person service, since support runs on email, chat and phone only
InsuranceDotCom (BoheomDotCom) via AdIns
Who it suits
- Seniors in South Korea, the audience the brand lists: seniors.
- Families who want health, auto, home and pet cover together, since health, critical illness and dental sits in one place.
- Readers who prefer a broker to an insurer, as the provider type here is a broker: broker.
Who should look elsewhere
- bunq, where premiums of €0 make it worth checking first if cost is the main worry.
- EuroAsia Insurance, whose premiums of UZS 60,000 sit in another market and currency and serve a second read on price.
- Good Sam Insurance Agency, whose auto, home and renters adds the travel and motorcycle cover missing from this brand.
Current offers
ERGO Group Deutschland
Current offer
Bonus
13% start bonus for young people on ERGO Hausratversicherung: 13%
Granted while the policyholder has not yet reached age 36; applied automatically
Source, checked September 26, 2026
InsuranceDotCom (BoheomDotCom) via AdIns
Current offer
Discount code
Insurance signup cashback event (50% cashback banner): 50% cashback
Cashback paid on insurance signup via the event page; ad review compliance, validity 1 year from review date
Source, checked September 26, 2026
Country by country
| Country | ERGO Group Deutschland | InsuranceDotCom (BoheomDotCom) via AdIns |
|---|---|---|
| Germany | Yes | No |
| South Korea | No | Yes |
Questions about each
ERGO Group Deutschland
What does ERGO Group Deutschland cost to start with?+
The published entry price is €3.90, attached to the Smart home policy. The site median for this field is €8.37, and the lower quartile is €2.92, so the starting figure sits in the cheaper part of the market range. It applies to that one home product rather than every policy.
Can I pay monthly instead of in one payment?+
Yes. Monthly payments are available, so the premium can be spread over the year rather than paid as a single sum. That is the payment model listed for this insurer, and it is the norm across the site, where 88.9% is the share of brands offering it.
InsuranceDotCom (BoheomDotCom) via AdIns
What does InsuranceDotCom cost?+
Premiums are quoted from KRW 20,000 to KRW 30,000, and the model is monthly: monthly. Monthly payments are available, so the figure is spread across the month rather than paid as a lump sum. What you finally pay depends on which line you choose from health, critical illness and dental.
Can I pay monthly?+
Yes. Monthly payments are available, and monthly is the only payment model here. That suits anyone who would rather watch the premium leave the account in smaller steps each month than commit to a year of payments up front.
Other options to compare
Other matchups
- ERGO Group Deutschland vs HelloSafe (Atlas)
- ERGO Group Deutschland vs Income Insurance
- ERGO Group Deutschland vs WorldTrips
- ERGO Group Deutschland vs APRIL International
- ERGO Group Deutschland vs 1Cover
- ERGO Group Deutschland vs die Bayerische
- ERGO Group Deutschland vs Principal
- ERGO Group Deutschland vs Allianz Lebensversicherungs-AG
- ERGO Group Deutschland vs Aviva
- ERGO Group Deutschland vs Barmenia
- ERGO Group Deutschland vs Hiscox UK
- ERGO Group Deutschland vs Porto Seguro
- InsuranceDotCom (BoheomDotCom) via AdIns vs Alan
- ERGO Group Deutschland vs KS Auxilia
- ERGO Group Deutschland vs MyPhysicianPlan
- ERGO Group Deutschland vs Polizza Vita con Bonus
- ERGO Group Deutschland vs HanseMerkur Reiseversicherung AT
- ERGO Group Deutschland vs Linxea
- ERGO Group Deutschland vs Explorer Travel Insurance
- ERGO Group Deutschland vs TravelSecure
- ERGO Group Deutschland vs MSIG Insurance (Thailand)
- ERGO Group Deutschland vs TIPINSURE
- ERGO Group Deutschland vs Vuso UA
- ERGO Group Deutschland vs Max Life Insurance
- ERGO Group Deutschland vs Compass
- ERGO Group Deutschland vs Lemonade
- ERGO Group Deutschland vs Getsafe
- ERGO Group Deutschland vs Acko
- ERGO Group Deutschland vs YouSet
- ERGO Group Deutschland vs BizCover (Australia)
- ERGO Group Deutschland vs Alior